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Tag Archives: Government
Pensions too boring for DWP select committee member
Nigel Mills MP, who sits on the DWP’s Pension Select committee is so committed to his task that he chose to turn up to a DWP committee meeting as a part of the recent pensions debate. He used the time to play … Continue reading
Posted in DWP, pensions
Tagged Business, Candy Crush, dc pensions, DWP, Employment, Financial services, Government, Mark Hoban, Nigel Mills, pension, pension playpen, pensions, Retirement, Steve Webb
4 Comments
What is the future of UK pensions?
On Wednesday (10th December) I will be speaking at a Prospect conference which asks “what is the future of Pensions” in the UK. It is great to see journalists from outside the pension industry picking up on the issues … Continue reading
We need a Bus and a Lamborghini!
My friend Ralph Frank is very good at putting his finger on the problem. If he was a Doctor, I’d trust his diagnosis and I like to think of him with a stethoscope prodding around the body financial – listening … Continue reading
Posted in pensions
Tagged Bus, Business, dc pensions, Employment, Government, Insurance, Investing, lamborghini, Pension Protection Fund, Pension Regulator, pensions, Retirement, Society, Steve Webb, taxi
1 Comment
A miserable device; – guest blog from Ralph Frank
Members who cease paying into defined contribution pension arrangements often pay higher management charges than their colleagues who continue to add to their savings. This two-tier charging approach is euphemistically referred to as the ‘Active Member Discount’ (“AMD”). I guess … Continue reading
So what’s the point of the DC trustee?
It’s the first rule of trusteeship- if you can’t measure it – don’t trust it. It’s the right of anyone who has their own pension pot to know how much they are paying for the management of their money. … Continue reading
Posted in dc pensions, pensions, Treasury, workplace pensions
Tagged Business, corporate governance, corporate risk, dc, dc pensions, Defined Contribution, DWP, Employment, Financial services, Financial Services Authority, Government, Indpendent Trustees, professional pensions, Richard Butcher, trustees, workplace Pensions
1 Comment
Does Generation X really trust the Internet?
I laugh at my Mum who goes to Shaftesbury library to find out what to do. She’s 84 and you’d have thought she’d have learned how to use an iphone by now. I mean my 17 year old kid … Continue reading
Posted in advice gap, Martin Lewis, pension playpen
Tagged advice, Business, de-risking, digital, digital advice, Employment, Financial services, Government, Human Resources, Insurance, Martin Lewis, Paul Lewis, pension, Ros Altmann
2 Comments
Is there a place for digital advice in pensions?
I spoke yesterday at the Pershing Conference in Westminster. My pal David Calfo who is managing many of the seismic changes at the University Superanuaition Scheme spoke with me and the session was chaired by Pershing’s Gerard Wellesley. It … Continue reading
Posted in Accelerator, annuity, pension playpen
Tagged advice, Business, dc pensions, digital, Employment, Financial services, Government, nutmeg, Pension new, pension playpen, pensions, Retirement, Steve Webb
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Straight talking from the IMA on charges?
In one of the least incisive video interviews I’ve seen this year, here’s Ian Smith of Pensions Week quizzing Jonathan Lipkin- IMA Director of Public Policy Decision- on how the IMA and its members are facing up to the … Continue reading
Posted in FCA, Financial Conduct Authority, Financial Education, governance, pensions
Tagged Business, charges, costs, DC Governance, DWP, Fat-cat, FCA, Financial services, governance, Government, hidden costs, IMA, Retirement, Steve Webb
5 Comments
Freedom and choice – travelling in opposite directions, on the same journey or simply an accident waiting to happen?
This is another brilliant blog by the caustic insightful and very clever Ralph Frank, v 1.0 went out without an acknowledgement to Ralph-a Pension Plowman cock-up! The mantra of ‘freedom and choice’ has been in the forefront of the changes … Continue reading
Posted in pensions
Tagged Business, Defined benefit pension plan, Employment, Financial services, Freedom, Government, pension, Pension new, pension playpen, pensions, Retirement
2 Comments
Advertising UCIS on Linked In?
I have received an unsolicited email on Linked in I hope you are well. We have a limited opportunity for your client’s to invest in a UK Eco Park Corporate Bond for a 15 month period with a guaranteed interest payment … Continue reading
Posted in pensions
Tagged Blog, blogger, Business, Financial services, Financial Services Authority, Government, linkedin, pensions, Retirement, SASS, Scam, SIPP
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