Tag Archives: pension playpen

A code of good practice for transfer advice?


  We are rubbish at financial risk and we know it. We take decisions on financial matters with as much confidence as betting on the horses and if our horse falls at the first we blame everyone but ourselves! Small wonder that … Continue reading

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Money in auto-enrolment? – the jury’s out!


This morning and regularly over the next few weeks, I will be speaking at Money Marketing Auto-Enrolment invitational events around Britain. These are the slides that I will  be using   Advisers and auto enrolment from Henry Tapper It’s odd … Continue reading

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It’s only human nature after all!


  It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading

Posted in Financial Education, First Actuarial, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , | 4 Comments

Grown up brands


How does a brand develop gravitas? Almost all internet start-ups set out to disrupt and this disruption starts with the brand. From the fore-runner Egg to the much advertised Nutmeg, we are asked to think of the brand as something … Continue reading

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Are workplace pensions “risk-free” to employers?


If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading

Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

“Free money”- why do those eligible for it- not want it; guest blog from Ralph Frank


NEST has recently published its latest annual ‘insight’, a study that looks at the behaviours and attitudes of members enrolled into workplace pensions.  The ‘insight’ finds that older workers have significantly higher opt-out rates from auto-enrolment than younger workers – … Continue reading

Posted in CDC, pensions | Tagged , , , , , , , , , , , , , , , | 4 Comments

“what should tell the staff?” Pension PlayPen Lunch today!


  Every first business Monday of the month, the Pension Play Pen Linked In group meet in the Partners Room of the Counting House in Cornhill to discuss pressing issues of the day. True to form, we meet today (Monday … Continue reading

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The enormous importance of Legal and General


  If one insurer has done more than any other for workplace pensions it is Legal & General. For early stagers like Marks & Spencer they opened a master trust , they were the first insurer to adopt clean 50bps … Continue reading

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Payroll – the new paymasters?


It is a truth universally to be acknowledged that the man who bills the client is likeliest to get rich. We have got used to insurance companies and advisers controlling the price of our pension savings schemes. But  by April … Continue reading

Posted in accountants, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Who is going to support auto-enrolment now?


So far 43,000 firms have staged auto-enrolment, in 2015 45,000 employers will stage and in January 2016 alone over 100,000 firms will stage. Whereas most employers who have staged so far will have had workplace pensions and advisers, the 1.25m … Continue reading

Posted in accountants, pensions | Tagged , , , , , , | 4 Comments