Tag Archives: NEST

A rosy outlook for employers and workplace pensions


Five years ago, one of the major concerns for the Johnson Committee that Steve Webb set up to consider auto-enrolment was whether there would be choice by the next election. At the meeting, attended by all the workplace pension providers, it … Continue reading

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An alarming gap in pension regulation


In this world, the best lack all conviction, while the worst are filled with a passionate intensity Continue reading

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Don’t underestimate SME’s hunger for investment know-how!


I am  frustrated by the capitulation of many in the pension industry to the challenge faced by inducting 1.2m new employers into our funded pension culture. The Pension Apartheid practiced by the investment elite At a recent event, Joanne Segers, CEO … Continue reading

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Hats off to the Regulator – there is no shortcut to good practice.


When it comes to choosing your workplace pension – there is no shortcut to good practice Continue reading

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Preparing the pocket to pick; a great guest blog from Ralph Frank


  Multiple changes to the regulations governing the UK pensions landscape were announced in 2014. The most positive of these changes, in my opinion, related to the issues of transparency and governance. The ‘charges cap’ enjoyed the greatest prominence of … Continue reading

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“Beware the mastertrust my son!” 6 reasons to be careful


  Ok. It may not have jaws that bite or claws that clutch or be quite as frightful as the Jubjub bird, but the mastertrust may be no friendlier than Lewis Carroll’s Jabberwock. This is not a trendy thing to … Continue reading

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The enormous importance of Legal and General


  If one insurer has done more than any other for workplace pensions it is Legal & General. For early stagers like Marks & Spencer they opened a master trust , they were the first insurer to adopt clean 50bps … Continue reading

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Payroll – the new paymasters?


It is a truth universally to be acknowledged that the man who bills the client is likeliest to get rich. We have got used to insurance companies and advisers controlling the price of our pension savings schemes. But  by April … Continue reading

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Is Pension Wise doomed from the start?


This question was posed on the Pension Play Pen Linked in Group by Jonathan Lawlor, a distinguished actuary and someone who thinks about these matters with an independent mind. He had been reading a new paper by Debora Price “Financing … Continue reading

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Who is going to support auto-enrolment now?


So far 43,000 firms have staged auto-enrolment, in 2015 45,000 employers will stage and in January 2016 alone over 100,000 firms will stage. Whereas most employers who have staged so far will have had workplace pensions and advisers, the 1.25m … Continue reading

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