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  <loc>https://henrytapper.com/2026/09/21/my-pension-offer-explaining-cdc-to-a-confused-sceptic-12-years-ago/</loc>
  <lastmod>2026-09-21T07:09:16Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>&amp;quot;My pension offer&amp;quot; - explaining CDC to a confused sceptic 12 years ago!</news:title>
   <news:publication_date>2026-09-21T07:06:37Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/09/21/how-do-we-afford-long-term-care-andy-burnhams-problem-tuesday-mornings-answer/</loc>
  <lastmod>2026-09-21T09:03:24Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>How do we afford long term care? Andy Burnham&amp;#039;s problem - Tuesday morning&amp;#039;s answer!</news:title>
   <news:publication_date>2026-09-21T06:26:03Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/09/21/pensions-expert-dc-master-trust-summit-likely-to-be-controversial-in-2026/</loc>
  <lastmod>2026-09-21T06:05:55Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Pensions Expert DC &amp;amp; Master Trust Summit (likely to be controversial in 2026)</news:title>
   <news:publication_date>2026-09-21T05:51:14Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/09/21/the-unions-have-been-excluded-from-the-pension-debate-and-are-only-considered-important-within-public-sector-schemes-this-is-short-sighted/</loc>
  <lastmod>2026-09-21T04:33:31Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Next month UK employment law changes - workplace pensions are on the union&amp;#039;s agenda.</news:title>
   <news:publication_date>2026-09-21T04:18:37Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/21/messages-from-the-archive-of-rutherford-hall-critical-communications-strategist/</loc>
  <lastmod>2026-09-21T03:47:11Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>&amp;quot;Investors need to know you are ahead in the race to destroy humanity&amp;quot; - AI correspondence</news:title>
   <news:publication_date>2026-09-21T03:47:11Z</news:publication_date>
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 <url>
  <loc>https://henrytapper.com/2026/09/20/bp-employed-some-very-talented-people-who-had-strong-principles-murray-is-one-of-them-they-will-not-give-up-on-getting-the-pensions-they-were-promised/</loc>
  <lastmod>2026-09-20T09:10:01Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>BP&amp;#039;s pensioners will not give up on the pensions they&amp;#039;ve been promised.</news:title>
   <news:publication_date>2026-09-20T09:10:01Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/20/the-money-that-theyd-had-to-find-under-the-original-offer-is-now-fully-funded-by-the-government-out-of-money-they-would-have-paid-into-lgps-support-staff-in-schools-are-in-the-lgps/</loc>
  <lastmod>2026-09-20T08:57:20Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Teacher&amp;#039;s pay rise partially funded by a drop in pension payments into LGPS</news:title>
   <news:publication_date>2026-09-20T07:46:47Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/09/20/if-the-state-funds-care-for-people-with-assets-essentially-what-it-is-doing-is-funding-the-inheritance-of-their-beneficiaries-who-can-often-be-quite-wealthy-in-their-own-right/</loc>
  <lastmod>2026-09-21T09:04:28Z</lastmod>
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   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>How do we afford long term care? Tuesday&amp;#039;s pre-budget coffee morning explores!</news:title>
   <news:publication_date>2026-09-20T06:19:55Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/20/opperman-sees-growth-for-britain-by-incentivising-pension-funds-with-tax-breaks/</loc>
  <lastmod>2026-09-20T05:35:19Z</lastmod>
  <news:news>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Opperman sees growth for Britain by incentivising pension funds with tax-breaks</news:title>
   <news:publication_date>2026-09-20T05:35:19Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/09/20/i-do-like-brian-and-his-recent-work-features-on-my-blog-because-it-is-sane-and-soothes-the-troubled-brows-of-those-like-the-intrepid-hosts-of-this-pod/</loc>
  <lastmod>2026-09-20T08:14:45Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Brian Henderson&amp;#039;s view of VFM for those getting a retirement income.</news:title>
   <news:publication_date>2026-09-20T04:24:29Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/19/a-study-of-the-risk-of-sudden-improvement-in-longevity-nb-cdc/</loc>
  <lastmod>2026-09-19T08:50:42Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>A study of the risk of sudden improvement in longevity (NB CDC)</news:title>
   <news:publication_date>2026-09-19T08:50:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/09/19/the-australians-deciding-what-a-supers-for-and-how-it-should-be-judged/</loc>
  <lastmod>2026-09-19T07:32:34Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>The Australians deciding what a Super&amp;#039;s for, and how it should be judged</news:title>
   <news:publication_date>2026-09-19T07:32:09Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
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 <url>
  <loc>https://henrytapper.com/2026/09/19/enrolling-the-self-employed-into-workplace-pensions-is-not-a-good-idea/</loc>
  <lastmod>2026-09-19T05:58:22Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Enrolling the self-employed into workplace pensions is not a good idea</news:title>
   <news:publication_date>2026-09-19T05:51:58Z</news:publication_date>
   <news:genres>Blog</news:genres>
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