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  <loc>https://henrytapper.com/2026/11/07/i-will-return-the-compliment-to-torsten-bell-dwps-pension-scheme-is-failing-14-million-private-workers-if-it-doesnt-get-up-to-date-values-on-the-dwp-pensions-dashboard-get-public/</loc>
  <lastmod>2026-11-07T08:14:29Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>A broken Nest egg? Will 14m of us see dodgy info on the State Dashboard?</news:title>
   <news:publication_date>2026-11-07T08:14:29Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/07/not-all-of-us-are-optimistic-about-improving-the-lot-of-those-retiring-and-in-retirement-it-is-interesting-to-see-who-is-against-what-torsten-bell-is-up-to/</loc>
  <lastmod>2026-11-07T08:27:16Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>The Times calls turning Pots to Pensions -&amp;quot;a pension power grab&amp;quot;</news:title>
   <news:publication_date>2026-11-07T07:08:23Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/07/i-agree-with-dan-tomlinson-the-uk-success-story-for-ai-pivots-on-our-enthusiasm-we-have-the-power-do-we-have-the-will-to-lead/</loc>
  <lastmod>2026-11-07T06:26:20Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>“Help me solve grid, help me find power.” - AI needs more than electricity supplies</news:title>
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  <loc>https://henrytapper.com/2026/11/07/julius-will-be-speaking-at-the-pension-playpen-next-tuesday-10th-november-join-us-by-using-the-link-at-the-end-of-this-blog/</loc>
  <lastmod>2026-11-06T17:01:34Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>The Value of engagement &amp;amp; keeping members engaged!</news:title>
   <news:publication_date>2026-11-07T04:54:58Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/06/at-tuesdays-meeting-well-be-hearing-from-julius-what-needs-to-be-done-if-dc-masters-are-to-withstand-the-interest-in-pensions-satisfied-by-cdc-2/</loc>
  <lastmod>2026-11-06T06:37:41Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>DC schemes need to set their bar higher to win back our trust - Julius Pursaill</news:title>
   <news:publication_date>2026-11-06T06:37:41Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/11/06/the-ppi-asks-us-to-recognise-were-exchanging-todays-pay-cut-for-tomorrows-wage-in-retirement/</loc>
  <lastmod>2026-11-06T06:23:52Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Workplace pensions are deferred pay- PPI numbers show the private sector has lost sight of that - thanks PPI</news:title>
   <news:publication_date>2026-11-06T06:22:52Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/06/pointing-out-what-the-abi-and-pension-uk-miss-that-we-are-increasing-pension-contributions-by-doing-nothing/</loc>
  <lastmod>2026-11-06T05:45:17Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Auto-enrolment fiscal drag nudges us towards better pensions.</news:title>
   <news:publication_date>2026-11-06T05:39:28Z</news:publication_date>
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 <url>
  <loc>https://henrytapper.com/2026/11/06/good-news-for-the-planet-but-bad-news-for-your-pension-pot/</loc>
  <lastmod>2026-11-06T05:17:59Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Good news for the planet but bad news for your pension pot</news:title>
   <news:publication_date>2026-11-06T05:16:32Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/11/06/i-am-impressed-that-lane-clark-peacock-are-talking-to-the-leaders-of-our-private-employers-about-the-pensions-that-they-can-think-of-as-assets-for-their-businesses/</loc>
  <lastmod>2026-11-06T08:01:02Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>A time for DB schemes to support sponsors after decades of the reverse.</news:title>
   <news:publication_date>2026-11-06T04:56:37Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/05/i-was-surprised-to-find-the-pint-of-guinness-being-pulled-by-a-minister-in-charge-of-my-pensions/</loc>
  <lastmod>2026-11-05T15:40:41Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>#Talkmoney week with Torsten and a pint.</news:title>
   <news:publication_date>2026-11-05T15:40:41Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/11/05/at-tuesdays-meeting-well-be-hearing-from-julius-what-needs-to-be-done-if-dc-masters-are-to-withstand-the-interest-in-pensions-satisfied-by-cdc/</loc>
  <lastmod>2026-11-05T17:07:56Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Julius Pursaill ; how DC can meet challenges from VFM, guided retirement and CDC</news:title>
   <news:publication_date>2026-11-05T15:14:40Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/11/05/detailed-presentation-from-carolyn-jones-scottish-widows-about-what-our-customers-are-doing-and-thinking-followed-by-a-panel-discussion-with-carolyn-jones-azka-ali-michael-jones-and-muntazir-hadadi/</loc>
  <lastmod>2026-11-05T07:22:52Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>&amp;quot;DC or CDC - that is the question&amp;quot;. A Pensions UK debate in the City of London</news:title>
   <news:publication_date>2026-11-05T07:22:52Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/11/05/an-income-for-life-is-not-by-itself-a-definition-of-a-good-retirement-outcome/</loc>
  <lastmod>2026-11-05T06:17:52Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Guided retirement consultation has a glaring hole.</news:title>
   <news:publication_date>2026-11-05T06:17:04Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/11/05/the-guided-retirement-consultation-has-a-great-deal-to-say-about-longevity-protection-but-how-do-we-decide-what-protection-someone-needs-without-explicitly-considering-what-happens-to-their-pension-a/</loc>
  <lastmod>2026-11-05T05:55:53Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Guided Retirement and risk in sequence of returns.</news:title>
   <news:publication_date>2026-11-05T05:47:37Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/11/05/the-inevitable-conclusion-is-that-good-governance-increases-with-the-size-of-an-occupational-scheme-and-the-distance-the-scheme-is-from-the-individual-member-i-wonder-if-this-increasing-trust-i/</loc>
  <lastmod>2026-11-05T05:26:26Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Is compliance increasing for trustees at the expense of the members?</news:title>
   <news:publication_date>2026-11-05T05:25:11Z</news:publication_date>
   <news:genres>Blog</news:genres>
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