Tag Archives: National Employment Savings Trust

Technology – not short-cuts – points the way to good pensions.


Pension Providers are challenged by later-stage auto-enrolment Let’s be under no illusions. The scale of the challenge facing workplace pension providers from auto-enrolment in 2016 is every bit as daunting for them as the challenge to payroll , advisers and employers. … Continue reading

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Why are we so unproductive?


News is out that Britain produces in five days what the French produce in four Robert Peston has written a series of articles on this over the past few days. Here is the gist of it. on the basis of … Continue reading

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“How were those freedoms for you?” – Two events to help us find out!


The press offices of all the major insurers have been busy printing announcements of how they have seen a tenfold increase in enquiries about pension benefits this week. Pension Wise has been open for bookings and Michelle Cracknell and the TPAS … Continue reading

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The price of choice


It is becoming increasingly clear that the progress of the auto-enrolment project is balanced at the fulcrum. Until now attention has been focussed on the technical details surrounding the auto-enrolment process. But we are moving towards a new phase where … Continue reading

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We need a tank to get us across this battlefield!


We must dispel myths we have created and allow to malinger to the detriment of CDC and our pension system. Continue reading

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5 good reasons we need a secondary annuity market


I returned from a long walk this morning to a barrage of negativity on twitter. The outrage of the pensions twitterati was reserved for the Government’s pre-budget leak that people will be able to buy and sell annuities as if … Continue reading

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An alarming gap in pension regulation


In this world, the best lack all conviction, while the worst are filled with a passionate intensity Continue reading

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When will we ever learn?


  There are no short-cuts in pensions, there are no silver bullets, easy answers, no lottery wins, no free alpha. There’s just a lot of hard saving backed up by good governance , cost control and sound investment strategy. Pete Seeger, … Continue reading

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Pension transfers – are they worth it?


Britain is in great need of advice on transfers between one pension and another. This doesn’t just mean transfers from defined benefit schemes to defined contribution schemes, it means support in transferring pot to pot transfers for DC arrangements. Unless … Continue reading

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Let’s talk about risk – trustees, let’s talk about you and me..


Members cannot take exercise freedoms on pensions in payment so the decision to draw a DB pension is as irreversible as buying an annuity. Trustees need to make their members knowledgeable about their options. Continue reading

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