Tag Archives: pension

Pension PlayPen respond to FCA on IGCs and DC Governance


This is less of a blog – more of an epic! If you want to have a go yourself, the link is to http://www.fca.org.uk/your-fca/documents/consultation-papers/cp14-16-response-form   The Pension PlayPen’s response was submitted online and this text is what we got back … Continue reading

Posted in FCA, pensions | Tagged , , , , , , , , , , , , , , | Leave a comment

Is an annuity an investment product? Perhaps not!


  I have been worrying about a presentation I have to deliver to an investment group on the value of annuities. I have long felt that annuities are a rubbish investment and UK annuities a particularly rubbish investment. My confidence … Continue reading

Posted in advice gap, annuity, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | Leave a comment

Does anybody care what you think?


  I bet you’ve sat in an exam hall , or been asked to complete a questionnaire or stared at the comments box below an article you’ve read and gone “nah-better not”. The rubric is that “your views matter”, but … Continue reading

Posted in actuaries, pension playpen, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

We knew we were cheating our clients.


  Mark Wood (now of JLT and formerly of the Prudential) is calling on insurers to relax the early exit penalties on pension contracts set up in the “bad old days” when commission was paid in advance for premiums paid … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

We must party – it’s in our DNA!


Tonight it’s the Pension Play Pen party and well over 100 people have put their name on the guest list! If you haven’t worry not- there are still several hours to tell us you’re coming and heh! -mention you read … Continue reading

Posted in pensions | Tagged , , , , , , , , | Leave a comment

Freddy Flumper gets savvy!


  It’s been some days since I’ve reported on the fabulous Freddy Flumper -“fabulous” in the sense that I lives only in the fable on this blog. For anyone who missed the instructive fable of Freddy and Tony Lamborghini , … Continue reading

Posted in actuaries, advice gap, Australia, auto-enrolment, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

11 tips for advisers planning for April ’15


  It’s been four months since the Budget and the aftershocks of George’s pension bombshell are still being fealt. One by one, the policy decisions which will shape the way advice and guidance will be delivered, are falling into place. … Continue reading

Posted in accountants, actuaries, advice gap, annuity, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , | Leave a comment

Flump!


A new word was coined yesterday in the lexicon of pensionology – Flump! Credit must go to Will Robins of CityWire and Claire Trott of Talbot and Muir. @Claire_L_Trott and I are pioneering 'Flump' instead of UFPLS for the unsecured … Continue reading

Posted in Flump, pensions, Personality | Tagged , , , , , , , , , , , , | Leave a comment

Auto-enrolment’s tactical- pensions are strategic


  The old questions “are you managing your business or is your business managing you?” and “fail to plan, plan to fail” are annoyingly true- annoying because they are business clichés and doubly annoying as they remind us of the … Continue reading

Posted in accountants, advice gap, auto-enrolment, pensions | Tagged , , , , , , , , , , | Leave a comment

Why the IMA are so wrong about fund research.


  There had been signs that the Investment Management Association (IMA) was at last coming to terms with the needs of consumers and those who advise them to reveal the cost of owning their funds. In May , Daniel Godfrey- its … Continue reading

Posted in annuity, pensions | Tagged , , , , , , , , , , , , , | 1 Comment