Tag Archives: pensions

“Greeks bearing no gifts” -Eamonn O’Connor on the power of a “pair of two’s”.


My friend Eamonn O’Connor, who is busy setting up City Noble, had time to share this little nugget. Far too subtle for this blog and a pearl before the Plowman’s swine Eamonn! Plenty of posturing in Euroland at present:  the … Continue reading

Posted in Henry Tapper blog, Politics | Tagged , , , , , , , , , | Leave a comment

Is NEST best?


Back-slapping all round NEST launched its third Insight into the state of the UK auto-enrolment project yesterday. This was a land grab for AE glory. At the front of the pack was Joanne Segars whose NAPF hosted the event. Hopefully … Continue reading

Posted in NEST, pension playpen, pensions, twitter, workplace pensions | Tagged , , , , , , , , , , , , | 3 Comments

What do I do with my defined benefit pension?


  Many people have defined benefit rights (commonly called “frozen pensions”). Some people continue to build up defined benefit pension rights, most are in Government backed schemes. A large number of people are enjoying pensions from theses defined benefit schemes. … Continue reading

Posted in advice gap | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 5 Comments

What should employers do about pensions?


Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Crushed by falling bond yields – great guest blog by Ralph Frank


Mainstream assessments of the state of investment markets tend to focus on the equity market.  The level of the FTSE 100, S&P 500, Dow and/or Nikkei is deemed to be an indicator of the health of savers’ investment portfolios and/or … Continue reading

Posted in actuaries, Bankers, CDC, defined aspiration | Tagged , , , , , , , , , , | 4 Comments

How competitive is our private pension system?


    We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Middle-class economics


  “So the verdict is clear. Middle-class economics works. Expanding opportunity works. And these policies will continue to work, as long as politics don’t get in the way.” Barack Obama, State of the Union Speech  2015. I suspect that these … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

All I want is easy access (baby)!


Easy Action When Marc Bolan wrote Solid Gold Easy Action in 1972, it was a smash hit , I was ten and I spent my savings to buy it But I can’t get no satisfaction All I want is easy action, … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

Governance on parade – why we must show leadership.


From this year, insurance companies must create both internal and external controls to ensure they carry out the responsibilities they are taking on when helping us save and spend our pension pots. Yesterday afternoon I spent time with insurers and … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

KAS Bank – where integrity and independence are absolute


Late last year, KAS Bank appointed Dr Chris Sier as its UK Managing Director. It was a statement of intent and taken so those of us who have hoped to see the scales fall in favour of the consumers of … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , | Leave a comment