Tag Archives: Scheme

How HMRC passes the buck on Pension Liberation Fraud


The only people who seem to be being dumped on are occupational pension trustees. Continue reading

Posted in pensions, Public sector pensions | Tagged , , , , , , , , , , , , , , , , | 7 Comments

Improving governance and best practice – Work and Pensions Committee


Trail commission has no more place in QWPS than consultancy charging Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 6 Comments

A method to chose your workplace pension scheme.


I’d value your feedback on a scoring system we are developing which aims to provide employers with a method of rating one pension proposition against another. We want it used by employers looking to establish a new workplace scheme, and those who … Continue reading

Posted in actuaries, auto-enrolment, Change, customer service, dc pensions, First Actuarial, Payroll, pensions, Personal Accounts, social media | Tagged , , , , , , , | 16 Comments

Give a straight red to active member discounts


What are active member discounts (AMDs) and what’s so wrong with them? Continue reading

Posted in auto-enrolment, brand, dc pensions, Fiduciary Management, pensions, Personal Accounts, Popcorn Pensions | Tagged , , , , , , , | 17 Comments

All we are saying – give DA a chance!


“Possible easements for employers providing good pension schemes” Continue reading

Posted in actuaries, auto-enrolment, dc pensions, defined aspiration, pension playpen, steve webb | Tagged , , , , , , , | 3 Comments

Tescos – Karen Wake helps- quite a lot!


It is not about staging dates, it is about day in, day out; forever into the future Continue reading

Posted in auto-enrolment, pensions, Popcorn Pensions | Tagged , , , , , , , | 5 Comments

Tomorrow’s problems today..the OFT on pensions


Answers on an e-postcard to http://www.oft.gov.uk/OFTwork/markets-work/pensions Continue reading

Posted in auto-enrolment, Financial Education, pensions, Popcorn Pensions | Tagged , , , , , , , | 10 Comments

Bill – get some DC resource into the Regulator now!


Bill, t tPR need a gong-worthy head of DC asap. Continue reading

Posted in actuaries, auto-enrolment, dc pensions, de-risking, defined aspiration, NEST, pensions, Retirement | Tagged , , , , , , , | 12 Comments

It’s charges not contributions that are on the “race to the bottom”!


I’ve been reviewing the 2013 charging options available to advisers using Scottish Widows – “Corporate Pensions; RDR and charging shape options”. The document gives advisers numerous options to pass on fees to members of their workplace pension plans. I wonder whether … Continue reading

Posted in actuaries, annuity, auto-enrolment, dc pensions, governance, pensions, Public sector pensions, Retirement | Tagged , , , , , , , | 7 Comments

A defined ambition scheme that would work


Members want two things from their pensions, a decent retirement when they knock off work and certainty that they’ll get it during their working lives. It is extremely expensive to achieve these things and beyond the means of most people. If … Continue reading

Posted in actuaries, annuity, David Pitt-Watson, dc pensions, de-risking, Management, napf, NEST, pensions, Popcorn Pensions | Tagged , , , , , , , | 5 Comments