Tag Archives: Public Sector Pensions

What will these pension freedoms cost the Treasury?


There appear to be two versions of the Treasury’s costings of these new found freedoms we’ll be getting post April 2015. The first were published at the time of the budget and (with the proviso that the Treasury don’t know … Continue reading

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Making every minute count -effective Guidance at Retirement


            Many people say that you cannot do much to really help people in a thirty minute guidance session. I disagree; more importantly, Michelle Cracknell disagrees. Michelle is the CEO of The Pension Advisory Service … Continue reading

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“Something will turn up” – the Pensions PlayPen Lunch 12th May


Something usually turns up at a Pension PlayPen lunch. At yesterday’s lunch I had to wait till injury time to get my Eureka moment and it came from a first time luncher – Chris Radford. Chris’ contention was that when … Continue reading

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The new Mastertrust Assurance Framework (MAF)


Amidst the deluge of new consultations, the joint consultation on the Mastertrust Governance has been pretty well lost to sight. Published last week it can be found here. It’s the work of a group of accountants (organised by the ICAEW) … Continue reading

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How pensions are impacted by the bank bonus culture


State Street need something better than the “need and greed” culture that fostered these frauds and Mastertrusts and IGCs need something better than the toothless response to these excesses Continue reading

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“What’s it like to be retired?”


It could be the trending chant at any event that Alex Ferguson turns up to – a taunt to a man who having lost control has seen slump into mundanity in a few short months. Financial wellbeing in later life … Continue reading

Posted in annuity, auto-enrolment, Bankers, Facebook, Financial Education, First Actuarial, pension playpen, pensions, Popcorn Pensions, Public sector pensions, steve webb | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Honest research from Towers Watson on employer attitudes to workplace pensions


I have a lot of respect for Towers Watson. They may be big but they have kept their integrity through their expansion and the people who work for them demonstrate a focus on their customers and an intellectual integrity that … Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

A capacity crunch?


The prospect of debating whether we get a capacity crunch in Auto-enrolment drew a capacity-crunching crowd to Wragge & Co.’s offices yesterday afternoon. Under the convenance of heroically quiffed Andy Agethangelou, some 50 of us attended a symposium on the current state … Continue reading

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There’s nothing stopping SMEs purchasing good pensions


This article plugs the needs for good pension purchasing and argues that both in terms of quality (governance) and quantity (supply) , employers have never had it so good. There is a lot of talk at the moment about DC … Continue reading

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The value of the triple-lock,


No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading

Posted in actuaries, governance, pensions, Retirement | Tagged , , , , , , , , , , , , , | 1 Comment