It was a great treat to spend a day of my holiday in the company of Derek Scott and this blog is a tribute to what he has brought and is bringing to UK pensions.

We met in Fife, it was raining hard when I left Kinloch Rannoch some way to the north west as Perthshire felt.

I had been advised by Andrew Young that Fife is God’s country and I was prepared to accept this as Derek drove me to the “Niblick” a golf restaurant overlooking the final hole and opening hole of St Andrews golf course.

Having had a fine lunch (with Scottish tap water!) we made our way around the coast of Fife

We visited Crail which is the end of the railway line (or was for Andrew Young when as a child he made his way on holidays to Fife. Nowadays there is little left of its fishing past

But the human spirit prevails, as it has done in everything else!

We made our way beyond the irksome village of Elie (full I am told of rich folk from Edinburgh) and on to Lower Lagos and the fine public house , remembering Selkirk , Defoe and the legendary Robinson Crusoe

Crusoe could be found a few hundred yards, looking out to sea

As we drove along, evidence was apparent of the railway that boys from Partick would take on their holidays but not Derick Scott, as a child he found his summers in Carlisle from when he had come, a young child to Glasgow.

All around us I was reminded of fish, a happy memory for me as I worked for a year in Iceland as a fish- man.

Andrew Young and I met on a bus in Iceland as we made our way to an Icelandic Pension Conference in the 1990s and Young brings me to many good people, most especially Derek.

I am very proud of these Glaswegians, who are quite different from those from Edinburgh!

It is a proud Pension Plowman who says he spent a day in the company of a good person remembering good people, we have much yet to give!

The lovely coastal Fife