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  <loc>https://henrytapper.com/2026/11/04/how-would-the-charging-cap-on-rcps-compare-with-charges-on-other-offerings-within-guided-retirement/</loc>
  <lastmod>2026-11-04T05:46:51Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>How will Guided Retirement and RCPS impact the business plans of DC master trusts?</news:title>
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  <loc>https://henrytapper.com/2026/11/04/this-feedback-on-how-rcps-should-develop-sheds-some-interesting-light-on-transfers-into-workplace-pension-collective-pensions/</loc>
  <lastmod>2026-11-04T05:08:28Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Can personal pensions live with  Retirement Collective Pension Schemes?</news:title>
   <news:publication_date>2026-11-04T05:10:12Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/04/heres-the-hour-long-video-of-the-pension-playpen-coffee-morning-which-included-lord-bryn-davies-padraig-floyd-and-others-in-a-rigorous-debate-martin-lewis-hovered-over-us/</loc>
  <lastmod>2026-11-04T04:40:40Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>A budget recap by David Brookes; (B4GR)</news:title>
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   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/03/people-have-been-promised-a-pension-not-a-pot-still-less-a-potting-shed-full-of-pots-and-a-number-of-gardeners-to-make-the-most-of-the-clutter/</loc>
  <lastmod>2026-11-03T15:21:11Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Guided Retirement - a potting shed for frustrated gardeners</news:title>
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  <loc>https://henrytapper.com/2026/11/03/under-the-changes-which-will-be-set-out-by-torsten-bell-the-new-pensions-will-become-the-default-option-for-all-retired-people/</loc>
  <lastmod>2026-11-03T06:54:44Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Torsten announces in the Times the task to level up private sector pensions.</news:title>
   <news:publication_date>2026-11-03T06:54:44Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/03/cushon-warned-that-although-physical-climate-risks-were-already-affecting-uk-assets-the-pipeline-of-pension-scale-adaptation-investments-remained-underdeveloped-lets-see-if-we-can-do-something-abo/</loc>
  <lastmod>2026-11-03T05:49:00Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>We should be resilient to climate change, investing for a world worth living in.</news:title>
   <news:publication_date>2026-11-03T05:49:00Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/03/as-the-proprietor-of-a-cdc-scheme-looking-to-deliver-in-2027-i-have-ambition-to-offer-the-capacity-to-offer-our-scheme-as-a-participant-in-the-small-pot-consolidation-project/</loc>
  <lastmod>2026-11-03T04:53:29Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Small pots from 2030 ;- does CDC work for Kim and Maurice?</news:title>
   <news:publication_date>2026-11-03T04:35:27Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/02/lets-not-begrudge-the-government-its-decency-in-the-pension-tax-allowance/</loc>
  <lastmod>2026-11-02T12:12:56Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Let&amp;#039;s not begrudge the Government its decency in the Pension Tax Allowance</news:title>
   <news:publication_date>2026-11-02T12:06:10Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/02/if-you-are-the-kind-of-person-who-like-me-has-an-hour-at-lunchtime-to-hear-how-the-other-half-plan-their-wealth-and-investments-then-you-can-find-your-way-to-this-invitation-on-this-link/</loc>
  <lastmod>2026-11-02T06:55:48Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>FT&amp;#039;s free seminar this lunchtime for those with High Net Worth</news:title>
   <news:publication_date>2026-11-02T06:55:48Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/02/one-image-has-stuck-in-my-mind-from-the-budgets-announcement-last-wednesday-the-gherkin-this-and-more-important-matters-will-be-discussed-with-broadstones-david-brooks-tomorrow-at-10-30am/</loc>
  <lastmod>2026-11-03T07:44:38Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Agenda for David Brooks&amp;#039; Pension PlayPen discussion - today at 10.30 am</news:title>
   <news:publication_date>2026-11-02T06:09:17Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/02/there-does-not-need-to-be-earnings-for-there-to-be-work-and-we-must-find-ways-to-link-legitimate-work-with-pensions/</loc>
  <lastmod>2026-11-02T05:27:48Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Do we need a work, not just an earnings,  related pension scheme?</news:title>
   <news:publication_date>2026-11-02T05:27:48Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/02/trillion-dollar-companies-are-masquerading-as-public-companies-while-offering-individuals-unprecedented-wealth-and-power-over-ai-space-and-democracy/</loc>
  <lastmod>2026-11-01T12:08:44Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Tech billionaires have eroded the American dream, let&amp;#039;s stop the erosion spreading.</news:title>
   <news:publication_date>2026-11-02T04:58:54Z</news:publication_date>
   <news:genres>Blog</news:genres>
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