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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>&amp;quot;DC or CDC - that is the question&amp;quot;. A Pensions UK debate in the City of London</news:title>
   <news:publication_date>2026-11-05T07:22:52Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/05/an-income-for-life-is-not-by-itself-a-definition-of-a-good-retirement-outcome/</loc>
  <lastmod>2026-11-05T06:17:52Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Guided retirement consultation has a glaring hole.</news:title>
   <news:publication_date>2026-11-05T06:17:04Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/05/the-guided-retirement-consultation-has-a-great-deal-to-say-about-longevity-protection-but-how-do-we-decide-what-protection-someone-needs-without-explicitly-considering-what-happens-to-their-pension-a/</loc>
  <lastmod>2026-11-05T05:55:53Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Guided Retirement and risk in sequence of returns.</news:title>
   <news:publication_date>2026-11-05T05:47:37Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/05/the-inevitable-conclusion-is-that-good-governance-increases-with-the-size-of-an-occupational-scheme-and-the-distance-the-scheme-is-from-the-individual-member-i-wonder-if-this-increasing-trust-i/</loc>
  <lastmod>2026-11-05T05:26:26Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Is compliance increasing for trustees at the expense of the members?</news:title>
   <news:publication_date>2026-11-05T05:25:11Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/04/this-is-the-script-for-right-wing-politicians-but-large-employers-are-ditching-dc-savings-for-collective-pensions-as-the-way-to-pension-staff-they-will-swerve-rcps-and-guided-retirement-by-par/</loc>
  <lastmod>2026-11-04T07:00:53Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>&amp;quot;If you really want to fix inequality, cut public sector pensions&amp;quot;- The Times</news:title>
   <news:publication_date>2026-11-04T06:59:41Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/04/how-would-the-charging-cap-on-rcps-compare-with-charges-on-other-offerings-within-guided-retirement/</loc>
  <lastmod>2026-11-04T05:46:51Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>How will Guided Retirement and RCPS impact the business plans of DC master trusts?</news:title>
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  <loc>https://henrytapper.com/2026/11/04/this-feedback-on-how-rcps-should-develop-sheds-some-interesting-light-on-transfers-into-workplace-pension-collective-pensions/</loc>
  <lastmod>2026-11-04T05:08:28Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Can personal pensions live with  Retirement Collective Pension Schemes?</news:title>
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  <loc>https://henrytapper.com/2026/11/04/heres-the-hour-long-video-of-the-pension-playpen-coffee-morning-which-included-lord-bryn-davies-padraig-floyd-and-others-in-a-rigorous-debate-martin-lewis-hovered-over-us/</loc>
  <lastmod>2026-11-04T04:40:40Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>A budget recap by David Brookes; (B4GR)</news:title>
   <news:publication_date>2026-11-04T04:40:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/03/people-have-been-promised-a-pension-not-a-pot-still-less-a-potting-shed-full-of-pots-and-a-number-of-gardeners-to-make-the-most-of-the-clutter/</loc>
  <lastmod>2026-11-03T15:21:11Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Guided Retirement - a potting shed for frustrated gardeners</news:title>
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  <loc>https://henrytapper.com/2026/11/03/under-the-changes-which-will-be-set-out-by-torsten-bell-the-new-pensions-will-become-the-default-option-for-all-retired-people/</loc>
  <lastmod>2026-11-03T06:54:44Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Torsten announces in the Times the task to level up private sector pensions.</news:title>
   <news:publication_date>2026-11-03T06:54:44Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/03/cushon-warned-that-although-physical-climate-risks-were-already-affecting-uk-assets-the-pipeline-of-pension-scale-adaptation-investments-remained-underdeveloped-lets-see-if-we-can-do-something-abo/</loc>
  <lastmod>2026-11-03T05:49:00Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>We should be resilient to climate change, investing for a world worth living in.</news:title>
   <news:publication_date>2026-11-03T05:49:00Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/11/03/as-the-proprietor-of-a-cdc-scheme-looking-to-deliver-in-2027-i-have-ambition-to-offer-the-capacity-to-offer-our-scheme-as-a-participant-in-the-small-pot-consolidation-project/</loc>
  <lastmod>2026-11-03T04:53:29Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Small pots from 2030 ;- does CDC work for Kim and Maurice?</news:title>
   <news:publication_date>2026-11-03T04:35:27Z</news:publication_date>
   <news:genres>Blog</news:genres>
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