Tag Archives: Payroll

The value of regular savings


  60 years ago, a revolution happened in the savings industry- it was the “standing order”. The standing order became the “variable direct debit” and people were able to establish regular savings plans which worked like magic, taking money from … Continue reading

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What payroll can do to keep away the loan sharks.


We all know the sharks that swim in financial waters preying on the weakest and driving them and their families into deeper debt with all the social and health problems that “deep debt” brings. And I’m sure that if it … Continue reading

Posted in Debt, investment, ISA, Management, Martin Lewis, Payroll, pension playpen | Tagged , , , , , , , , , , , , , , , , | 1 Comment

No small company should spend 103 man days on pensions!


Paul Foot of Sage is right to point to research carried out by the London Business School that concluded that 103 man days were being devoted to auto-enrolment by companies staging in 2013. I don’t know how you account for … Continue reading

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A buyers guide to auto-enrolment software


Some initial thoughts Auto-enrolment software exists to automate the processes your company needs to establish to stage and maintain auto-enrolment. For most employers it is another payroll headache (along with RTI) that needs a purchased solution. Normally companies purchase on … Continue reading

Posted in accountants, advice gap, annuity, auto-enrolment, middleware, NEST, now, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , | 2 Comments

Towards common data standards for auto-enrolment


The Chartered Institute for Payroll and Pension Professionals and their “Friends of AE” stitched me up with writing up the output of a working group comprising a lot of old’uns and a couple of delightful “young’uns”. Here, for the general enlightenment of others and the … Continue reading

Posted in advice gap, corporate governance, dc pensions, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , | 4 Comments

Standard Life comes up trumps


Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading

Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Tomorrow’s heroes; these are the folk who will solve the AE Capacity crunch


  We’ve been doing some planning at Pension PlayPen towers . Most of our thinking is concentrated on this graph. We predict the capacity crunch at April 2015 which is the point when demand for auto-enrolment services and workplace pensions … Continue reading

Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Why bloggers won’t replace journalists


She gets the aggregates and cements, mixes the concrete , lays it and sells the building! Continue reading

Posted in advice gap, auto-enrolment, pensions | Tagged , , , , , , , | 2 Comments

“This Monty Python – is he one of ours?”


There hasn’t been much of the Thatcher tribute Tsunami that I’ll remember, the eulogies are self-serving, the future’s more interesting than the past. But the story of the speech writer trying to explain the “dead parrot” sketch to Thatcher is … Continue reading

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