Tag Archives: Saving

“Living longer? -Epic. Needing to pay for it? -Challenging”. Vivi Friedgut on long-term saving.


Have fun when you’re young, enjoy yourself, you only live once and the future will take care of yourself. Ever been given that advice? Nice sound-bites but only really applicable to those fortunate enough to have a large financial safety … Continue reading

Posted in pension playpen, pensions | Tagged , , , , , , , , , , | 4 Comments

Young People and Pensions


This is a blog by Vivi Friedgut of @blackbullion; she is also responsible for the picture and its contents!   Pensions don’t make for the most thrilling conversations. Like verrucas, funerals or the dream you had last night, talking about … Continue reading

Posted in advice gap, annuity, corporate governance, dc pensions, NEST, pension playpen, pensions | Tagged , , , , , , , , , , , | 1 Comment

What payroll can do to keep away the loan sharks.


We all know the sharks that swim in financial waters preying on the weakest and driving them and their families into deeper debt with all the social and health problems that “deep debt” brings. And I’m sure that if it … Continue reading

Posted in Debt, investment, ISA, Management, Martin Lewis, Payroll, pension playpen | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Pension agnostic?


An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading

Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement | Tagged , , , , , , , | 7 Comments

Pensions dead by 2050 – taking the Michael?


The Daily Telegraph, which through Richard Evans has started writing sharp and provocative articles on pensions, came out with a corker just before Christmas. I read it on the beach and nearly choked on my sangria! Here it is in … Continue reading

Posted in annuity, Australia, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, Henry Tapper blog, NEST, Payroll, pension playpen, pensions, Treasury, with-profits | Tagged , , , , , , , , , , , , , , , , , , , , , | 11 Comments

Top News! – Scrap national insurance on your pension payments!


 There’s plenty reasons to feel depressed if you run a pension scheme for your staff. Investment returns – depressed, annuity rates – depressed, you and your staff – depressed! NEWS*** GOOD PENSION NEWS*** Ah that “good pension news” oxymoron! – I … Continue reading

Posted in auto-enrolment, Change, dc pensions, defined aspiration, happiness, pension playpen, pensions | Tagged , , , , , , , , , | 4 Comments

Don’t kid people that pensions are easy


 A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading

Posted in annuity, auto-enrolment, dc pensions, de-risking, Henry Tapper blog, pensions | Tagged , , , , , , , | 17 Comments

Not saving replaces debt as Britons’ biggest financial regret


Not saving replaces debt as Britons’ biggest financial regret Continue reading

Posted in Bankers, Martin Lewis, NEST, pensions, Retirement | Tagged , , , , , , , | 1 Comment

Not much fun for the over 55’s


Great stuff from Aviva 07 December, 2011 Savings pots fall 27% since December 2010 Average annual income down 4% and inflation up 5.4% since December 2010 Equity in property now eight times the size of the average pension pot Despite … Continue reading

Posted in dc pensions, de-risking, NEST, pensions, Retirement | Tagged , , , , , , , | Leave a comment

Green shield stamps ( how to buy a pension)


Lawrence Churchill of NEST and John Hutton (of the report) spoke eloquently yesterday of the need for people to focus on a desired retirement outcome (for instance;-“I want an income of £15,000 pa”) work out what it takes to get it … Continue reading

Posted in customer service, de-risking, NEST, Retirement, social media | Tagged , , , , , , , , , , , , , , , , , , | 7 Comments