Tag Archives: public sector

More trust, fewer Trusts please!


Take a look at this table (reproduced with the express permission of the Pension Regulator). It tells us that we have too many private sector trust based DC schemes (it also tells that we don’t know the difference between a GPP and DC … Continue reading

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A capacity crunch?


The prospect of debating whether we get a capacity crunch in Auto-enrolment drew a capacity-crunching crowd to Wragge & Co.’s offices yesterday afternoon. Under the convenance of heroically quiffed Andy Agethangelou, some 50 of us attended a symposium on the current state … Continue reading

Posted in auto-enrolment, customer service, dc pensions, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

There’s nothing stopping SMEs purchasing good pensions


This article plugs the needs for good pension purchasing and argues that both in terms of quality (governance) and quantity (supply) , employers have never had it so good. There is a lot of talk at the moment about DC … Continue reading

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“Let them eat cack” – why does Government still think individual annuities can work?


Steve Webb has been at it again, suggesting that the annuity crisis could be solved if we had a one year cooling off period after we’d bought an annuity in which we could take it back (with a receipt) and exchange it … Continue reading

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Employers can help staff with their money – if only we’d let them


It’s time companies got their mojo back and got real with staff. Www.pensionplaypen.com helps to do just that. Continue reading

Posted in auto-enrolment, Henry Tapper blog, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , | Leave a comment

The value of the triple-lock,


No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading

Posted in actuaries, governance, pensions, Retirement | Tagged , , , , , , , , , , , , , | 1 Comment

Do employers have a duty of care to their staff when they retire?


If you take the Daily Express, you will have been reading a series of front page headlines about “rip-off pensions”. Here’s this Thursday’s edition http://www.express.co.uk/news/retirement/423869/Millions-hit-by-scandal-of-pensions-rip-off . The argument is based on some recently released figures “A 65-year-old with average pension … Continue reading

Posted in advice gap, annuity, auto-enrolment, brand, club pension, customer service, dc pensions, pensions | Tagged , , , , , , , , , , , , | 4 Comments

The workplace welfare platform?


Auto-enrolment is a  big win for welfare in the UK. Getting the 1.2m employers in the UK in the habit of managing contributions for their employees and workers means that for all but a hardcore of self-employed professionals (who can … Continue reading

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How Providers can take a lead in investment governance.


I am one such member and I have no idea whether my managers are doing a good job. Continue reading

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Giving “pensions” back its good name!


What do we mean by Pension Governance? When we listen to a musical recording what we hear is the perfect balance between instruments achieved by expert mixing. Pensions Governance does that mixing job for your workplace pension , making sure … Continue reading

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