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about.me
henry tapper
The pension Martin Lewis?
51 years old , twice married, one son. Cambridge Graduate , Icelandic fisherman, failed management consultant. Rugby player, oarsman and double bassist.
Tries most things once- usually badly
Blogroll
- Brilliant pension report from Raconteur
- Brilliant pensions website
- Bryanston School Alumni
- Chateau d'Oigny
- Guido Fawkes' political blog
- Inspirational blog from 21C actuary
- my linked in site
- Oliver Tapper's blog
- Pension Playpen
- Reasonable Force- should pensions be compulsory
- The Pension Play Pen
- Yeovil Town FC
boat builder
Chateaux in Piedmont
EU Solvency II
Yeovil Town
Top Clicks
the pension plowman
- “@Fanfaronade: I was also impressed by L&G's new governance efforts (even if spurred by OFT). Other insurers/mastertrusts shld follow suit.”thanks 41 minutes ago
- @Fanfaronade thanks! Very kind of you to RTthanks 48 minutes ago
- RT @Fanfaronade: @henryhtapper speaketh pensions sense: henrytapper.com/2013/05/22/a-d…thanks 50 minutes ago
- "Fit lean pension machines" - an uncomfortable prospect? wp.me/ppXQz-2Ni via @henryhtapperthanks 53 minutes ago
- A democratic way to improve DC investment. wp.me/ppXQz-2Np via @henryhtapperthanks 53 minutes ago
- The Pension Plowman Daily is out! paper.li/henryhtapper ▸ Top stories today via @bestinvest @MadameButcher @mallowstreetthanks 6 hours ago
- Off to the launch of the True And Fair campaign's charge calculator! Sounds dull but it won't be! #pensionsthanks 10 hours ago
- A democratic way to improve DC investment. wp.me/ppXQz-2Np #pensionsthanks 12 hours ago
- A democratic way to improve DC investment. wp.me/ppXQz-2Npthanks 12 hours ago
- Commission - an unwanted risk. wp.me/ppXQz-2LRthanks 12 hours ago
Top Rated
Top Posts
- "Fit lean pension machines" - an uncomfortable prospect?
- A democratic way to improve DC investment.
- The Regulator's brilliant auto-enrolment website.
- Commission - an unwanted risk.
- Replacing the financial salesman in the workplace.
- Shows what the little man can do
- A great day for Yeovil Town Football Club
- Who speaks for workplace pensions?
- Morrison's "Save our Dough" campaign.
- A day on the river
Blog Stats
- 131,382 hits
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Actuarial science annuity Business Business and Economy corporate governance corporate risk dc pensions de-risking Defined benefit pension plan DWP Employment England Facebook Financial services Financial Services Authority Government Human Resources Insurance Investing Investment Investment management Legal & General Liability Driven Investment Life annuity linkedin London National Employment Savings Trust NEST pension Pension new pension playpen Pension Poverty Pension Protection Fund Pension Regulator pensions Pensions Politics public sector Public Sector Pensions Retirement social media Society Steve Webb twitter United StatesWhat's hot and what's not
actuaries annuity auto-enrolment Bankers Change corporate governance customer service dc pensions de-risking defined aspiration Facebook Fiduciary Management Financial Education First Actuarial happiness Henry Tapper blog Liability Driven Investment mallowstreet Management NEST Payroll pension playpen pensions Personal Accounts Popcorn Pensions Retail Distribution Review Retirement social media Treasury twitterBlogroll
- Brilliant pension report from Raconteur
- Brilliant pensions website
- Bryanston School Alumni
- Chateau d'Oigny
- Guido Fawkes' political blog
- Inspirational blog from 21C actuary
- my linked in site
- Oliver Tapper's blog
- Pension Playpen
- Reasonable Force- should pensions be compulsory
- The Pension Play Pen
- Yeovil Town FC
NAPF Presentation on “at retirment options”
DB de-risking presntation (ppt)
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Tag Archives: Life annuity
“Good Retirement Outcomes ” – pension babble?
My friend David Harris got the great, the good and me in an upstairs room in Benjamin Franklin’s old house in Craven Street last night. We discussed what pensions would be like in 2020, my ideas are on this blog … Continue reading
Posted in pension playpen, pensions, Personal Accounts
Tagged Benjamin Franklin, David Cameron, Frank Field, God, Government, Life annuity, pension, Retirement
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Challenging “received ideas”
Psittacism is the act of repeating something parrot fashion and I’ve seen a lot of it in the past couple of days. Received ideas are concepts that have been so often repeated that they can hardly be challenged. We know when we … Continue reading
Is your company good to retire from?
Is this a stupidly obvious or obviously stupid question? If you fall into the “stupidly obvious” camp you are one of a dwindling band of devotees of the paternalistic culture that believes that a lifetime’s work with an organsiation should be rewarded … Continue reading
How to buy a pension
Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading
Posted in annuity, Bankers, Change, Consolation, dc pensions, defined aspiration, happiness, pensions, Public sector pensions, Retail Distribution Review, Retirement
Tagged Actuary, Cash flow, Consumer price index, Defined benefit pension plan, Government, Income, Inflation, Insurance, Life annuity, Mark, pension, Prediction, Rensselaer Polytechnic Institute, Retirement, Steve Webb, Tesco Clubcard
6 Comments
500,000 pensioners who will get no help from the Government.
If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading
Posted in Change, corporate governance, dc pensions, defined aspiration, NEST, Retirement, Treasury
Tagged CDC, Defined benefit pension plan, Government, Holland, Life annuity, Louis Theroux, pension, Steve Webb
6 Comments
The 500,000 retirees abandoned by the Government
If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading
In the DC garden, all is not a bed of roses
I’ve been reading the latest report from the Friends Life Workplace Savings Index which you too can read by pressing this link. The report is powered by DCisions, an organisation that crunches numbers and produces reports on people’s pension investments. I … Continue reading
Posted in annuity, auto-enrolment, Change, corporate governance, dc pensions, de-risking, NEST, pensions
Tagged Company, Friends Life, Insurance, Investment, Investment strategy, Life annuity, Lifestyle, pension, Rate of return, Retirement
8 Comments
Pensions crisis: one in 10 forced to delay retirement
Pummeting annuity rates and poor investment returns means thousands cannot afford to stop work. One in 10 of those due to retire this year will delay taking their pension, as a combination of plummeting annuity rates and poor investment … Continue reading
The NAPF point the finger at the £1bn annuity scandal
The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading
Can we have a word Mr Webb?
You mentioned that there should be a default position (on mallowstreet). I have argued that there is a default decumulation position, it is a level single life annuity provided by the insurer that managed your pension accumulation. This is a “pot-luck” position and many are buying appalling annuities as a result. This is at the root of what we, Robin Ellison, Con Keating, Alan Higham , the AMNT and Kevin Wesbroom, (to name but a handful of those calling for change), are trying to address. Continue reading
Posted in annuity, auto-enrolment, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, Liberal Democrats, NEST, Nick Clegg, pension playpen, pensions, Personal Accounts, Retirement
Tagged Civil service, Con Keating, Derek, Dutch, Dutch people, Government, Life annuity, pension, Pension Protection Fund, Steve Webb
14 Comments
