Tag Archives: Retirement

Debunking the RSA myth that Dutch CDC provide better outcomes


I’ve received this open letter from John Lawson (he of Aviva) which I print in full. Dear Henry, I have mentioned before the folly of relying on the RSA for any rigorous analysis. The RSA is a political construct, not a … Continue reading

Posted in actuaries, advice gap, CDC, dc pensions, governance, pensions | Tagged , , , , , , , | 2 Comments

A method to chose your workplace pension scheme.


I’d value your feedback on a scoring system we are developing which aims to provide employers with a method of rating one pension proposition against another. We want it used by employers looking to establish a new workplace scheme, and those who … Continue reading

Posted in actuaries, auto-enrolment, Change, customer service, dc pensions, First Actuarial, Payroll, pensions, Personal Accounts, social media | Tagged , , , , , , , | 14 Comments

This is no country for old women


I haven’t been a great fan of academic pensions research or researchers for that matter. The research is typically a big whinge about people not getting a fair deal, the researchers comfortably cocooned in university sponsored sinecures or pensions. So I … Continue reading

Posted in actuaries, annuity, pensions | Tagged , , , , , , , , , , , , , , , , | 5 Comments

So what’s a good DC pension – Mr Webb?


Britain is taking on a massive enterprise as it looks to universal private pension provision in the corporate sector Continue reading

Posted in actuaries, Australia, auto-enrolment, pensions, Retirement, social media | Tagged , , , , , , , , , , , , , , , | 13 Comments

Tomorrow’s problems today..the OFT on pensions


Answers on an e-postcard to http://www.oft.gov.uk/OFTwork/markets-work/pensions Continue reading

Posted in auto-enrolment, Financial Education, pensions, Popcorn Pensions | Tagged , , , , , , , | 10 Comments

Playpen guru says its all our fault


In an astonishing outburst at today Play Pen London lunch, pedagogue David Hargreaves bit the hand that fed and claimed that the predicament at retirement was down to the financial services industry. Hargreaves, an actuary who trades as the pension … Continue reading

Posted in annuity, auto-enrolment, de-risking, defined aspiration, pension playpen, pensions, St Paul's | Tagged , , , , , , , | 4 Comments

Pensions dead by 2050 – taking the Michael?


The Daily Telegraph, which through Richard Evans has started writing sharp and provocative articles on pensions, came out with a corker just before Christmas. I read it on the beach and nearly choked on my sangria! Here it is in … Continue reading

Posted in annuity, Australia, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, Henry Tapper blog, NEST, Payroll, pension playpen, pensions, Treasury, with-profits | Tagged , , , , , , , , , , , , , , , , , , , , , | 11 Comments

All change on pensions – a positive outlook for 2013!


Neasa MacErlean has written a great article in the Independent which you can read here. I was asked to collaborate on one or two sections and I’m quoted as inciting members of workplace savings plans to up the ante and make sure that … Continue reading

Posted in annuity, auto-enrolment, dc pensions, Retirement, Treasury | Tagged , , , , , , , , , , , , , | 13 Comments

Wouldn’t you rather be in Tenerife?


Tenerife is my holiday destination of choice. I love it because it is so chavvy. Get on the plane at Gatwick North and you and 400 enthusiastic party going geriatrics are on their way to a winter wonderland where flood … Continue reading

Posted in pensions, Tenerife | Tagged , , | 1 Comment