Tag Archives: first actuarial

Why due diligence is soooooooo important!


  Yesterday I wrote about pension charges and the difference between poor practice and malpractice . At some point the value for money swing-ometre  tips into rip-off territory and it’s almost always when those managing its costs of a scheme, stop acting … Continue reading

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Top 6 blunders of Scheme Actuaries – guest blog from Hilary Salt


The rarefied world of pension scheme actuaries often seems strangely disconnected from that inhabited by other professionals. But I’ve been struck recently by the overlap between criticisms made of other professionals and some of my own concerns about the actuarial … Continue reading

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First Actuarial party ; the photos you wish I’d deleted


“Judge advisers by advice , love them for their parties” That’s what I say, or would say if it weren’t for the pain in my head from last night’s First Actuarial Party. Thanks to Angela Sutherland and all our friends … Continue reading

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It’s only human nature after all!


  It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading

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Grown up brands


How does a brand develop gravitas? Almost all internet start-ups set out to disrupt and this disruption starts with the brand. From the fore-runner Egg to the much advertised Nutmeg, we are asked to think of the brand as something … Continue reading

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Who wants change? Who wants to change?


  Pension Freedoms is not about people doing exactly what you want them to. It is about allowing people to do exactly what they want to do. Yesterday I commended the Aon DC member survey to anyone prepared to submit … Continue reading

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The fine line between “patronising” and “paternal”.


Last week Tom Mcphail (Hargreaves Lansdown) had a go at Teresa Fritz (financial Services Consumer Council and MAS) about the need for advice. You’d expect the two to clash, FSCS and MAS are not much loved by advisers who see it as an incompetent … Continue reading

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53 not out – but the Grim Reaper is bowling first change


When you are young you regard birthdays as a staging post to growing up. When you are over50 they become markers  to the cemetery These cheery thoughts – “intimations on mortality” as Wordsworth described them, are with me as I listen to Leonard … Continue reading

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Am I being unfairly targeted?


It was all going so well. We’d had a great day working and a great night playing and we’d made it back to chalet 147 at Center parks and were tucked up in bed. But one of our company us was … Continue reading

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How to have fun without breaking the bank


Well you wouldn’t have thought that the newly opened Center Parcs near Woburn would afford 200 actuaries and pension geeks a good time. But you’d be reckoning without the child within that drives First Actuarial at work and play. The … Continue reading

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