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Tag Archives: Financial services
A hunger to educate – more on Popcorn Pensions
Hunger is not a word you’d associate with actuaries. One of our clients described the team working for her as “happy puppies” who approached the task of educating members with ” hunger“. These are not words that exist in the … Continue reading
Posted in annuity, auto-enrolment, customer service, dc pensions, happiness, Henry Tapper blog, mallowstreet, Management, pension playpen, pensions, social media, Treasury
Tagged Actuarial science, Actuary, Business, Employment, Financial services, Human Resources, National Employment Savings Trust
6 Comments
Don’t tell me what to do – give me advice!
In a recent polldaddy poll I asked whether people would pay for advice to get information, find out their options or to be told what to do. 60% of people wanted options , 30% wanted to be told what to do and 10% … Continue reading
Posted in corporate governance, customer service, dc pensions, de-risking, pensions, Retail Distribution Review, Retirement
Tagged Actuarial science, Business, finance, Financial adviser, Financial services, Financial Services Authority, Independent Financial Adviser, Institute and Faculty of Actuaries, National Employment Savings Trust, pension
5 Comments
Who wins from banning credit card surcharging?
The wires hum this morning with the news that Government are going to ban companies from “surcharging” credit cards to disguise extra margin as “operational cost”. Continue reading
Posted in customer service, dc pensions
Tagged Consumer's Association, Credit card, Easyjet, Financial services, Flybe, Low-cost carrier, Ros Altmann, Ryanair
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Unexpected risks – people just don’t get pensions (education).
We’re all aware that investing in the stockmarket is a “risky” business, it’s easy to understand how the sharp falls in stock markets impact on your savings and as stock market falls are the staple of media reporting, it’s not surprising that … Continue reading
Posted in annuity, Bankers, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, FSA, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, Treasury
Tagged Financial services, Government Actuary's Department, Holborn, National Employment Savings Trust, pension, Solvency II, Stock market, Sunday Telegraph
6 Comments
Should pensions be personal?
I’m surprised to say that for the first time, the Pension Play voted unanimously after the 25th London lunch held at the Counting House on Monday December 5th. What, you might ask, could bring the following fine minds together in … Continue reading
Why pay for advice? Take the poll!
[polldaddy poll=5703072] This is a question that troubles me – not surprising as I’m a pensions adviser who reckons his job is to get people to the point when they can manage their pension affairs by themselves. If advisory self sufficiency is … Continue reading
Posted in corporate governance, dc pensions, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, social media
Tagged Actuary, Employment, Financial adviser, Financial services, Government, Little Boys, National Employment Savings Trust, pension, Retirement, Technical support, Time immemorial, WB Yeats, Yeovil Saturday
6 Comments
Pension power! Is your employer doing enough?
Most people who read articles about pensions earn their living from pensions – managing the benefits or the investments, setting the things up or closing the things down. Most of the people who benefit from pensions do not (sadly) read … Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, Facebook, mallowstreet, pension playpen, pensions, Retirement, social media, twitter
Tagged Chief executive officer, Compensation & Benefits, Employment, Financial services, Human Resources, National Employment Savings Trust, pension, Trade union
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Wrong is right…. Guest Blog by Steve Delo
The financial crisis has changed the financial landscape and had a dramatic impact on all investment decision making. Slap bang in the firing line are company pension schemes. And if you’re a trustee of such a scheme, you have onerous responsibilities, … Continue reading
Now Pensions – Danegeld ,fools gold or a new beginning?
The sooner they can publish the detail the better.
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, mallowstreet, NEST, pension playpen, pensions, Personal Accounts, Retirement
Tagged Denmark, Federation of Small Businesses, Financial services, James Goldsmith, Legal & General, National Employment Savings Trust, Nigel Waterson, pension, Pension Trust, Steve Webb
3 Comments
Small businesses wanting to avoid small pensions
In September we sent out 80,000 e-mails to companies in the UK with between 5 and 100 staff, the sort of companies that will be obliged to auto-enrol their staff between 2014 and 2015 and are today obliged to offer their staff a … Continue reading
Posted in annuity, corporate governance, dc pensions, EU Solvency II, Facebook, NEST, Retirement, social media, Treasury
Tagged Actuarial science, Business, Employment, Financial adviser, Financial services, Higham, National Employment Savings Trust, pension, Pension Regulator, Pensions Trust, regulation, Stakeholder pension scheme
16 Comments
