Tag Archives: Savings

Why “pensions ISAs” must be more than ISAs


Ros Altmann has recently commented that simply topping up ISAs and calling them “Pension ISAs” is not going to help solve our long-term retirement problems. The danger of using the ISA structure is that it ignores the fundamentals- that people … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , | 4 Comments

Beyond tax relief – a new savings incentive


In 2002, Ros Altmann wrote a blog, suggesting we move from incentivising pensions savings through tax relief , to a system which targeted those who needed help most- those with low incomes who found it hardest to save decent amounts. … Continue reading

Posted in pensions | Tagged , , , , , , , , | 2 Comments

What’s the point of banks?


News that the HSBC is to slash it’s costs by $5bn. spells trouble for 6,000 British workers and their families. It will probably be seen as good news to the shareholders of the bank but what of the customers? There was … Continue reading

Posted in Bankers | Tagged , , , , , , , , , | 1 Comment

What payroll can do to keep away the loan sharks.


We all know the sharks that swim in financial waters preying on the weakest and driving them and their families into deeper debt with all the social and health problems that “deep debt” brings. And I’m sure that if it … Continue reading

Posted in Debt, investment, ISA, Management, Martin Lewis, Payroll, pension playpen | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Do I need a TV anymore?


    Other than for the prurience of watching Tina’s come uppance on Corrie. I have not engaged with terrestrial TV for some time. Phone and laptop in hand I have found all I needed on the Monaco Grand Prix, … Continue reading

Posted in Facebook, social media, twitter | Tagged , , , , , , , , , , , , , | 1 Comment