Tag Archives: Investment

Self-serving nonsense from the City on LDI DC pensions

Apparently what the City would like to serve up to us to sort out our woeful DC pensions is a wonder drug called LDI. I read “with interest” that More than half of the pensions industry feels that the liability-driven investment techniques … Continue reading

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Who cares who manages our pension funds?

Almost nine out of ten defined contribution members cannot name the funds their contributions are invested in, according to research from Standard Life. The survey revealed that, in spite of this, just under half (49%) of respondents, felt their investments reflected their … Continue reading

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CIT; your ABC of auto-enrolment!

CIT     compliance investment trust  your three steps to success on the road to tomorrow’s pension. Yes I know there are a number of ways of pronouncing that “C” but if using a “sh”  helps you remember what I’m talking about- I’ve no objection. Worse has been … Continue reading

Posted in annuity, auto-enrolment, Change, dc pensions, de-risking, defined aspiration | Tagged , , , , , , , | 1 Comment

Is your company good to retire from?

Is this a stupidly obvious or obviously stupid question? If you fall into the “stupidly obvious” camp you are one of a dwindling band of devotees of the paternalistic culture that believes that a lifetime’s work with an organsiation should be rewarded … Continue reading

Posted in annuity, customer service, dc pensions, de-risking, defined aspiration, happiness, Henry Tapper blog, Popcorn Pensions, Retirement | Tagged , , , , , , , | 8 Comments

More pensions nonsense from the “investment community”

  How have have the people who invest pension funds become so out of touch with the people who retire from them? This question occurred to me several times yesterday as I listened to a large numbers of charming and intelligent people … Continue reading

Posted in Bankers, Change, dc pensions, defined aspiration, Public sector pensions, Retirement | Tagged , , , , , , , | 8 Comments

In the DC garden, all is not a bed of roses

I’ve been reading the latest report from the Friends Life Workplace Savings Index which you too can  read by pressing this link. The report is powered by DCisions, an organisation that crunches numbers and produces reports on people’s pension investments. I … Continue reading

Posted in annuity, auto-enrolment, Change, corporate governance, dc pensions, de-risking, NEST, pensions | Tagged , , , , , , , , , | 8 Comments

Cheltenham 2012 – Hope For The Future

I’ve spent the past week in the company of 250,000 people whose idea of an investment decision was whether to bet each way or on the nose. The Pension Play Pen assiduously avoided the hospitality pavilions that stretched down the winning straight. … Continue reading

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How’s this for a rip-off?

I’m not sure if it’s my job to whistle blow and so far they have only followed 82 people on twitter (including me) – but don’t you reckon this kind of offer is a little dubious? Continue reading

Posted in customer service, dc pensions, de-risking, happiness, Henry Tapper blog, Management, Martin Lewis | Tagged , , , , , , , , , , , , , | 3 Comments

Controlling wealth is not the same as generating wealth

IFAs Control £591bn of Britain’s wealth. That’s a whole lot of moley. Continue reading

Posted in Bankers, corporate governance, Fiduciary Management, Horse racing, Management, Retirement | Tagged , , , , , , , | 2 Comments

Rich Hedgehogs, poor clients

From the Economist HEDGE-fund managers are the smartest investors around. With keen eyes and sharp brains, they spot and exploit inefficiencies in the markets. Or at least that is what the industry tells its clients. There is no doubt that hedge-fund … Continue reading

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