Tag Archives: workplace pension

£74m written off over ATOS as Nest signs £1.5bn Tata deal

Posted on October 25, 2023 by henry tapper

  In 2021, Nest and Atos announced a shared commitment to help millions enjoy a better retirement (I and my staff among them). We were told at the time The new service, which will begin in 2023, will focus on … Continue reading →

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Don’t let Workplace GPPs get left behind

Posted on June 5, 2023 by henry tapper

There is a very real chance that millions of personal pensions set up to comply with auto-enrolment will become unloved deferred small pots as their employers switch to participating in master trusts and GPP providers start to consider the GPP … Continue reading →

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Buying a pension with my workplace pension pot – why not?

Posted on May 1, 2023 by henry tapper

In this article, I look back to the bad old days when people who didn’t choose got “clubbed” by insurers . I look forward to a system that ensures everyone gets a reasonable pension for their savings , whether they … Continue reading →

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Has this crisis broken your pension pot (and can it be mended)?

Posted on October 9, 2022 by henry tapper

Ever the optimist, I kick off with an image of a pot that has been broken and becomes a thing of beauty. For many of us DC pension pot holders, this is devoutly to be hoped for. Though for some, … Continue reading →

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Workplace Pensions with a Purpose

Posted on October 30, 2021 by henry tapper

I’ve been watching s “Pension with a Purpose” networking group develop. You can read about it here. The supply chain leads from asset managers to large pension funds but doesn’t quite reach the member – this is a member’s club … Continue reading →

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Workplace pensions – PFI 2.0?

Posted on June 28, 2021 by henry tapper

  The Daily Mail have published a heavily spun article that seems to have come from the Treasury with the title Chancellor Rishi Sunak to tap pensions for UK’s growth fund: Treasury draws up plan to help boost economy Regular … Continue reading →

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Five bad reasons for running your own workplace pension.

Posted on June 3, 2021 by henry tapper

The Government has made it’s agenda plain. Small (that is sub £100m) occupational DC schemes do not offer the governance, do not have the capacity to diversify into private markets and offer poor value to members , relative to larger … Continue reading →

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The death of the employer pension trust

Posted on February 11, 2021 by henry tapper

  Geof Pearson told the NAPF conference in 1998 “I have looked over the cliff and seen DC” 22 years later DB trustees can argue that they still have the weight of past money but they are dependent on employers, … Continue reading →

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Is this the end of “easy money” from over-priced trackers?

Posted on January 16, 2021 by henry tapper

Are investors overpaying millions for trackers? Hats off to Money Marketing investment director Charlotte Richards for a cracking piece of work that highlights that investors could be being left millions of pounds out of pocket from over-paying for what what is … Continue reading →

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IFS says low-earners should quit saving for retirement.

Posted on May 19, 2020 by henry tapper

The Institute for Fiscal Studies has called into question the wisdom of many poor earners paying into workplace pensions under auto-enrolment. It is not clear why the small number of people who would probably be better off not sticking with … Continue reading →

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