Tag Archives: Standard Life

Do consumers benefit from risk-based pricing?

Posted on May 15, 2013 by

may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading →

Posted in actuaries, dc pensions, defined aspiration, NEST, Popcorn Pensions | Tagged , , , , , , , | 3 Comments

An encouraging tale of choice

Posted on April 25, 2013 by

I feel more enthusiastic about the investment section of the about to be launched http://www.pensionplaypen.com than any other. Continue reading →

Posted in dc pensions, investment, ISA, pensions | Tagged , , , , , , , | 3 Comments

Can social media play a part in pension scheme governance?

Posted on April 17, 2013 by

Are the systems used to offer participating employers a say in the running of mastertrusts or contract based workplace pensions fit for today’s purpose? Continue reading →

Posted in auto-enrolment, corporate governance, dc pensions, Facebook, Linkedin, social media, twitter | Tagged , , , , , , , | 12 Comments

“Stick or twist” for the lifecos.

Posted on April 1, 2013 by

It is hard for the insurers to twist because they think the dealer’s against them. Continue reading →

Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , | 20 Comments

Some of our insurers are missing

Posted on February 24, 2013 by

What have all these insurers got in common?
Answer, you can’t buy one of their personal pensions today.
Continue reading →

Posted in Change, club pension, governance, pensions | Tagged , , , , , , , | 6 Comments

It’s a wrap trap – but who’s been caught?

Posted on February 9, 2013 by

If you thought you were sick of pensions, imagine  the nausea of the life company CEO. If you are such a beast and reading this, you are probably are American or European and your company brought into the UK a few years back … Continue reading →

Posted in auto-enrolment, dc pensions, Financial Education, First Actuarial, NEST, pensions | Tagged , , , , , , , | 12 Comments

NESToration – go boom in that Euro room!

Posted on November 14, 2012 by

If NEST had been a person Amnesty would have registered it a political prisoner. Continue reading →

Posted in Australia, Change, NEST, pension playpen, pensions, Personal Accounts, Retirement | Tagged , , , | 1 Comment

Scale and scalability- why L & G is the cuckoo in the Nest.

Posted on September 25, 2012 by

NEST is a pensions white-elephant and at £300m, the most expensive animal in the zoo Continue reading →

Posted in auto-enrolment, dc pensions, Management, pensions, Personal Accounts, Retirement | Tagged , , , , , , , | 8 Comments

Why can’t we select a pension like we buy a car?

Posted on August 16, 2012 by

I’ll give you three good reasons While we can get reliable comparative data on the performance , reliability and fuel efficiency of a car, we can’t for pensions While cars are road-tested and best-buy lists published in magazines , on … Continue reading →

Posted in auto-enrolment, dc pensions, jeremy clarkson, pensions | Tagged , , , , , , , | 3 Comments

DC road testing – August Play Pen Pension lunch

Posted on August 7, 2012 by

It’s come to a pretty pass when a man can walk into a room full of pensions people , ask a question and not get an answer for the fear of the advisers. When our good colleague , a company secretary … Continue reading →

| Tagged , , , , , , , , , | 7 Comments