Category Archives: life insurance

Why insurance isn’t always right.

Posted on February 20, 2018 by henry tapper

This is an article in preparation for publication; thoughts on it, especially from insurers would be very welcome. In it, I argue that insured solutions are not always right for us – in our retirement savings and that insurance companies … Continue reading →

Posted in life insurance, pensions | Tagged , , , , | 1 Comment

Why can’t we know what we pay for “fund management”?

Posted on December 5, 2014 by henry tapper

We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading →

Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb | Tagged , , , , , , , , , , , , , , , | 4 Comments

I wanna tell you a story

Posted on June 24, 2014 by henry tapper

Every picture tells a story, this blog is about storytelling. Some people don’t like stories, they think they’re tricky – like the photo. But good stories surprise you because they make you see things in a different way, they help … Continue reading →

Posted in accountants, advice gap, alvin hall, life insurance, pensions, Personality, poetry | Tagged , , , , , , | 4 Comments

What award ceremonies are all about

Posted on May 4, 2013 by henry tapper

The vast majority of the people who turn up for these events, do so because they’re frightened not to Continue reading →

Posted in life insurance, Management, Music | Tagged , , , , , , , | 3 Comments

Light in the lifestyle tunnel!

Posted on February 7, 2013 by henry tapper

The way in which your DC pot magically turns from investing in shares to investing in cash and Government bonds is called lifestyle and it involves hundreds of transactions in 60+ months before you buy your pension. All of these transactions involve … Continue reading →

Posted in actuaries, dc pensions, defined aspiration, First Actuarial, governance, Henry Tapper blog, life insurance, NEST, pensions, target date funds | Tagged , , , , , , , | 4 Comments

The solid value of insurance

Posted on January 19, 2013 by henry tapper

“The people I talk to full into one of two categories, either you’ve built up some money and want to hang onto it, or you are looking to .” That was our opening gambit when we met with prospects. I … Continue reading →

Posted in economics, Fiduciary Management, life insurance, pensions | Tagged , , , , , , , | 1 Comment