Tag Archives: auto enrolment

Pot for Life – when an employer bit off more than it could chew

Posted on November 28, 2023 by henry tapper

I enjoy First Actuarial bulletins. This one’s so pithy it speaks for itself. We are light years away from pot for life and – as this case study shows, it’s not just payroll who’ll have problems!   First Bulletin – … Continue reading →

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Vested interests and the state pension

Posted on September 17, 2023 by henry tapper

It’s depressing to wake up this morning , the weekend after the end of Pension Awareness Week, to find awareness of  the value of the state pension is well – weak! In this blog I put forward three views of … Continue reading →

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The trouble with trustees ( DWP and HMT get “constructively tough”)

Posted on July 12, 2023 by henry tapper

The wildest of all the consultations and calls for evidence issued today (July 11) is undoubtedly the call for evidence on trustee skills, capability and culture. The following blog is written in a spirit of “constructive toughness” (see below). The … Continue reading →

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No crocodile tears over falling contributions – please!

Posted on December 29, 2022 by henry tapper

In a lachrymose display of virtue signalling, the PMI reports that many employees are either reducing contributions to workplace pensions or thinking of doing so. This is neither surprising or regrettable, people need to take pension holidays from time to … Continue reading →

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How do master trusts add value for members at retirement?

Posted on June 13, 2022 by henry tapper

I shouldn’t be surprised to report on a consultancy looking at how member outcomes could be improved by picking the right workplace pension. But I am. This morning at 11 am, Hymans Robertson are kicking off another round of webinars … Continue reading →

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Charles Counsell hands on the poisoned chalice

Posted on June 3, 2022 by henry tapper

It’s been a year since TPR appointed Sarah Smart as Chair and her anniversary is marked by news that Charles Counsell will not be seeking a second four year term as CEO. Sarah Smart brought youth and feminity to a … Continue reading →

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Extension of Auto Enrolment Bill will get second reading on Feb 25th

Posted on January 6, 2022 by henry tapper

There was a lot of noise yesterday about this announcement. This blog follows up on what happened in parliament and concludes that while the Bill is doomed to be lost in the wash-up, it serves a useful purpose. AE is … Continue reading →

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The OECD double our pension expectations – we all need to read the small print!

Posted on December 12, 2021 by henry tapper

  An introduction to Welsh prophets Back in 2015, I wrote a blot entitled “private savings to rescue public finances“ The year before, the Government actuary- then Trevor Llanwarne had prophesied that by 2020, auto-enrolment would be making an appreciable … Continue reading →

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What’s the Long Term Asset Fund and will it work?

Posted on May 6, 2021 by henry tapper

The ‘Long Term Asset Fund’ (LTAF) will be launched within the year to provide long term alternative and innovative investments. I’m quoting here from a paper send by my Swedish friend Per Andelius and written by the lawyers CMS The … Continue reading →

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Standard Life’s IGC provides a bit in the middle

Posted on March 2, 2021 by henry tapper

Standard Life’s IGC has been very courteous and issued an interim report for those (like me) who read their reports every March/April. This year we will have to wait till July to read the report and I’m particularly interested in … Continue reading →

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