Tag Archives: IGCs

Are IGCs and Trustees worth it?

Posted on April 14, 2019 by henry tapper

      The best test of the value of an IGC or an occupational trust board is to imagine how things would work without one. Before 2015, insurers ran workplace pensions for multiple employers using the bald trust of … Continue reading →

Posted in age wage, CDC, pensions | Tagged , , , , | Leave a comment

Workplace pensions – who gives a flying feck what’s going on?

Posted on February 17, 2018 by henry tapper

  Data or opinion? What’s the best measure of value? Most investors when looking for evidence and would prefer to trust data. Opinion is now measured by “the crowd”, the wisdom of a great number of people is turned into data. … Continue reading →

Posted in Henry Tapper blog, IGC, pensions | Tagged , , , , , , , | 1 Comment

Who will champion DC savers?

Posted on August 6, 2017 by henry tapper

I hear a lot of DB experts at conferences talking about transferring their “skill-set” for the benefit of DC savers; they want to transport their language – diversified growth funds, liability driven investment and glide-paths into the lingua franca of … Continue reading →

Posted in dc pensions, pension playpen, pensions | Tagged , , , , , , | 16 Comments

The Care-taker

Posted on July 10, 2017 by henry tapper

The Caretaker or janitor was a familiar figure in apartment blocks until recently. Their demise has coincided with the advent of outsourced facilities management. Listening to the National Association of Fire Door manufacturers calling this morning for a single accountable … Continue reading →

Posted in pensions | Tagged , , , , , | 2 Comments

Meeting the Pensions Minister

Posted on April 17, 2017 by henry tapper

Tomorrow (18th April) I get to meet the Pensions Minister, which I’m excited about. I’d written to Richard Harrington a few weeks ago, after an amendment to the Pension Schemes Bill had been thrown out. I’d helped the Labour Party … Continue reading →

Posted in pensions | Tagged , , , , , | 7 Comments

The charges of the light brigade

Posted on August 11, 2016 by henry tapper

    The publication by the Investment Association of a report that puts hidden costs in funds on a par with the Loch Ness Monster has been met with elation by fund managers and derision by their customers. Robin’s right; I remember … Continue reading →

Posted in accountants, actuaries, pensions, target date funds | Tagged , , , , , , | 1 Comment