Tag Archives: Government

How did IFAs end up payroll experts?


  In 2011 I started getting interested in payroll. Having read the automatic enrolment regulations it seemed I’d have to if my firm was to help employers. In 2012 and 2013 and 2014 I was named among the top 50 … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

What should employers do about pensions?


Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

How competitive is our private pension system?


    We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Middle-class economics


  “So the verdict is clear. Middle-class economics works. Expanding opportunity works. And these policies will continue to work, as long as politics don’t get in the way.” Barack Obama, State of the Union Speech  2015. I suspect that these … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

All I want is easy access (baby)!


Easy Action When Marc Bolan wrote Solid Gold Easy Action in 1972, it was a smash hit , I was ten and I spent my savings to buy it But I can’t get no satisfaction All I want is easy action, … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

KAS Bank – where integrity and independence are absolute


Late last year, KAS Bank appointed Dr Chris Sier as its UK Managing Director. It was a statement of intent and taken so those of us who have hoped to see the scales fall in favour of the consumers of … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , | Leave a comment

The future of retirement – Pension PlayPen responds to NEST


  Why Pension PlayPen is responding Pension PlayPen is reluctantly responding to NEST’s consultation; reluctantly as we have been asked these questions before in a number of different guises. The report is long and so is this response. We are … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

Will we be ready in time? – great blog by Ralph Frank


The wide range of changes to the UK (defined contribution) pensions environment announced in 2014 start to kick-in during the course of 2015. Much work lies ahead in finalising the detail of these amendments and subsequent implementation. There is a … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment

“Collaboration” is not a dirty word


      In this article, I am setting out First Actuarial’s and Pension PlayPen’s auto-enrolment strategy for 2015 and beyond. It is a strategy that sets out to collaborate with not compete with advisers.   Why we chose to work … Continue reading

Posted in accountants, actuaries, advice gap, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , | Leave a comment

The trumpeter’s tale


I met a man at a party last night. He played the trumpet- he is a professional trumpeter. He never went to college and he told me he is now 67. He asked me what I did and when I … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment