Tag Archives: Employment

A chance for pensions to help the CIPP and payroll – HELP PLEASE!

Posted on May 19, 2023 by henry tapper

This blog reaches to all the people who do pensions but rely on payroll to do their heavy lifting! That’s about 100% of us then. The CIPP has created a survey which they would like to share with pensions professionals … Continue reading →

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Do we ever save enough to stop work?

Posted on March 26, 2023 by henry tapper

  I am not at all sure that most people ever feel secure enough to pack work in. So I found Ali Hussain’s article in the Times , depicting fifty somethings rushing to the door at the prospect of higher … Continue reading →

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No crocodile tears over falling contributions – please!

Posted on December 29, 2022 by henry tapper

In a lachrymose display of virtue signalling, the PMI reports that many employees are either reducing contributions to workplace pensions or thinking of doing so. This is neither surprising or regrettable, people need to take pension holidays from time to … Continue reading →

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Why are the over 50s not working so much?

Posted on November 15, 2022 by henry tapper

Work is becoming less rewarding but more of us are getting a paycheque than ever before. People officially unemployed is falling but the number of us out of the labour market continues to rise and this is particularly amongst those … Continue reading →

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If your pension’s been bought out – do you know what you’re missing?

Posted on September 16, 2022 by henry tapper

  James Mullins of Hymans Robertson recently told Pension Age “The rapid growth in demand for pension schemes to insure their risks, along with improved pension scheme funding levels, attractive insurer pricing and new alternative risk transfer options, means that … Continue reading →

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Equity Release is in its prime – funding retirement many ways.

Posted on August 31, 2022 by henry tapper

How pensions are paid from our housing wealth If you get a pension paid by Legal & General, you are probably being paid in monthly charges against other people’s houses. The £400,000, your neighbour borrowed against their £2m property is, … Continue reading →

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How do master trusts add value for members at retirement?

Posted on June 13, 2022 by henry tapper

I shouldn’t be surprised to report on a consultancy looking at how member outcomes could be improved by picking the right workplace pension. But I am. This morning at 11 am, Hymans Robertson are kicking off another round of webinars … Continue reading →

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Get retirement ready with the PPF and you’re over 40

Posted on January 26, 2022 by henry tapper

Yesterday, I published the PPF’s  how to get retirement ready in your 20s, 30s and early 40s. Today they compile a list of seven things you should think about as you approach the end of your career. Even if you … Continue reading →

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McPhail is no seal-clubber.

Posted on December 30, 2021 by henry tapper

  Coincidental to the FCA’s impending clampdown on “price-walking”, I’m presented with just the kind of problem that has beset pensions since we decided giving people a pot not a pension was a good thing (let’s say 1987). A very … Continue reading →

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How to balance freedom and investor protection? Disclose the downside.

Posted on September 14, 2021 by henry tapper

How to balance freedom and investor protection? Disclose the downside https://t.co/EzHL8QsA4I — Josephine Cumbo (@JosephineCumbo) September 13, 2021 In my view, the best course of action is to protect the money that the investors can least afford to lose and … Continue reading →

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