Tag Archives: Government

Beyond compliance…how to integrate your workplace pension into your business


What is your organisation trying to get out of auto-enrolment? The answer will be as diverse as our business strategies! If we had to generalise, we at First Actuarial would chuck all the answers into two buckets; Bucket One is … Continue reading

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“The predictable alternative to drawdown”


  “Drawdown scares me”. It scares me because I am on my own, it scares me because I get a bumpy ride and most of all it scares me because I know that if I drawdown at a minute of … Continue reading

Posted in advice gap, CDC, FCA, Financial Conduct Authority, FSA, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Putting financial bloggers in their place


    Yesterday was interesting. I was shortlisted for Pensions Personality of the year  –  thanks to all who voted Pension Play Pen was shortlisted for technology solutions provider of the year - please vote here Another media awards event , the ABI … Continue reading

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PQM – under new management, deserves a second chance


  News that Adrian Boulding has taken the chair at the Pension Quality Mark and that its new MD is crack Kiwi-saver Justine Tate, roused me to re-engage with a venture I had thought as much use as a chocolate … Continue reading

Posted in advice gap, auto-enrolment, dc pensions, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , | Leave a comment

Who will be cleaning out the stables in the next two years?


  There are more than 10,000 employers who are running saving schemes for their staff  as qualifying workplace pensions. The introduction of minimum standards for these schemes in “Better workplace pensions, further measures for savers“, begs the question – who is going … Continue reading

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9 days that shook the (pension) world.


  It began with the budget and ended with an FCA probe on Zombie funds. On the way we have had an 111 page paper that provides an ongoing framework for pension governance , bans pension commission and caps provider … Continue reading

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We have scotch’d the snake not killed it – three years to sort out hidden charges


  We have scotch’d the snake, not kill’d it: She’ll close and be herself, whilst our poor malice Remains in danger of her former tooth. Macbeth Act 3 Scene 2   Of all the vested interest groups, the fund managers … Continue reading

Posted in advice gap, Change, dc pensions, Henry Tapper blog, napf, pensions, steve webb | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Annuity reform- payroll needs to be in the front seat!


Yesterday I wrote about the positives of the proposed abolition of compulsory annuitisation for the life insurers active in the UK pensions market. Today I want to share thoughts on payroll, who are always the last to be consulted and the … Continue reading

Posted in advice gap, annuity, auto-enrolment, Bankers, Payroll, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Why we expect insurers to bounce back stronger (from these reforms)


  I’ve just read yesterday’s press release from PWC’s Jonathan Howe commenting on the pension reform announced in this year’s budget. “There is no doubt that the changes present very significant challenges to life insurers with a heavy reliance on annuity business, … Continue reading

Posted in advice gap, auto-enrolment, CDC, Financial Education, First Actuarial, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , | 2 Comments

Think first – sell later


Think first – sell later- a dictum to be followed in the next 12 months Continue reading

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