Tag Archives: Saving

Is increasing complexity making pension saving harder ? – guest blog by Ralph Frank.


The most conclusive finding of a recent survey by PwC into pensions taxation was not even related to the respondents’ views on the central question of the survey (namely, the most appealing tax scenario for their pension)! Sixty percent of … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , | 1 Comment

Why I want to be old – rich and pay no tax!


There’s a famous story, now fading from popular memory about Strand, a brand of cigarettes in the sixties. Strand came out with a strap-line “you’re never alone with a Strand” It killed the brand stone-dead. People associated smoking a Strand … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 3 Comments

What AE’s doing to pension saving – guest blog from Richard White


Richard White works for Portal Financial a Rochester based IFA who are producing some really interesting stuff on pensions. This is Richard’s first blog for us and I hope we’ll be able to feature more! Research highlighted in our blog post … Continue reading

Posted in pensions | Tagged , , , , , , | Leave a comment

Lassitude or laxitude – 100 days of pension freedoms


“Lassitude” or “Laxitude” – what’s your judgement on how we’re carrying on? Or is this all just fine? Lassitude is a “proper” word that describes a lazy behaviour resulting from world weariness, laxitude is a made up word that describes … Continue reading

Posted in CDC, pensions, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Raining on pensions (again)! Guest Blog from Ralph Frank


    The 2015 Summer Budget has delivered a series of blows to pensions in the UK.  The Chancellor of the Exchequer claims that “the government is committed to supporting savers at all stages of their lives to help them … Continue reading

Posted in pensions | Tagged , , , , , , , , | 1 Comment

“Living longer? -Epic. Needing to pay for it? -Challenging”. Vivi Friedgut on long-term saving.


Have fun when you’re young, enjoy yourself, you only live once and the future will take care of yourself. Ever been given that advice? Nice sound-bites but only really applicable to those fortunate enough to have a large financial safety … Continue reading

Posted in pension playpen, pensions | Tagged , , , , , , , , , , | 4 Comments

Young People and Pensions


This is a blog by Vivi Friedgut of @blackbullion; she is also responsible for the picture and its contents!   Pensions don’t make for the most thrilling conversations. Like verrucas, funerals or the dream you had last night, talking about … Continue reading

Posted in advice gap, annuity, corporate governance, dc pensions, NEST, pension playpen, pensions | Tagged , , , , , , , , , , , | 1 Comment

What payroll can do to keep away the loan sharks.


We all know the sharks that swim in financial waters preying on the weakest and driving them and their families into deeper debt with all the social and health problems that “deep debt” brings. And I’m sure that if it … Continue reading

Posted in Debt, investment, ISA, Management, Martin Lewis, Payroll, pension playpen | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Pension agnostic?


An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading

Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement | Tagged , , , , , , , | 7 Comments

Pensions dead by 2050 – taking the Michael?


The Daily Telegraph, which through Richard Evans has started writing sharp and provocative articles on pensions, came out with a corker just before Christmas. I read it on the beach and nearly choked on my sangria! Here it is in … Continue reading

Posted in annuity, Australia, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, Henry Tapper blog, NEST, Payroll, pension playpen, pensions, Treasury, with-profits | Tagged , , , , , , , , , , , , , , , , , , , , , | 11 Comments