Tag Archives: Society

Middle-class economics


  “So the verdict is clear. Middle-class economics works. Expanding opportunity works. And these policies will continue to work, as long as politics don’t get in the way.” Barack Obama, State of the Union Speech  2015. I suspect that these … Continue reading

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Beware the vanity master trust


  Hardly a week goes by without a request to research another vertically integrated master trust for inclusion on the list of employer choices offered on http://www.pensionplaypen.com . It is harder to name an actuarial practice or employee benefit consultant that … Continue reading

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We need a Bus and a Lamborghini!


My friend Ralph Frank is very good at putting his finger on the problem. If he was a Doctor, I’d trust his diagnosis and I like to think of him with a stethoscope prodding around the body financial – listening … Continue reading

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The best practice approach to choosing a workplace pension


  The Pension PlayPen has been asked to outline the research process that lies behind the Factsheets and provider ratings on http://www.pensionplaypen.com . This is the process.   The purpose of Pension PlayPen research is To establish the universe of … Continue reading

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Post budget capacity challenge for insurers


    Scottish Widows boss Toby Strauss has told the Telegraph that his company is already facing a capacity crunch as it digests the impact of legislative changes over the past two years and faces the challenges of 2015. The … Continue reading

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“Educated beyond their intelligence”


Denis Skinner’s recent gibe at Tory Ministers ,and George Osborne in particular, is brilliant (even if the phrase was coined by another). For me- it will be a defining epithet for the coalition- it sums up the best and worst … Continue reading

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Freddie Flintoff’s fabulous comeback; T20 Finals Day


The Blast Finals Day held at Edgbaston is the best value major sporting event of the summer. For £50 you can get a full 11 hours of cricket and a bunch of support acts including the magnificent Mascot Race, a … Continue reading

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Please don’t discourage saving (guest blog from Ralph Frank)


  The Department for Work and Pensions (“DWP”) recently released its latest “scenario analysis of future pension incomes” (the “Analysis”). A key finding of the Analysis is that the proportion of people under-saving for retirement increases as income rises. Part … Continue reading

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Pension PlayPen needs your digits.


  Digital marketing is something we’re having to learn as we go along. We’ve got to find 1,000,000 employers who don’t have a workplace pension and convince them of the importance of paying some attention to what their staff invest … Continue reading

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Andrew Young – 65 not out – a pensions legend!


  Andrew Young is the Pension Regulator’s Strategy Director, he is the go to guy in UK pensions if you want to understand the implications of Government Policy. He has been a mentor to me since I first met him … Continue reading

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