Tag Archives: Retirement

CDC- your questions answered – by legal eagles


    We’ve been waiting for a decent CDC article from the legal eagles ; thanks to Norton Rose , we now have one and  they are happy to let us share it. So here it is – minus the … Continue reading

Posted in CDC, pension playpen, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

The Pension Play Pen Linked In Group


          Last week the Pension Play Pen Linked In Group passed 5000 members. The Group was set up in October 2009 as a way of bringing together people I knew in the industry around an idea … Continue reading

Posted in pension playpen, pensions | Tagged , , , , , , , | Leave a comment

How retirement products evolve (and revolve).


  There are three drivers that shape the evolution of financial products – supply, demand and Government intervention. Between the mid 80s and today Britain has seen a Financial Services Revolution that has been no less dramatic than the agrarian … Continue reading

Posted in auto-enrolment, Bankers, corporate governance, Financial Education, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Time to ditch the “institutional” from pensions


  There has always been a gulf between retail and institutional pensions. But I have never felt it so inappropriate . Retail pensions were sold on commission, organised by insurance company and regulated by the Treasury via the FCA and its … Continue reading

Posted in advice gap, annuity, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

Three old farts on DC regulation


            John Reeve, whose previous comments on DC I have dismissed as the “wittering of an out of touch actuary”, has written a telling comment on mallowstreet. I’m sure he won’t mind me re-publishing it … Continue reading

Posted in auto-enrolment, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | Leave a comment

10 things we’d see in Monday’s Guidance Guarantee!


  Tomorrow (Monday 21st July), the Government will announce how it intends to deliver the guidance guaranteed to those reaching state pension age. We want an independent process that helps people  take decisions rather than telling people what to do. We can’t … Continue reading

Posted in advice gap, annuity | Tagged , , , , , , , , , , , , , , | Leave a comment

What employers want to help them choose their pension.


The Pension Regulator has commissioned some research on what small employers want from pensions. I can share with you some of the key findings “48% of small and 79% of micro employers currently have no pension scheme so will have … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , | Leave a comment

Note to @stevewebb1 – My Pot can follow me to CDC.


John Ralfe, at a City seminar claimed there was no appetite for CDC either among employers or among members of pension schemes. Well I disagree; the people I talk to who are not in pensions say they want change- new … Continue reading

Posted in pensions, annuity | Tagged , , , , , , , , , , , , , , , | Leave a comment

Ros Altmann’s presentation on the merits of employing #olderworkers


14 Jul 14 – Fuller Working Lives: Announcing the new Business Champion for Older Workers. A joint ILC-UK/DWP event hosted by Legal & General from ILC- UK   According to Office for National Statistics estimates, in the next 10 years … Continue reading

Posted in accountants, advice gap, brand, pension playpen, pensions | Tagged , , , , , , , , | Leave a comment

The internet of pensions


A group of teccies have come together to make the internet of things happen. This is from their press release The Open Interconnect Consortium (OIC) is focused on defining a common communications framework based on industry standard technologies to wirelessly connect … Continue reading

Posted in advice gap, pensions | Tagged , , , , , , , , , , | Leave a comment