Tag Archives: Pension Regulator

The PPF – our great escape!


We get used to talking about the failure of the private sector to deliver proper pension outcomes. We are incensed by the shortcomings in governance that has allowed well funded local government schemes to feed the City’s insatiable need for … Continue reading

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Hats off to all workplace pension providers


  I’ve referred earlier this week to an excellent article by Kim North in Money Marketing in which she points to the ongoing work Scottish Widows have been doing on the participation of women in workplace pensions. In the same … Continue reading

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Clarity needed on NEST’s finances


  The Pension Regulator has announced it intends to introduce a Directory of workplace pensions. The criteria for inclusion will be that the workplace pension must meet the Quality Standards being introduced from 2015 and that the workplace will be universally … Continue reading

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We need a Bus and a Lamborghini!


My friend Ralph Frank is very good at putting his finger on the problem. If he was a Doctor, I’d trust his diagnosis and I like to think of him with a stethoscope prodding around the body financial – listening … Continue reading

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The time to clean up drawdon’s NOW!


We owe it to ourselves as Pension Professionals to make sure that we treat our customers fairly. Over the past three years we have seen a move to restore confidence in pensions, the RDR, auto-enrolment and the pension freedoms introduced … Continue reading

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“To meet the needs of those in the middle” – what pension consultancy should be about!


The Advert On Tuesday I am sitting on a panel with good friends; Otto Thoresen, author of the Thoresen report; Mathew Arends, Partner at Aon Hewitt, Duncan Buchanan president of the Society of Pension Consultants. The session will be chaired … Continue reading

Posted in actuaries, advice gap, auto-enrolment, dc pensions, defined ambition, drawdown, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , | 4 Comments

Is the Chancellor the IFA’s “New Best Friend?”


    Another week, another change to the UK retirement savings environment – or at least, that’s how it feels! The latest changes to the tax regime tabled this week under the title ‘Pension Flexibility 2015’ were first published in … Continue reading

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“My pension offer” – explaining CDC to a confused public!


John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading

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A beginner’s guide to annuities


Annuities haven’t got a very good name at the moment. They are blamed for many problems which are not their fault. One problem with annuities is that most people don’t understand them! Another problem with annuities is that people have … Continue reading

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I was so much older then (I’m younger than that now)


Thank goodness for kids- kid journalists for a start. There is a gang on young journos who actually give a damn about the pensions they are in and are prepared to engage and educate themselves about what makes for a … Continue reading

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