Tag Archives: pension

When will we ever learn?


  There are no short-cuts in pensions, there are no silver bullets, easy answers, no lottery wins, no free alpha. There’s just a lot of hard saving backed up by good governance , cost control and sound investment strategy. Pete Seeger, … Continue reading

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Pension transfers – are they worth it?


Britain is in great need of advice on transfers between one pension and another. This doesn’t just mean transfers from defined benefit schemes to defined contribution schemes, it means support in transferring pot to pot transfers for DC arrangements. Unless … Continue reading

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Money in auto-enrolment? – the jury’s out!


This morning and regularly over the next few weeks, I will be speaking at Money Marketing Auto-Enrolment invitational events around Britain. These are the slides that I will  be using   Advisers and auto enrolment from Henry Tapper It’s odd … Continue reading

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Let’s talk about risk – trustees, let’s talk about you and me..


Members cannot take exercise freedoms on pensions in payment so the decision to draw a DB pension is as irreversible as buying an annuity. Trustees need to make their members knowledgeable about their options. Continue reading

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The Pension PlayPen guide to your pension freedoms


From April the unpopular tax rules that meant most people had to buy an annuity will change. Pensions are having a makeover which will give you better choices and more freedom. But to take advantage of this makeover, you need … Continue reading

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Let my money go!


  I woke up to news that the Pension Play Pen RBS bank account can now be accessed by my iphone using fingertip security. Apparently mobile technology has outwitted clunky old pc technology which makes my thumb all that stands between … Continue reading

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NOW – that’s what I call pensions!


    Why the Pension PlayPen supports NOW as a workplace pension It’s no easy thing starting a master trust from scratch. Though NOW Pensions, had the experience of running a state backed pension in Denmark (through parent APT), coming … Continue reading

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Grown up brands


How does a brand develop gravitas? Almost all internet start-ups set out to disrupt and this disruption starts with the brand. From the fore-runner Egg to the much advertised Nutmeg, we are asked to think of the brand as something … Continue reading

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5 reasons why payroll must get smarter at pensions.


Last week I was talking with someone who used to be pension manager to one of our large retailers. She wrote to me over the weekend. She’d realised that the people doing payroll for the 1.2m employers still to stage … Continue reading

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Hyenas on the savannah


My friend is angry. For his whole life he’s worked for the Treasury, retiring this year. He managed the national insurance fund, helped set up the pension protection fund. Much about what is good about the state pension is down … Continue reading

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