Tag Archives: National Employment Savings Trust

CIT; your ABC of auto-enrolment!

CIT     compliance investment trust  your three steps to success on the road to tomorrow’s pension. Yes I know there are a number of ways of pronouncing that “C” but if using a “sh”  helps you remember what I’m talking about- I’ve no objection. Worse has been … Continue reading

Posted in annuity, auto-enrolment, Change, dc pensions, de-risking, defined aspiration | Tagged , , , , , , , | 1 Comment

Why we shouldn’t give up on pensions.

Many people now see their company pension as a cause of concern not of comfort. Take this person who wrote to us last week… Prior to the meeting, I was a little apprehensive ,as I had an assorted portfolio of … Continue reading

Posted in annuity, corporate governance, dc pensions, de-risking, pensions, Public sector pensions, Retirement | Tagged , , , , , , , | 11 Comments

“I felt I’d helped”

What I am most keen to do, is to make sure that the pride that drove the simple words “I felt I helped”, is remembered and used by the youngsters when times get tough again.

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Posted in Change, de-risking, Financial Education, Henry Tapper blog, pensions, Popcorn Pensions | Tagged , , , , , , , , | 4 Comments

Make NEST the dustbin of our pension dreams?

We all like the idea of having all our retirement funds in a big pot which we can manage efficiently and value easily. But not at any price! This link takes you to a version of Aegon’s submission to Government on “operation … Continue reading

Posted in annuity, Change, NEST | Tagged , , , , , , , | 2 Comments

Steve Webb’s good week

Now anyone who can talk of a “regulatory regime which allows 1000 flowers to bloom” has got to have been taking the happy pills. Continue reading

Posted in annuity, auto-enrolment, dc pensions, defined aspiration, Liberal Democrats, Management, NEST, pension playpen, pensions, Popcorn Pensions, Treasury | Tagged , , , , , , , , , , , | 15 Comments

What have the Australians done for us – not much!

I’ve been asked to talk to some pension people later this month on Supertrusts and what we can learn from the Australian Superannuation System. I have attended a number of lectures on this subject over the past few years, mainly … Continue reading

Posted in auto-enrolment, corporate governance, dc pensions, defined aspiration | Tagged , , , , , , , | 13 Comments

Don’t kid people that pensions are easy

 A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading

Posted in annuity, auto-enrolment, dc pensions, de-risking, Henry Tapper blog, pensions | Tagged , , , , , , , | 17 Comments

Who pays for a register of pensions?

I’ve been writing this week about the small pension policies that most of us have “lying around” in some drawer or other. Maybe they came from well intentioned pension savings plans that just couldn’t be kept up, maybe from company DC schemes that … Continue reading

Posted in annuity, auto-enrolment, Management, Martin Lewis, pensions, Popcorn Pensions, Retail Distribution Review, Retirement, social media, Treasury | Tagged , , , , , , , | 14 Comments

Bill Whitehead’s drawers

I wrote last week about why we need a national register of people’s pension pots (not a clearing house or a system of enforced transfers). Re-reading the post, I can see many people will be asking “what is the issue at … Continue reading

Posted in annuity, auto-enrolment, corporate governance | Tagged , , , , , , , | 10 Comments

Search “my pensions”!

Steve Webb is right in reckoning we would value our personal pension saving more if it were in one big pot. He is right that this would make the job of converting pension saving into an income stream for life easier. … Continue reading

Posted in annuity, corporate governance, dc pensions, defined aspiration, FSA, happiness | Tagged , , , , , , , | 7 Comments