Tag Archives: NEST

How do you compare pension default funds?


    An old colleague contacted me yesterday with a simple (but great) question. “how do you compare pension default funds”. I can speak on this for First Actuarial, who provide the investment ratings on default funds for the Pension … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

The FinTech boom ignites with the start-ups!


This chart says something pretty interesting. It tells us that London is the top place in Europe for Financial Technology, it tells us that in terms of performance and market reach, we’re doing great but that we lag in Funding … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Auto-Enrolment needs more Training and less Selling


The standards adopted by those administering auto-enrolment have been high. Compliance to some complex problems that payroll, HR and pension providers have faced has been impressive. Sure there have been failures but countries (such as Ireland) reviewing the progress of … Continue reading

Posted in First Actuarial, Management, Pension Freedoms, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

“Another girl- another Planet” – the wonderful world of NEST


Helen Dean, the new CEO of NEST has set out her stall in the pages of Professional Pensions. Much of what she says is intelligent and helpful Helping .. small and micro employers means seeing AE through their eyes. Instead of … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | 2 Comments

Corporate Myopia


“Myopia” medically means short-sighted, in business a company is myopic if it cannot see the bigger picture. Businesses get short-sighted easily enough, typically when they do not need to try very hard and can concentrate on maximising return on easy wins. … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 1 Comment

Beware “black-box” auto-enrolment “solutions”.


Katie Morley of the de Daily Telegraph has written an important article claiming that the occupational schemes set up to relieve the needy of their pension savings before retirement are now turning their sights on auto-enrolment. This may or may not … Continue reading

Posted in First Actuarial, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 2 Comments

This scaremongering on auto-enrolment has to stop!


Scaremongering Scaremongering sells newspapers and we love to be afraid. It is easy to write stories that play on our fears, because they are the ones we want to read. But that doesn’t make scaremongering alright, just as it doesn’t … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

NEST – an explanation please!


Yesterday I jokingly referred to the Pension Regulator as the Pension Troublemaker. Its announcement yesterday of a “Directory” of two spells trouble for master trusts who are not on their way to getting the Master Trust Assurance Framework (RRP £15-100K … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | 4 Comments

The pension troublemaker!


I love the Pension Regulator- they are definitely our most proactive financial services governor. They are fighting the fight on a number of fronts- but chiefly to make auto-enrolment a success. So when they make an announcement -it’s worth listening … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | Leave a comment

NEST report and accounts; £400m and counting


The publication of NEST’s 2015 report and accounts yesterday has some good news and some not such good news. The good news is that nothing seriously went wrong last year, there are now some 14,000 employers using NEST for all … Continue reading

Posted in NEST, pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment