Tag Archives: Politics

IFAs and actuaries – as easy as “A Cap B”.


For half of the 30 years I’ve been advising people, I was paid by private individuals to help them take difficult financial decisions. For the other half, I’ve been paid by employers to help their staff take difficult decisions. This … Continue reading

Posted in actuaries, advice gap | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Consistency and Simplicity (guest blog – Ralph Frank)


  The current UK pension taxation regime gives preferential treatment to Defined Benefit (“DB”) savers relative to Defined Contribution (“DC”) savers at both theAnnual Allowance (“AA”) and Lifetime Allowance (“LA”) levels.  The current taxation system is overly complex, with two … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | 2 Comments

Important days for pensions


David Cameron will be announcing his new cabinet members and more junior ministers this week. Those of us who work in pensions already know that Ian Duncan Smith will remain Minister of State at the DWP, but who will be … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , | 1 Comment

Pension pandemonium within 12 months!


  “F*ck the file” that’s what I say- or what I would say if I wasn’t in an office full of people who live, eat and breathe Excel. I’d like my office to be file-less within 5 years (make that … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Coming to terms with the new politics


Politicians and the circus that moves around them seem slow to grasp the new reality of this election – that people will vote in crowds rather than congregate around ideology. Understanding how these crowds are developing is the business of yougov … Continue reading

Posted in pensions | Tagged , , , , , , | Leave a comment

IFS has no time for pension politics (says Prof Pens)


  The Institute for Fiscal Studies (IFS) has published a scathing review of tax and benefits proposals from the main parties, branding the triple lock “absurd” and tax-relief plans “misguided”. The think tank’s briefing note Taxes and Benefits: The Parties’ … Continue reading

Posted in pensions | Tagged , | Leave a comment

A grumpy nod for more of the same? #GE2015


This has been a grumpy election campaign with a lot of arguing but precious little happening in the polls. There have been the odd flashes of passion, the first leaders debate, the folly of #villagate and Boris and Ed scrapping … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Power or the proper exercise of power? #villagate


The Liberals are more likely to be in power after May than Conservative or Labour The irony of Milliband’s and Cameron’s obsessions with two party politics is that this country is now 1-10 on to have no overall majority in the next … Continue reading

Posted in pensions | Tagged , , , , , , , , | 2 Comments

Labour in a kilt? – Pensions, politics and plagiarism


The SNP’s manifesto is a pretty shameless cut and paste of labour party policy. If your hit single was covered by your biggest rival and it was they that got the royalties when it went to #1, you’d be pretty … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , | 3 Comments

Does Lady Altmann get our vote?


The Guardian is reporting the Conservatives intention to elevate Ros Altmann to the House of Lords and make her minister for consumer affairs. She will not of course get our vote as she will be unelected- but she has flagrantly … Continue reading

Posted in pensions, Ros Altmann | Tagged , , , , | 4 Comments