Tag Archives: public sector

The transfer mess gets worse…


It’s been some weeks since I wrote about transfers. To recap, I have been predicting a seizure in the transfer market , resulting from high demand, low-advisory capacity and pipes blocked with regulatory effluent. So it doesn’t come as a … Continue reading

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Pension PlayPen’s response to the Treasury on pension tax-relief


The Treasury has asked eight great questions which go to the heart of how we incentivise pension saving. Here are our responses. We haven’t formally sent these responses to the Treasury yet, so if you have any comments, please send … Continue reading

Posted in pensions, Pensions Regulator, Public sector pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

How pensions restrain public sector pay and services.


The latest discussions about how we will manage the nation’s finances are focussing on public sector pay.Nick Clegg tells us that his party will make sure   wages would rise in real terms for two years from 2016, and then … Continue reading

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LTA exposes the DC horror-show.


Because I am on holiday, I am reading the Sunday Papers. Someone has bought the Sunday Times which I haven’t read for at least 2 billion years. I’m left with the business pages and two articles by Ian Cowie about … Continue reading

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We need a tank to get us across this battlefield!


We must dispel myths we have created and allow to malinger to the detriment of CDC and our pension system. Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Will pension freedoms be the death of Defined Benefit?


  I thought it was the last supper (or at least the last pension playpen lunch). We had twelve men around the table (no women) and there was sombre expectation as we considered the impact small changes in tax legislation … Continue reading

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E-Christmas Cards – a very rum idea if you ask me.


What do you do with e-christmas cards? They bother me. “E-Christmas card” is a misnoma, most of these e-thingies seem the product of the thought police who de-risk corporate communications. “Merry” is of course out – a whiff of intoxication … Continue reading

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“Educated beyond their intelligence”


Denis Skinner’s recent gibe at Tory Ministers ,and George Osborne in particular, is brilliant (even if the phrase was coined by another). For me- it will be a defining epithet for the coalition- it sums up the best and worst … Continue reading

Posted in Personality, Politics, St Paul's | Tagged , , , , , , , , , , , , , , | 2 Comments

Pension PlayPen needs your digits.


  Digital marketing is something we’re having to learn as we go along. We’ve got to find 1,000,000 employers who don’t have a workplace pension and convince them of the importance of paying some attention to what their staff invest … Continue reading

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More trust, fewer Trusts please!


Take a look at this table (reproduced with the express permission of the Pension Regulator). It tells us that we have too many private sector trust based DC schemes (it also tells that we don’t know the difference between a GPP and DC … Continue reading

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