Tag Archives: pensions

Technology – not short-cuts – points the way to good pensions.


Pension Providers are challenged by later-stage auto-enrolment Let’s be under no illusions. The scale of the challenge facing workplace pension providers from auto-enrolment in 2016 is every bit as daunting for them as the challenge to payroll , advisers and employers. … Continue reading

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What’s inside the wrapper’s – what matters! Guest blog from Ralph Frank


  I often find myself bemused, and/or confused, when I see investment portfolios specified in terms of product wrappers (e.g. unit trusts, exchange traded funds, structured notes etc.) instead of the underlying investments (e.g. equities, bonds etc.).  The underlying investments, … Continue reading

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How pensions restrain public sector pay and services.


The latest discussions about how we will manage the nation’s finances are focussing on public sector pay.Nick Clegg tells us that his party will make sure   wages would rise in real terms for two years from 2016, and then … Continue reading

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Labour in a kilt? – Pensions, politics and plagiarism


The SNP’s manifesto is a pretty shameless cut and paste of labour party policy. If your hit single was covered by your biggest rival and it was they that got the royalties when it went to #1, you’d be pretty … Continue reading

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Scrap the LifeTime Allowance – for hard working people!


The Conservatives say they want to reward hard working people. I’d like to thing they include me in that number. They want to appoint Ros Altmann to help us educate ourselves in finances, I’d like to think I’ve been educating … Continue reading

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The freedom to transfer your pension benefits


The freedom to transfer pension benefits has since the 5th April been denied to millions of those with deferred pensions. If you are a member of an unfunded Government pension scheme (any scheme other than the Local Government schemes), they … Continue reading

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Advance Australia Fair!


I have never been to Australia, I should go I know, but we have Earl’s Court. My good friend Jim Hennington has recently returned to his native Oz after a few years over here teaching us some tricks on how to … Continue reading

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One week on- how was “freedom” for you?


More questions than answers The Pension PlayPen met as usual in the Counting House to discuss our experiences of Pension Freedom to date. The consensus – more questions than answers. Call volumes to the insurers have over-shadowed what the Government … Continue reading

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Probably the worst flagship tax ever?


George Osborne says his proposed tax break for high value homes is about “values”, it is no such thing. This policy is about votes. What is going on with the conservatives on tax? They have become obsessed with the “retail … Continue reading

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How do we know our works pensions are working?


I’m watching formula one and the race management programs that are as much a feature of a race as the driving. It is possible to win or lose a race in the pits , it’s not often that drivers win … Continue reading

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