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  <loc>https://henrytapper.com/2026/10/05/my-memory-of-starting-out-when-in-my-early-twenties-was-that-i-was-insuring-against-living-too-long-now-youngsters-are-being-sold-a-vision-of-wealth-and-many-of-them-are-not-buying-it/</loc>
  <lastmod>2026-10-05T06:06:42Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>When young people buy a pension and end up with a savings plan....</news:title>
   <news:publication_date>2026-10-05T06:06:22Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/05/for-aitken-the-future-for-equities-and-growth-is-in-dc-pensions-ill-extend-his-optimism-with-cdc-which-is-even-less-dependent-on-de-risking-than-dc/</loc>
  <lastmod>2026-10-05T05:32:51Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Gordon Aitken&amp;#039;s video explains how DC is returning pensions to growth...</news:title>
   <news:publication_date>2026-10-05T05:28:41Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/05/even-when-richards-not-there-in-presence-he-seems-to-be-there-in-spirit-ive-listened-to-90-minutes-of-the-vfm-podcast-where-he-gets-more-mentions-than-arsenal/</loc>
  <lastmod>2026-10-05T04:06:15Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Richard Smith&amp;#039;s everywhere but nowhere more accessible than tomorrow at 10.30 am!</news:title>
   <news:publication_date>2026-10-05T04:06:15Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/05/wtws-glyn-bradley-tells-the-podcast-that-vfm-should-measure-pension-as-a-service/</loc>
  <lastmod>2026-10-05T04:33:07Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>WTW&amp;#039;s Glyn Bradley tells the podcast that VFM should measure pension as a service.</news:title>
   <news:publication_date>2026-10-05T03:43:38Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/04/vanguard-has-produced-a-document-whose-aims-i-most-approve-of-but-whose-recommendations-make-no-sense/</loc>
  <lastmod>2026-10-04T08:53:45Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Vanguard-urging us to save harder and convert out pot to pension is not working.</news:title>
   <news:publication_date>2026-10-04T08:50:12Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/10/04/i-fear-that-labour-mps-been-influenced-by-bad-actors-who-will-hide-behind-regulation-to-extort-through-residential-property-management/</loc>
  <lastmod>2026-10-04T07:29:21Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Government should beware of regulators unable to protect flat dwellers from extortion</news:title>
   <news:publication_date>2026-10-04T07:27:43Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/04/i-am-glad-royal-london-invests-in-its-igc-and-that-it-operates-as-mutuals-should-i-hope-its-stakeholders-allow-it-to-go-forward-as-most-insurers-saw-themselves-doing-when-auto-enrolment-began-but-it/</loc>
  <lastmod>2026-10-04T06:18:10Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Royal London&amp;#039;s IGC report - a brave document.</news:title>
   <news:publication_date>2026-10-04T06:16:36Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/04/the-insurers-are-currently-under-investing-in-uk-projects-and-overly-investing-in-the-us-it-is-hardly-surprising-when-you-see-who-now-owns-or-partners-with-them-to-make-a-market-of-our-uk-pension-sch/</loc>
  <lastmod>2026-10-04T06:45:08Z</lastmod>
  <news:news>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Our insurers could do more for Britain with the Pensions they buy-out</news:title>
   <news:publication_date>2026-10-04T04:13:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/10/03/henry-is-too-rich-and-too-poor-to-count-so-the-taxes-pile-up-on-him/</loc>
  <lastmod>2026-10-03T12:50:18Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>&amp;quot;Henry has been overtaxed&amp;quot; says the Economist - how did they know?</news:title>
   <news:publication_date>2026-10-03T12:49:05Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/03/the-pension-schemes-act-the-ongoing-development-of-cdc-and-now-the-reform-of-the-state-pension-to-open-the-way-for-affordable-long-term-care-are-an-achievement-in-two-years/</loc>
  <lastmod>2026-10-03T08:23:39Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>A good week for Torsten Bell and pension politics.</news:title>
   <news:publication_date>2026-10-03T08:18:01Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/10/03/we-want-scores-at-full-time-not-just-half-time-can-we-have-results-in-a-league-table-so-savers-can-figure-out-the-value-for-their-money/</loc>
  <lastmod>2026-10-03T07:09:58Z</lastmod>
  <news:news>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>TPR - can we have VFM scores at half time and full time!</news:title>
   <news:publication_date>2026-10-03T07:08:25Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/10/03/weve-hoped-for-welfare-reform-like-this-all-century-now-that-weve-got-it-we-should-welcome-it-and-do-our-bit-to-make-it-happen-that-means-stopping-moaning-and-accepting-change/</loc>
  <lastmod>2026-10-03T05:23:34Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Andy Burnham puts forward proper welfare reform for the right to get mad at.</news:title>
   <news:publication_date>2026-10-03T05:15:46Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/03/richard-smith-is-the-peoples-pension-dashboard-expert-having-been-involved-from-the-off/</loc>
  <lastmod>2026-10-02T11:28:46Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Richard Smith&amp;#039;s GRASP proposal (&amp;quot;Guided Retirement Across Several Providers&amp;quot;)</news:title>
   <news:publication_date>2026-10-03T04:00:46Z</news:publication_date>
   <news:genres>Blog</news:genres>
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