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  <loc>https://henrytapper.com/2026/10/01/cdc-in-practice-speaking-session-at-the-pensions-uk-annual-conference-is-now-on-the-programme-agenda/</loc>
  <lastmod>2026-10-01T06:53:22Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Pensions UK start to acknowledge CDC as a collective pension</news:title>
   <news:publication_date>2026-10-01T06:53:22Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/10/01/this-needs-to-become-the-carers-second-pension-paid-for-by-the-employer-as-a-defined-contribution-and-paid-out-by-the-government-as-a-new-kind-of-state-pension/</loc>
  <lastmod>2026-10-01T06:10:42Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Prioritising the care workforce with a first-of-its-kind national collective pension scheme</news:title>
   <news:publication_date>2026-10-01T06:10:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/01/pension-vfm-was-set-up-to-judge-outcomes-of-investment-in-terms-of-growth-achieved-on-pots-the-result-of-testing-could-have-been-a-performance-league-table-that-would-hav/</loc>
  <lastmod>2026-10-01T05:00:53Z</lastmod>
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   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>The value debate has moved on, TPR and FCA pick over the train crash VFM&amp;#039;s become</news:title>
   <news:publication_date>2026-10-01T04:59:01Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/01/the-best-advertisement-for-social-care-and-pensions-weve-had-this-year/</loc>
  <lastmod>2026-10-01T03:47:19Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>The best advertisement for social care and pensions we&amp;#039;ve had this year</news:title>
   <news:publication_date>2026-10-01T03:41:39Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/30/the-recognition-of-the-role-cdc-could-play-in-uk-pensions-by-government-and-wider-policy-makers-is-welcome/</loc>
  <lastmod>2026-09-30T15:44:02Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Carers get a proper funded collective pension from the Government</news:title>
   <news:publication_date>2026-09-30T15:33:09Z</news:publication_date>
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 <url>
  <loc>https://henrytapper.com/2026/09/30/time-to-get-real-building-guided-retirement-in-a-world-with-inflation-the-thoughts-of-glyn-bradley/</loc>
  <lastmod>2026-09-30T07:59:55Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Glyn Bradley objects to DC pensions selling a &amp;quot;falling income product&amp;quot;</news:title>
   <news:publication_date>2026-09-30T06:16:47Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/09/30/retirement-cdc-uniquely-legislated-for-one-master-trust/</loc>
  <lastmod>2026-09-30T05:38:34Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Retirement CDC - uniquely legislated for one master trust?</news:title>
   <news:publication_date>2026-09-30T05:36:09Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/30/what-was-needed-and-was-called-for-within-parliament-will-not-be-set-down-in-a-bill-leaseholders-will-still-be-at-the-mercy-of-rapacious-property-managers/</loc>
  <lastmod>2026-09-30T04:29:48Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>A leasehold bill is coming but it&amp;#039;s watered down</news:title>
   <news:publication_date>2026-09-30T04:29:48Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/30/its-more-like-a-soft-triple-lock-savings-will-be-low-in-early-years-but-15bn-in-2040-and-more-than-double-that-in-2050-steve-webb/</loc>
  <lastmod>2026-09-30T03:50:50Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Steve Webb and Andy Young reacting to new triple lock</news:title>
   <news:publication_date>2026-09-30T03:50:50Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/29/i-worry-that-well-go-back-to-the-old-comfort-that-the-nhs-will-take-care-government-cannot-pay-for-that-from-its-dwindling-coffers/</loc>
  <lastmod>2026-09-29T06:36:32Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>We have a false faith in Government to sort all our care worries.</news:title>
   <news:publication_date>2026-09-29T06:33:30Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/29/craig-moran-and-first-actuarial-sue-ferns-and-prospect-union-torsten-bell-dwp-and-hmt-andy-oregan-and-tpt-david-pitt-watson-and-the-house-of-lords-thank-you/</loc>
  <lastmod>2026-09-29T05:13:10Z</lastmod>
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   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Labour Conference promotes CDC</news:title>
   <news:publication_date>2026-09-29T05:10:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/29/mandation-of-increased-savings-is-no-better-than-the-mandation-of-domestic-investment-we-need-to-want-to-do-it-we-need-pensions-and-not-pots/</loc>
  <lastmod>2026-09-29T05:30:36Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>&amp;quot;We&amp;#039;re against mandation till it suits us&amp;quot;.... Pensions UK call for more money.</news:title>
   <news:publication_date>2026-09-29T04:13:24Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/09/29/it-is-a-timely-reminder-that-good-retirement-outcomes-may-depend-less-on-creating-more-options-and-more-on-making-well-designed-decisions-on-members-behalf/</loc>
  <lastmod>2026-09-28T09:31:25Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Things not many pension consultants will advertise</news:title>
   <news:publication_date>2026-09-29T03:52:54Z</news:publication_date>
   <news:genres>Blog</news:genres>
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