Tag Archives: Retirement

It’s not just pension taxation that’s changing- products are!


Pension PlayPen’s Submission to the Parliamentary Committee reading the Pension Schemes Bill Continue reading

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Is the Chancellor the IFA’s “New Best Friend?”


    Another week, another change to the UK retirement savings environment – or at least, that’s how it feels! The latest changes to the tax regime tabled this week under the title ‘Pension Flexibility 2015’ were first published in … Continue reading

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“Hope I die before I get old..?”


  The quote’s from Pete Townsend and the Who’s “my generation”. It’s a brutal version of the Beatles’ “when I’m 64” but both songs are driven by the fear of getting old “will you still need, me, will you still … Continue reading

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Tiny steps towards better DC outcomes- #CASummit14


Having spent 36 hours in the company of Life Co “strategists” and their counterparts in the IFA and EBC communities, I can now try and make sense of where “heads are at”. The mood has changed. Two years ago, the … Continue reading

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To the Pitch Final we shall go – @PensionPlayPen – #thePitch14!


Thursday October 23rd is another red letter day for Pension PlayPen. By day we are Pitching to be Britain’s #1 start up in 2014, by night we are up for a brace of awards at the Grange Hotel competing to … Continue reading

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In defence of genius.


Genius is not just misunderstood – it is persecuted. Those who didn’t get Copernicus, Galileo, Wordsworth or Darwin did not ignore these genius’, they set out to do them in. Bob Dylan when he laid out his Highway 61 album … Continue reading

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Don’t get fooled by the phoney pension giveaway


The phoney give-away The most accurate measure for the success of private pensions in the UK is the replacement ratio; a measure of what percentage of people’s pre-retirement income is replaced by savings specifically for retirement. Steve Webb and the … Continue reading

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Ros Altmann on why the over 60’s are missing out on “free pension money”


Ros Atmann recently told me she wished she could blog like me, having read this blog, I wish I could write like her! Huge numbers of over 60s are opting out of pensions auto-enrolment, losing their employer contribution Budget pension … Continue reading

Posted in accountants, annuity, auto-enrolment, Flump, pension playpen, pensions, Pensions Regulator | Tagged , , , | 6 Comments

“My pension offer” – explaining CDC to a confused public!


John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading

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The value of regular savings


  60 years ago, a revolution happened in the savings industry- it was the “standing order”. The standing order became the “variable direct debit” and people were able to establish regular savings plans which worked like magic, taking money from … Continue reading

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