Tag Archives: pension

“I don’t need a new house – I need an extension!”


  I have sympathy with the pension managers of large employers who are being expected to adopt the pension reforms. It is not their job to make Government policies work, rather it is Government’s job to make pensions work- especially … Continue reading

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How do I buy financial advice?


At two recent events – (the Corporate Adviser Summit and the Investment Network), Advisors have told me that they choose clients not by “minimum fee” but by “minimum funds”. This sets my alarm bell ringing! If you want to see … Continue reading

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When losing seems like winning- the last post from #thePitch14


  We didn’t win but it felt like winning and how it feels to be Rebecca Coates of Properteco (the overall winner) , I’d like to know! It’s a gruelling 12 hour day and if it involves a  trip down … Continue reading

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Wish us luck as we Pitch to be Britain’s top micro-employer!


  Today’s the day we pitch to be Britain’s top micro-enployer at the Paintworks in Bristol. We are one of 30 employers left in the competition, one of 20 actively trading- we have a 5% chance of winning! But that … Continue reading

Posted in advice gap, auto-enrolment, corporate governance, dc pensions, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , | 3 Comments

Double vision – a startling new blog from Ralph Frank


The latest Command Paper, ‘Better workplace pensions: Putting savers’ interests first’, has recently been published.  This Command Paper follows prior consultations by the Department for Work and Pensions (“DWP”) on charges, transparency and quality standards in workplace defined contribution pension … Continue reading

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It’s not just pension taxation that’s changing- products are!


Pension PlayPen’s Submission to the Parliamentary Committee reading the Pension Schemes Bill Continue reading

Posted in CDC, David Pitt-Watson, dc pensions, defined aspiration, pension playpen | Tagged , , , , , , , , , , , , , | Leave a comment

The great pension bank robbery


  I give 2 ½ cheers George’s pension package, the “½” being for the complex misrepresented “death-tax” changes which are regressive, complicated and could easily have been dealt with using inheritance tax legislation already in place. I give no cheers … Continue reading

Posted in advice gap, annuity, auto-enrolment, NEST, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , | 2 Comments

Any questions on the Guidance Guarantee?


  This blog is about a conversation I had with the Pension Advisory Service. Following it I promised to feed back questions to TPAS about the Guidance Guarantee. The blog contains questions I want asking , some background on TPAS and … Continue reading

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CDC schemes and Ponzi Schemes – a guest blog by Derek Benstead


  A tweet is long enough to write an idiocy but not long enough to make a reasoned argument. The quoted tweets from PJ Zoulias  in Henry Tapper’s recent blog say nothing meaningful to give a reasoned response to. I’ll give … Continue reading

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