Why you can’t understand old age finance so well without Tony’s help

I could not understand the problems older people have so well , had I not Tony Watt’s daily round up of blogs and information that arrives in my email.  Here is today’s and (more importantly) here is the subscription link – so you like me can follow him!

Subscribe to AGEnda here.

Cold weather puts the “heat or eat” dilemma in spotlight

To welcome in the New Year, our first two stories today put the dilemma faced by many pensioners (as well as others on low incomes) into sharp focus.

On the one hand, the NHS sagely points out the health dangers of not heating your home properly in the cold weather; on the other, an estimated three million pensioners are struggling to afford to do just that.

Cold weather payments are now being triggered in some parts of the country, but large swathes of the UK won’t be covered. And neither will those households with incomes marginally above the applicability level.

With voices demanding an end to the triple lock becoming ever more strident (the right-leaning CPS weighs in today) this makes it crucial for any future discussion on the State Pension to take into account those living on extremely modest incomes who receive no additional support, arguably by adjusting the current cliff-edge for support.

In other news: part-time workers (which will include many working up to State Pension Age) are now entitled to auto-enrol into a pension, following the last Budget. The incoming Archbishop of Canterbury has also called on communities to play their part in looking out for those struggling with their physical and mental health.

Meanwhile, deep in the heart of Dorset (which has one of the oldest median ages in the UK), the good people of Bridport are up in arms about the prospect of more retirement apartments coming to their town, arguing that affordable housing is needed more.

It is a genuine tragedy that this is regularly seen as an “either-or” argument, when both are so badly needed. Anyhoo, if you fancy joining the planned march, they’ll all be meeting up in the gloriously-named Bucky Doo Square; pitchforks are optional.

We also have two helpful articles on what happens to your money should you move into a care home, and what difference living with dementia will make to that.

And we end on an uplifting note with a story from Yorkshire about how befriending can turn people’s lives around.

Have a great 2026.

Tony Watts OBE, Editor info@theageactionalliance.org

Catch up on all the latest news, views and knowledge from Age Action Alliance members here: 

Cold weather

NHS advises UK homes not to put heating below certain temperatures as snow expected

The NHS advice comes as the Met Office issues severe weather warnings for snow and ice across much of the UK, with Cold Weather Payments available for eligible households.
Read more

Triple lock warning as 3m pensioners “struggle to keep houses warm”

Polling shows 23% of over-65s cannot keep their homes to the recommended minimum temperature.
Read more

Waspi women

Waspi women launch New Year campaign for State Pension Age compensation

An estimated 3.5 million women affected by changes to the official age of retirement could be due compensation.

Read more

Money matters

Pension boost set for people working just 15 hours a week

New analysis from Standard Life suggests that working just two days a week on the new National Living Wage is enough to start pension savings through auto-enrolment.
Read more

Workers “hammered” while pensioners benefit, says analysis

According to the Centre for Policy Studies (CPS), someone earning £50,000 today will be £505 worse off in real terms come 2031 despite their salary being forecast to increase by more than £6,000. On the flip side, pensioners and those on welfare are set to be better off.
Read more

Health & Care

Community key to good healthcare, says incoming Archbishop of Canterbury

In her address, Dame Sarah said churches offering regular lunches in a community setting “can be as important as medical intervention for our physical and mental health”. She added that they can also assist people getting health check-ups.

Read more

Do you lose your State Pension when you move into a care home?

The rules differ according to your circumstances. It depends on whether you pay all the care home fees yourself or you get help from your local authority, or your partner keeps living in your house.

Read more

Later life housing

Campaigners plan march to protest retirement development

Planning permission for a new multi-million pound 73-property scheme at the former JC Phillips site on South Street was refused – but applicant Churchill Living is appealing the decision.

Tackling dementia

Do people living with dementai have to pay care home fees?

Dementia care can be costly as people living with dementia can require a lot of care and support. The progressive nature of dementia can also mean that you may require more specialist care over time, which can make the costs rack up even more.

Read more

Healthy ageing

Working out while losing weight “keeps muscles young”, says study

With millions of people now using weight loss drugs such as Wegovy and Ozempic, understanding what impact this muscle loss might have on their health is important.

Social & Digital Isolation

“My befriender has taught me how to live again”

Age UK’s befriending service has already supported more than 200 residents, yet dozens are still waiting for that friendly face to bring happiness and hope.
Read more

Get in touch

That’s all for this edition. 
Connect on LinkedIn – https://www.linkedin.com/in/tony-watts-obe-85a00112/
Follow me on Twitter – https://twitter.com/tonywattswriter
Follow me on Bluesky – @tonywattswriter.bsky.social

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman
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