<?xml version="1.0" encoding="UTF-8"?>
<!--generator='jetpack-16.5-a.1'-->
<!--Jetpack_Sitemap_Buffer_News_XMLWriter-->
<?xml-stylesheet type="text/xsl" href="//henrytapper.com/news-sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
 <url>
  <loc>https://henrytapper.com/2026/11/12/torsten-bell-also-told-the-guardian-that-the-prime-ministers-10-year-plan-will-include-a-promise-of-a-better-deal-for-future-pensioners/</loc>
  <lastmod>2026-11-12T06:08:13Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Tories would have to raise state pension age above 70 to keep triple lock</news:title>
   <news:publication_date>2026-11-12T06:01:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/12/new-trustee-responsibility-was-spelt-out-by-the-pension-schemes-bill-now-the-detail-is-being-rolled-out-and-its-as-radical-as-the-act-that-followed/</loc>
  <lastmod>2026-11-12T05:27:42Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Pension Trustee&amp;#039;s increased responsibility for DC pensions.</news:title>
   <news:publication_date>2026-11-12T05:26:50Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/12/the-cost-of-delivering-pensions-will-make-trustees-accountable-for-value-the-value-for-money-spent-on-governance-will-be-of-interest-not-just-to-members-but-to-the-employers-who-choose-multi-em/</loc>
  <lastmod>2026-11-12T04:54:14Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>The governance of pensions has become a commercial business</news:title>
   <news:publication_date>2026-11-12T04:42:27Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/11/almost-four-in-five-79-per-cent-over-55s-do-not-know-how-much-income-their-pension-will-provide-in-retirement/</loc>
  <lastmod>2026-11-11T10:33:38Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Over-55s lacking knowledge of expected retirement income; thx R.Smith and Freetrade</news:title>
   <news:publication_date>2026-11-11T10:33:38Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/11/outside-it-is-getting-brighter-it-is-a-cold-wet-morning-and-the-cormorants-peer-down-on-with-a-waiting-look-they-know-i-became-old-when-the-clock-clicked-past-midnight/</loc>
  <lastmod>2026-11-11T07:24:42Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>A day ago I felt middle aged, what a difference a 65th birthday makes!</news:title>
   <news:publication_date>2026-11-11T07:24:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/11/but-heres-the-hard-bit-despite-delivering-the-biggest-pots-seis-mastertrust-is-not-getting-offered-fresh-mandates-its-considered-too-small-to-continue-beyond-2030-when-it-may-be-judged-not-at/</loc>
  <lastmod>2026-11-11T06:11:42Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>SEI&amp;#039;s master trust could win the league but get relegated for lacking scale</news:title>
   <news:publication_date>2026-11-11T06:11:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/11/the-pension-funds-offered-a-litany-of-excuses-depledge-said-its-just-criminal-we-just-put-all-of-our-money-in-the-us-stock-market-instead-of-investing-in-the-uk/</loc>
  <lastmod>2026-11-11T05:32:16Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>British business asks pension providers to put our money where their mouth is.</news:title>
   <news:publication_date>2026-11-11T05:20:21Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/11/i-like-gordon-aitken-he-speaks-his-mind-and-though-his-views-are-different-to-mine-he-allows-you-to-compare-and-contrast-gordon-knows-insurance-he-is-not-a-pension-man/</loc>
  <lastmod>2026-11-11T06:28:55Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>The ferry, the Tunnel and your own boat: three ways to turn a pot into a pension by Gordon Aitken</news:title>
   <news:publication_date>2026-11-11T05:04:25Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/10/i-think-he-has-an-answer-for-another-significant-group-of-older-people-who-are-relying-on-a-financial-adviser-to-make-sure-they-have-capital-and-cashflow-as-they-need-it-in-their-later-years/</loc>
  <lastmod>2026-11-10T07:21:42Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>FLEX. MAYBE FIX. Guided Retirement using your adviser as your pension manager?</news:title>
   <news:publication_date>2026-11-10T07:21:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/10/julius-will-be-speaking-at-todays-pension-playpen-theres-a-link-here-to-take-a-coffee-break-with-him-discuss-how-dc-pension-schemes-could-pull-their-socks-up/</loc>
  <lastmod>2026-11-10T05:47:00Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Julius Pursaill calls on DC &amp;quot;pensions&amp;quot; to get their act together (today 10.30)</news:title>
   <news:publication_date>2026-11-10T05:46:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/10/i-would-not-rebrand-pensions-but-talk-them-up-as-the-way-to-allow-your-old-person-to-do-what-you-want-with-your-money-and-your-long-life/</loc>
  <lastmod>2026-11-10T05:21:11Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>A thought on respecting &amp;quot;pensions&amp;quot;- even if you&amp;#039;re young!</news:title>
   <news:publication_date>2026-11-10T05:20:50Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/10/the-organisations-that-adapt-best-do-not-wait-for-certainty-on-every-detail-they-act-where-the-direction-is-clear-test-their-approach-and-raise-practical-problems-early/</loc>
  <lastmod>2026-11-10T07:39:34Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>From direction to action: delivering change.  TPR&amp;#039;s Richard Knox</news:title>
   <news:publication_date>2026-11-10T04:26:53Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
</urlset>