<?xml version="1.0" encoding="UTF-8"?>
<!--generator='jetpack-16.3'-->
<!--Jetpack_Sitemap_Buffer_News_XMLWriter-->
<?xml-stylesheet type="text/xsl" href="//henrytapper.com/news-sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
 <url>
  <loc>https://henrytapper.com/2026/10/09/fca-data-has-also-shown-around-567bn-of-assets-under-administration-in-sipps-in-2024-separately-almost-1-3-trillion-was-administered-across-the-wider-contract-based-dc-market-which-includes-both-wo/</loc>
  <lastmod>2026-10-09T06:31:25Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>If you&amp;#039;re a Chancellor, you cannot ignore the nation&amp;#039;s money going into DC pots</news:title>
   <news:publication_date>2026-10-09T06:29:34Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/09/i-hope-we-recognise-the-pressure-that-the-increasing-taxes-that-are-needed-to-pay-for-healthcare-and-social-care-will-partially-come-out-of-the-increases-in-ae-minima-we-were-promised/</loc>
  <lastmod>2026-10-09T06:05:33Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Why the National Care Service will be part of the retirement promise to us all</news:title>
   <news:publication_date>2026-10-09T06:02:58Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/09/it-only-needs-the-pensions-regulator-to-make-clear-what-everybody-knows-that-cdc-give-valuable-pensions-to-make-everything-to-fall-into-place/</loc>
  <lastmod>2026-10-09T05:16:57Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>What&amp;#039;s missing from TPR&amp;#039;s message to Trustees to raise their game?</news:title>
   <news:publication_date>2026-10-09T05:16:57Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/09/we-spend-ages-talking-about-adequacy-but-poor-systems-make-me-wonder-if-we-actually-care-talk-is-cheap-right/</loc>
  <lastmod>2026-10-09T04:21:26Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>My Nest dashboard quotes me twice the &amp;quot;pot&amp;quot; my Pensions Dashboard shows</news:title>
   <news:publication_date>2026-10-09T04:19:38Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/08/given-the-current-scale-of-the-us-market-in-global-portfolios-the-rise-of-passive-investing-using-indices-needs-discussion-indices-are-not-as-diversified-as-they-have-been-in-the-past/</loc>
  <lastmod>2026-10-08T07:05:43Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Pensions cut US equities over AI concentration risk</news:title>
   <news:publication_date>2026-10-08T07:00:50Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/08/i-would-characterise-the-report-as-excellent-descriptive-epidemiology-of-the-dc-patient-but-insufficiently-critical-diagnosis-of-the-disease/</loc>
  <lastmod>2026-10-08T06:32:59Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>How AI found the PPI&amp;#039;s DC Future Book (2026)</news:title>
   <news:publication_date>2026-10-08T05:34:17Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/08/ill-remember-yesterday-for-good-people-trying-hard-to-get-to-a-good-way-to-turn-pots-to-pensions-they-should-listen-to-terry-for-a-simple-answer-we-dont-really-need-pots-at-all/</loc>
  <lastmod>2026-10-08T06:05:48Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Making pensions out of pots looked pretty hard to me and Terry</news:title>
   <news:publication_date>2026-10-08T05:07:31Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/08/penfit-and-cdc-do-different-things-penfit-makes-dc-relevant-to-those-who-wont-take-advice-on-pots-while-cdc-dispenses-with-pots-and-focuses-on-pension-both-are-worthwhile-and-compliment-each/</loc>
  <lastmod>2026-10-08T04:18:38Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Penfit; Brian&amp;#039;s financial planning for those facing retirement with a pot</news:title>
   <news:publication_date>2026-10-08T04:18:38Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/07/what-has-denmark-got-to-help-our-pensions-commission/</loc>
  <lastmod>2026-10-07T06:54:22Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>What has Denmark got to help our Pensions Commission?</news:title>
   <news:publication_date>2026-10-07T06:54:22Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/07/isnt-it-time-we-stopped-asking-questions-about-our-pots-and-ask-instead-about-our-retirement-wage-the-pensions-dashboard-will-show-cdc-will-deliver-a-lifetime-pay-rise/</loc>
  <lastmod>2026-10-07T06:12:24Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Isn&amp;#039;t time we stopped this &amp;quot;potty plan&amp;quot;. The &amp;quot;Retirement Voice&amp;quot; of 2026 wants a better retirement wage!</news:title>
   <news:publication_date>2026-10-07T05:57:36Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/07/andy-burnham-thanks-for-keeping-the-conversation-going-i-hope-that-the-comments-will-grow-throughout-the-day-and-that-this-blog-does-a-little-to-stoke-the-embers/</loc>
  <lastmod>2026-10-07T05:07:57Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>How Andy Burnham keeps discussion on pensions to the fore - I&amp;#039;m for it- how about you?</news:title>
   <news:publication_date>2026-10-07T05:07:57Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://henrytapper.com/2026/10/07/this-hour-of-richard-smith-on-video-is-worth-a-day-of-pension-dashboard-conference/</loc>
  <lastmod>2026-10-07T04:20:26Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>This hour of Richard Smith on video is worth a day of pension dashboard conference!</news:title>
   <news:publication_date>2026-10-07T04:20:26Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
</urlset>