Tag Archives: Pension new

No way to run a private pension system


  How can the lifetime allowance possibly be part of  a sustainable system of pension taxation? Good news for those unprotected pension savers who have more than £1m in your pension pots- you probably won’t be paying 55% exit penalties – … Continue reading

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Would you buy a recovering alcoholic a large vodka?


Offering IFAs the prospect of commission is akin to running a meeting of alcoholics anonymous in a pub. Continue reading

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Pensions need to be sold for the sausage not the sizzle.


A great observation from Steve Groves, CEO of partnership this morning. @henryhtapper @tcfDAN @clivewaller healthy people were buying to early. Lie expectancy increased 10yrs and annuitisation age didn't move… — steve_g@partnership (@Sjg3G) January 12, 2016 By “buying” Steve means “buying … Continue reading

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“Confusion rife!” and not just over the new state pension.


The DWP Select Committee has published its report “Understanding the New State Pension” this morning. The accompanying Press release calls for clear statements of entitlement while stopping short of calling for changes to those entitlements. The Work and Pensions Committee’s … Continue reading

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A right to debate or a right to restitution? #WASPI


For many of us, men retire at 65 and women at 60, that was hard coded into our learning like the multiplication tables and it’s clearly quite hard to unlearn. Steve Bee makes a good point on twitter "When is … Continue reading

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What will we remember 2016 for? The Pension PlayPen lunch


The Pension Play Pen lunch group has met every month since December 2008 and is something of an institution at the Counting House. It’s a chance for advisers, pension managers , investment gurus and harmless idiots like me, to spend … Continue reading

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Aren’t we our century’s spoiled brats?


Another year,another sensational headline from your “pension puncturing” Daily Express. It’s not a new story, its facts are from the Pension Institute study published last year. So long as interest rates remain low, pension liabilities will be inflated and pension … Continue reading

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Self-help – Can you “DIY pensions”?


“The instruction manual is missing” – the first thing my partner said when she opened her new smartphone, I’d kindly donated her for Christmas. I was close to having a Michael Winner moment. “That’s because you learn how to do … Continue reading

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The Nigella Lawson of workplace pensions


I met Hayley Jaggers at a recent Capacity Crunch Conference and linked in with her. We agreed to meet at our Tonbridge offices and we had a business meeting yesterday. She has re-defined my expectation of what can be achieved … Continue reading

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Tidings of great joy from the ICAEW


Auto-enrolment is a worry to accountants. Estimates are pretty consistent that around two thirds of all employers staging auto enrolment will look to accountants for compliance with auto-enrolment regulations and help with choosing and setting up a workplace pension. Unfortunately … Continue reading

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