Can FCA promote growth in the UK or do we need Martin Lewis?

Martin Lewis has promoted his growth measure to ordinary people. You can watch him on YouTube at the end of this blog.

Nikhil Rathi has written to the Prime Minister and it’s a letter pro-growth measures. You can read it here.


FCA announces measures to boost investment culture

On 8 December 2025, the FCA unveiled a series of policy initiatives

“to empower retail investment, reinforce wholesale markets and maintain the UK’s position as a world-leading financial centre.”

The package of measures includes:

  • discussion paper on expanding consumer access to investments (DP25/3) (closes on 6 March 2026)

  • consultation paper on client categorisation and conflicts of interest (CP25/36) (see below)
  • policy statement setting out final rules for consumer composite investments, which replaces EU-derived disclosure rules for PRIIPs and UCITS (PS25/20).

In addition, the FCA confirmed that rules for target supported will be published shortly and provided an update on the Consumer Duty for firms that work together to manufacture products or services.

On 8 December 2025, the FCA published a statement on the Consumer Duty alongside a package of measures aimed at boosting UK investment culture (see our General section above). The statement sets out the FCA’s Consumer Duty expectations of firms that work together to manufacture products or services.

The FCA says that it will be considering the rules that relate to such firms as part of its overall work in H1 2026 to review the application of the Duty.

On 9 December 2025, the FCA published a consultation paper (CP25/37), which includes a number of amendments that are designed to simplify its rules following the introduction of the Consumer Duty.


The Pension Plowman view

As with the Pensions Regulator, the FCA is taking steps to get money invested for growth rather than to reduce risk.

Decide who will have the biggest influence on how Britain sees growth. My bet is that we are betting on Martin Lewis.

But from one end with Nikhil Rathi to the other with Martin Lewis , there appears that attitudes in Britain are investing.

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman
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1 Response to Can FCA promote growth in the UK or do we need Martin Lewis?

  1. Pingback: Workplace pension funds – no longer beginners at investment – let them past a charge cap. | AgeWage: Making your money work as hard as you do

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