Tag Archives: pension

Magnetic pots or pots for life? The face-off’s at 10.30 this morning

Posted on April 23, 2024 by henry tapper

  It’s being billed – “the battle of the Steves”. There are two visions for workplace pensions  out there and this morning’s Pension PlayPen  will see Steve Webb and Groves’ clash. Steve Webb argues for continuity and for employer chosen … Continue reading →

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Smooth operators: the case for the non-guaranteed investment-based smooth income annuity

Posted on April 21, 2024 by henry tapper

Per UK Linnemann — First published in the Actuary Thursday 7th March 2024 — 8 min read The smooth income annuity was born in Per UK Linnemann’s homeland, Denmark. Here, he advocates the non-guaranteed investment-based variety. In a 2007 piece … Continue reading →

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It’s Steve Webb’s magnetic pension show at Pension PlayPen

Posted on April 21, 2024 by henry tapper

Steve Webb’s magnetic pension show , premiered at the LCP conference last week ,has been kicking up a storm ever since. Now you have a chance to hear Steve’s talk and be a part of the debate. This extraordinary chart … Continue reading →

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Spend your wealth – why don’t you?

Posted on April 14, 2024 by henry tapper

Can I avoid inheritance tax by taking my family on £100k trip? Yes pic.twitter.com/apjNrDmCZx — Henry Tapper (@henryhtapper) April 13, 2024 One of the issues that the youngsters have with the boomers is “wealth”. Old people own all the property … Continue reading →

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A simple explanation of the value of Thames Water

Posted on April 11, 2024 by henry tapper

There are lots of clever dicks valuing private assets but not many clever enough to explain complicated things in a way simple enough for me to understand. Frederic Blanc-Brude is such a clever (person). He’s written an excellent article in … Continue reading →

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Lloyds Bank’s bold step into 21st century pensions

Posted on April 11, 2024 by henry tapper

Time for a viewing of the brilliant film “Margin Call”, which starts with the “letting go” of a bank’s risk officer. Lloyds Bank axes risk staff after executives complain they are a ‘blocker’ https://t.co/HKvI7cMbKt via @ft — Bryn Davies (@DaviesofBrixton) … Continue reading →

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Have boomers pulled up the drawbridge on their children?

Posted on April 10, 2024 by henry tapper

Steve Webb’s latest Money Mail response is both authoritative and interesting, if you can’t be bothered to read this blog, read Steve’s article instead (but both are worth a read). Will the state pension become means tested in the future … Continue reading →

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Arun Muralidhar, the pragmatist who loves a fight

Posted on April 1, 2024 by henry tapper

This morning , I’ve been thinking about Emma Douglas‘ unique genius which is to create consensus by focussing on things that can unite us (and avoiding more fundamental questions that divide us). At the polar extreme is Arun Muralidhar, who … Continue reading →

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The high price we are paying for pension fraud

Posted on March 22, 2024 by henry tapper

This blog is about a discussion in parliament about cleaning up a legacy of pension scams and a discussion in the popular press about how legislation designed to stop those scams is leading to popular discontent. This morning, we continue … Continue reading →

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The tricky thing about disruption.

Posted on March 16, 2024 by henry tapper

The tricky thing about disruption is that it makes for so many awkward conversations. This week , we’ve been struggling to get some currency behind the concept of a Pension SuperHaven. It is a pension scheme that offers those who … Continue reading →

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