Tag Archives: National Employment Savings Trust

What a charge cap would mean for insurers


the Embedded Value write offs if the cap comes in at 0.5% will be in the £bns Continue reading

Posted in pensions, pension playpen, auto-enrolment, Financial Education, Payroll, Australia | Tagged , , , , , , , | 14 Comments

Pensions for nothing and advice for free


Insurers will reconsider their options on schemes where commission is paid but no advice is delivered Continue reading

Posted in auto-enrolment, investment, NEST, pensions | Tagged , , , , , , , | 6 Comments

A democratic way to improve DC investment.


The responsibility for improving DC governance falls on all of us Continue reading

Posted in advice gap, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , | 5 Comments

Who speaks for workplace pensions?


So howabout PQM lite- something that smaller employers can aspire to? Continue reading

Posted in auto-enrolment, napf, NEST, pensions | Tagged , , , , , , , | 15 Comments

Do consumers benefit from risk-based pricing?


may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading

Posted in actuaries, dc pensions, defined aspiration, NEST, Popcorn Pensions | Tagged , , , , , , , | 6 Comments

Club Quango at #WPL13


Government needs quangos, the Civil Service most of all. But in a strange way, I am comforted by the various Pension Institutions that are Chaired by the ageing lotharios who I collectively name “Club Quango”. At Workplace Pensions Live yesterday we were treated to a … Continue reading

Posted in advice gap, Management, pensions, social media, steve webb | Tagged , , , , , , , | 4 Comments

The “advice gap” can and will be filled


The advice gap left by the banning of commission can and will be filled Continue reading

Posted in actuaries, advice gap, auto-enrolment, dc pensions, pension playpen, pensions | Tagged , , , , , , , | 2 Comments

No learning without doing!


NOTHING that’s precisely how much it will cost you to get an excellent pension plan at less than half the cost of a stakeholder pension. Continue reading

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , | 17 Comments

Improving governance and best practice – Work and Pensions Committee


Trail commission has no more place in QWPS than consultancy charging Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 6 Comments

An encouraging tale of choice


I feel more enthusiastic about the investment section of the about to be launched http://www.pensionplaypen.com than any other. Continue reading

Posted in dc pensions, investment, ISA, pensions | Tagged , , , , , , , | 3 Comments