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  <loc>https://henrytapper.com/2026/10/04/i-am-glad-royal-london-invests-in-its-igc-and-that-it-operates-as-mutuals-should-i-hope-its-stakeholders-allow-it-to-go-forward-as-most-insurers-saw-themselves-doing-when-auto-enrolment-began-but-it/</loc>
  <lastmod>2026-10-04T06:18:10Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Royal London&amp;#039;s IGC report - a brave document.</news:title>
   <news:publication_date>2026-10-04T06:16:36Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/04/the-insurers-are-currently-under-investing-in-uk-projects-and-overly-investing-in-the-us-it-is-hardly-surprising-when-you-see-who-now-owns-or-partners-with-them-to-make-a-market-of-our-uk-pension-sch/</loc>
  <lastmod>2026-10-04T04:18:50Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Our insurers could do more for Britain with the Pensions they buy-out</news:title>
   <news:publication_date>2026-10-04T04:13:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/03/henry-is-too-rich-and-too-poor-to-count-so-the-taxes-pile-up-on-him/</loc>
  <lastmod>2026-10-03T12:50:18Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>&amp;quot;Henry has been overtaxed&amp;quot; says the Economist - how did they know?</news:title>
   <news:publication_date>2026-10-03T12:49:05Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/03/the-pension-schemes-act-the-ongoing-development-of-cdc-and-now-the-reform-of-the-state-pension-to-open-the-way-for-affordable-long-term-care-are-an-achievement-in-two-years/</loc>
  <lastmod>2026-10-03T08:23:39Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>A good week for Torsten Bell and pension politics.</news:title>
   <news:publication_date>2026-10-03T08:18:01Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/03/we-want-scores-at-full-time-not-just-half-time-can-we-have-results-in-a-league-table-so-savers-can-figure-out-the-value-for-their-money/</loc>
  <lastmod>2026-10-03T07:09:58Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>TPR - can we have VFM scores at half time and full time!</news:title>
   <news:publication_date>2026-10-03T07:08:25Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/03/weve-hoped-for-welfare-reform-like-this-all-century-now-that-weve-got-it-we-should-welcome-it-and-do-our-bit-to-make-it-happen-that-means-stopping-moaning-and-accepting-change/</loc>
  <lastmod>2026-10-03T05:23:34Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Andy Burnham puts forward proper welfare reform for the right to get mad at.</news:title>
   <news:publication_date>2026-10-03T05:15:46Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/03/richard-smith-is-the-peoples-pension-dashboard-expert-having-been-involved-from-the-off/</loc>
  <lastmod>2026-10-02T11:28:46Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>Richard Smith&amp;#039;s GRASP proposal (&amp;quot;Guided Retirement Across Several Providers&amp;quot;)</news:title>
   <news:publication_date>2026-10-03T04:00:46Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/02/this-group-of-professionals-wanted-to-know-what-a-cdc-plan-did-for-members-and-for-employers-sponsoring-it/</loc>
  <lastmod>2026-10-02T07:11:43Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>A CDC Question Time. My conversation with East Midlands Pensions UK in slides.</news:title>
   <news:publication_date>2026-10-02T07:01:41Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://henrytapper.com/2026/10/02/richard-smiths-having-coffee-with-us-next-tuesday-whats-he-on-about-this-time/</loc>
  <lastmod>2026-10-02T06:02:33Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
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   <news:title>Richard Smith&amp;#039;s having coffee with us next Tuesday - what&amp;#039;s he on about this time?</news:title>
   <news:publication_date>2026-10-02T06:00:52Z</news:publication_date>
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  <loc>https://henrytapper.com/2026/10/02/emily-shipp-and-catherine-sermon-argue-targets-still-matter-but-as-signposts-rather-than-promises-i-dont-agree-targets-are-there-to-be-hit/</loc>
  <lastmod>2026-10-02T05:04:24Z</lastmod>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
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   <news:title>The state pension age and the pension that follows still dominates our &amp;quot;future for retirement&amp;quot;</news:title>
   <news:publication_date>2026-10-02T04:59:27Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://henrytapper.com/2026/10/02/this-is-where-the-pension-regulator-needs-to-bare-its-teeth-and-make-it-absolutely-clear-that-pension-contributions-are-deferred-pay/</loc>
  <lastmod>2026-10-02T05:17:35Z</lastmod>
  <news:news>
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    <news:name>Pensions Mutual; Making your money work as hard as you do</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Pension wages not paid since July? We used to go on strike for less.</news:title>
   <news:publication_date>2026-10-02T03:52:43Z</news:publication_date>
   <news:genres>Blog</news:genres>
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