Tag Archives: Private sector

Private employers shouldn’t make SCAPE a goat to butt out of paying pensions

Posted on April 7, 2023 by henry tapper

1) Public service pensions are the single largest liability on the government balance sheet – bigger than the national debt. (https://t.co/F8dsk2oIij) 2) The public sector employs more than 5 million people (most of whom have a pension). It’s a big … Continue reading →

Posted in CDC, pensions | Tagged , , | 4 Comments

What is private sector pension indemnity insurance (and who’s asking)?

Posted on December 16, 2020 by henry tapper

Occasionally I find myself as an intermediary for clever people who’d prefer to discuss matters in a public way while remaining anonymous. These people often send me direct messages on twitter  whats app and  Facebook Messenger and the discussion continues … Continue reading →

Posted in pensions | Tagged , , , , , , , | 2 Comments

Pensioner First

Posted on July 13, 2015 by henry tapper

A consistent theme of the pension reforms we have witnessed over the past five years has been a focus on the consumer of pension savings – the pensioner. Set in the wider context of welfare policy, the proposals to re-align … Continue reading →

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Doctors are pension millionaires – so why are they striking?

Posted on May 30, 2012 by henry tapper

My Dad’s a doctor and in retirement – he has a great pension  and who can begrudge him it? He retired 25 years ago as a senior partner – on about one third of the final salary he’s be on today. Like him, I … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 6 Comments

Steve Webb needs hard cash for his defined ambitions.

Posted on April 9, 2012 by henry tapper

Steve Webb needs more than “ambition” to sort out disillusion with pensions. Continue reading →

Posted in Financial Education, happiness, NEST, pensions | Tagged , , , , , , , | 12 Comments

Selling NEST and auto-enrolment to the pension weary

Posted on February 2, 2012 by henry tapper

The issue of fatigue is high on my agenda this morning – especially Regulatory Fatigue. Yesterday the DWP published a host of documents that can be accessed through this link http://www.dwp.gov.uk/consultations/2011/workplace-pension-reform-2011.shtml It dots the “i”s and crosses the “t’s” on a … Continue reading →

Posted in auto-enrolment, corporate governance, customer service, dc pensions, NEST, pensions, Personal Accounts | Tagged , , , , , , , | 8 Comments

“A fair and lasting settlement”; public sector pensions

Posted on January 31, 2012 by henry tapper

Paul Johnson and the Institute of Fiscal Studies have done the numbers and, to nobody’s surprise, have concluded that the long-term cost of  public sector pensions in terms of “pensions out” will be about the same under the new regime … Continue reading →

Posted in de-risking, pensions, Public sector pensions | Tagged , , , , , , , , , | 2 Comments

Pension Equality? Don’t make me laugh.

Posted on January 7, 2012 by henry tapper

Great news, – a group of civil servants (the National Audit Office) have decided to audit the work of another group of civil servants (the Pension Regulator) reporting to another group of civil servants (the DWP). The point of the audit is … Continue reading →

Posted in annuity, Bankers, corporate governance, dc pensions, de-risking, Liberal Democrats, Martin Lewis, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , | 11 Comments

A necessary strike

Posted on November 30, 2011 by henry tapper

If there’s one area of consensus among the politicians this morning, it’s that the national pensions strike called for today (30th November) is unnecessary and something this country can ill afford. I disagree – this is a necessary strike, not … Continue reading →

Posted in annuity, corporate governance, dc pensions, Liberal Democrats, NEST, Retirement | Tagged , , , , , , , | 3 Comments

Play Pen on Public Sector Pensions

Posted on October 3, 2011 by henry tapper

Following robust debate over pie ale and an October Pimms, the 16 members of the Pension PlayPen split 8/8 on the motion  “the pensions paid to the public sector are unfair”. However there was a healthy majority of 13 to 3 that … Continue reading →

Posted in annuity, corporate governance, Jersey, NEST, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , | 3 Comments