Tag Archives: Investing

Death by discount rates

Q: When is a million dollars not a million dollars? A: When it is not yet a million dollars. The pensions business is all about the long term. Fund managers like me are responsible for ensuring we have sufficient funds … Continue reading

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“We all defer together?” – Guest Blog from Ralph Frank

The recently announced consultation on pensions tax relief has stirred up thought and debate on the issue of incentivising long-term saving.  There are theoretical, commercial and practical aspects to be addressed in this process of defining an approach to pensions … Continue reading

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I smell a (pensions) rat – what can I do?

An advert appeared yesterday on the Pension Play Pen Linked In Group.. If you’re in our Group, you can see it here The organisation – Save My Pension is offering a “route to market” with the message from its Director Danny Smith  … Continue reading

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Five reasons why pensions need payroll.

  I have been involved in pension management for over 30 years, the last 2o years dealing with large employers and the management of their schemes. In the past ten years I have seen a shift from in-house pension management … Continue reading

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What’s the cost of choice?

I and my colleagues are fascinated by financial decisions; who to take out your mortgage with, who to bank with, which ISA to choose and which pension scheme to select for your staff. Which , Money Saving Expert and the … Continue reading

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The greatest sporting weekend of the year?

The race is on to show your true sporting credentials on twitter. My twitter timeline was invaded by the likes of Pensions Sam Notts (3rd from bottom) v Yeovil (bottom) this weekend, big big game! @henryhtapper — Sam Brodbeck (@sambrodbeck) April 10, … Continue reading

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The FCA gets serious on pension outcomes

The FCA has published its 2015 business plan http://fca.org.uk/static/channel-page/business-plan/business-plan-2015-16.html Part of the plan is to award itself a £35m increase in budget, meaning it expects to spend £482m of our money – making sure our money is well managed. Whether this … Continue reading

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Good news from the Regulators

          It has been an important week for the regulation of workplace pensions. Not only have the DWP published the rules that govern workplace pensions qualifying to be used for auto-enrolment, but the FCA  published – … Continue reading

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Can we afford financial services in times of austerity?

  Thomas Philippon , the celebrated economist, gave a lecture on Tuesday Morning as part of London University’s Leading Minds series. The gist of his talk is that the cost of financial services (the collective name for everyone who is an … Continue reading

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Why advisers aren’t getting paid for auto-enrolment

    Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. … Continue reading

Posted in accountants, advice gap, auto-enrolment, pensions | Tagged , , , , , , , , , | 4 Comments