Daily Archives: April 12, 2017

Step up or back off – don’t fudge AE for off-payroll workers!


Yesterday I asked “had HMRC solved the AE off -payroll puzzle” and a great number of people have read and opined and generally agreed that they hadn’t – and they were right. The Pensions Regulator, to its credit, has responded … Continue reading

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With dementia in mind.


Why don’t we design financial services for the elderly with dementia in mind? The needs and capabilities of those in their eighties and nineties can be quite different from those in their sixties and seventies. We would not treat a twenty … Continue reading

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