Tag Archives: Retirement

How Government can ensure capacity for good pensions advice and provision


There are concerns over whether the UK has enough spare power capacity over the coming years. So to ensure the lights stay on the government is offering electricity producers a “capacity payment”, which is a payment simply for having power … Continue reading

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The coffin slams shut on annuities – but will they stalk the night?


There was no smoking gun. Annuities hare not bad value but- through poor purchasing, they have delivered poor outcomes. This is my 20 word precis of the 100 page document which you can read for yourself here. This conclusion has not … Continue reading

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Hats off to all workplace pension providers


  I’ve referred earlier this week to an excellent article by Kim North in Money Marketing in which she points to the ongoing work Scottish Widows have been doing on the participation of women in workplace pensions. In the same … Continue reading

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Clarity needed on NEST’s finances


  The Pension Regulator has announced it intends to introduce a Directory of workplace pensions. The criteria for inclusion will be that the workplace pension must meet the Quality Standards being introduced from 2015 and that the workplace will be universally … Continue reading

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Clap along if you feel that happiness is the truth!


Clap along if you feel like a room without a roof! Clap along if you feel that happiness is the truth! Clap along if you know what happiness is to you! Clap along if you feel like that’s what you … Continue reading

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Pensions too boring for DWP select committee member


  Nigel Mills MP, who sits on the DWP’s Pension Select committee is so committed to his task that he chose to turn up to a DWP committee meeting as a part of the recent pensions debate. He used the time to  play … Continue reading

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What is the future of UK pensions?


  On Wednesday (10th December)  I will be speaking at a Prospect conference which asks “what is the future of Pensions” in the UK. It is great to see journalists from outside the pension industry picking up on the issues … Continue reading

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Why employers pay no attention to the pension


Darren Say has written a very contentious article that you can read here https://www.linkedin.com/pulse/article/20141203141647-42828632-ae-pensions-insanity Darren opens by repeating three statements on pensions …employers don’t want world class pensions, they just want the problem to comply with AE legislation to be taken off … Continue reading

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Why can’t we know what we pay for “fund management”?


We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading

Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb | Tagged , , , , , , , , , , , , , , , | 4 Comments

Pensions Guidance – Information, Consequences and Support (from the Ferret)


This is a really excellent note from the  Ferret    This note, and the linked notes below, highlight the need in pensions’ guidance for thorough examination and modelling of individual circumstances and the value of the presentation of options in an easily … Continue reading

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