Tag Archives: Pension new

Next year’s pension scandal will have been ten years in the cooking

Posted on January 1, 2024 by henry tapper

Things move slowly in Pensions, the Irish are waking up to their not getting auto-enrolled workplace pensions till 2025, even though I’ve been told by David Harris, that they’re just around the corner since 2010. But this blog is not … Continue reading →

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Are bonds “productive finance”?

Posted on November 2, 2023 by henry tapper

A little group of us are having a  vigorous debate about the definition of productive finance and what falls within its scope. I have taken as my starting point, the definition  from Barry Kenneth – CIO  at  the PPF   … Continue reading →

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Will the PLSA recognise the pension investment agenda has changed?

Posted on May 29, 2023 by henry tapper

For a second time in a row, a PLSA  Conference will take place at a time of national debate about the impact of pension investment on the economy. The last Conference in October coincided with the BOE’s purchase period of … Continue reading →

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Equity Release is in its prime – funding retirement many ways.

Posted on August 31, 2022 by henry tapper

How pensions are paid from our housing wealth If you get a pension paid by Legal & General, you are probably being paid in monthly charges against other people’s houses. The £400,000, your neighbour borrowed against their £2m property is, … Continue reading →

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Pension Bee and the transfer Kerfuffle. Have your say 10.30 Tuesday.

Posted on July 11, 2022 by henry tapper

Last week wasn’t just about politics. One of the last tweets Guy Opperman issued in his first term as Pensions Minister was in support of pot to pot transfers , following Pension Bee’s now notorious letter of complaint. Pleased that … Continue reading →

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CDC – time to ask the audience?

Posted on January 31, 2022 by henry tapper

  When you bring a new product to market, you first test whether there is a gap into which it can fit. If nothing else, the FCA’s Retirement Income Study is showing that there is space in the market for … Continue reading →

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Con Keating’s CDC Question time

Posted on August 28, 2021 by henry tapper

This note responds to the questions raised by members of the audience of the webinar: Fair, Sufficient and Sustainable Collective Defined Contribution Pensions;  It quotes them anonymously, verbatim, and then offers responses. It is worth bearing in mind that in … Continue reading →

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Has lifestyling worked? Who knows?

Posted on April 8, 2021 by henry tapper

Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading →

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If we have to take advice – pensions have failed

Posted on February 21, 2021 by henry tapper

I have been in furious correspondence over the weekend with a friend , over one of the key words in today’s pension lexicon “engagement“. There is a strongly held opinion by many in pensions that we should require people to … Continue reading →

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Is the public too “common” for Value For Money

Posted on February 20, 2021 by henry tapper

  I got this mail this morning from a friend who thinks very deeply about private pensions and how we can organize them to help ourselves to better retirement (while ensuring they are invested for common good). We’ve been talking … Continue reading →

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