Tag Archives: Financial Services Authority

Would you take your chance on a mastertrust?

Posted on April 6, 2013 by

It’s called proper choice and I’m all for GPPs and mastertrusts squaring up to each other and having the argument Continue reading →

Posted in actuaries, auto-enrolment, brand, governance, pensions, Retirement | Tagged , , , , , , , | 2 Comments

No win no fee – one way to clean up asset management

Posted on March 12, 2013 by

I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading →

Posted in Bankers, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, Fred Goodwin, FSA, Management, napf, pension playpen, pensions, RBS, redington, Retirement, twitter | Tagged , , , , , , , | 1 Comment

Is this what your savings are paying for?

Posted on March 6, 2013 by

We have another Twickenham home international coming up, look out for your favourite analyst , he’ll be in one of the glass-fronted boxes . Continue reading →

Posted in Bankers, FSA, Twickenham | Tagged , , , , , , , | 4 Comments

It’s a wrap trap – but who’s been caught?

Posted on February 9, 2013 by

If you thought you were sick of pensions, imagine  the nausea of the life company CEO. If you are such a beast and reading this, you are probably are American or European and your company brought into the UK a few years back … Continue reading →

Posted in auto-enrolment, dc pensions, Financial Education, First Actuarial, NEST, pensions | Tagged , , , , , , , | 12 Comments

DC Trustees – asleep at the wheel?

Posted on February 3, 2013 by

I was spending insomniac hours reading posts about savings on http://www.moneysavingexpert.com when I came upon a thread about the ABI 14 agreeing to disclose transactional costs from next summer. There wasn’t much on the comments board – one post stood out. … Continue reading →

Posted in actuaries, corporate governance, David Pitt-Watson, dc pensions, First Actuarial, Management, NEST, pension playpen, pensions, Personal Accounts | Tagged , , , , , , , | 4 Comments

The dam is full – manage the sluices

Posted on February 1, 2013 by

It can’t be much fun at the ABI these days. The FSA are investigating mis-pricing of annuities, the OFT are studying the distribution insurers use for pensions and just about every consumerist from Gregg McClymont to the NAPF are calling … Continue reading →

Posted in actuaries, annuity, customer service, David Pitt-Watson, de-risking, pension playpen, pensions | Tagged , , , , , , , | 7 Comments

Never mind the width – feel the quality!

Posted on January 15, 2013 by

  In the heyday of occupational pension provision, offering membership to a company pension scheme sent a clear message to staff that the company was confident in its future and cared for its human resource. When defined benefit schemes were first … Continue reading →

Posted in auto-enrolment, Consolation, dc pensions, Financial Education, pensions | Tagged , , , , , , , | 15 Comments

2 cheers for the Regulator’s new clothes

Posted on January 11, 2013 by

Not before time, the Pension Regulator is getting to grips with its responsibilities to protect members of UK DC plans. I am pleased that the Regulator is getting involved (one cheer) and I’m pleased that they are concentrating on outcomes (two … Continue reading →

Posted in actuaries, annuity, Australia, auto-enrolment, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , | 14 Comments

The RDR has scotch’d the snake not killed it!

Posted on December 31, 2012 by

the FSA has “scotched the snake not killed it”. Continue reading →

Posted in actuaries, governance, Martin Lewis, pensions, poetry | Tagged , , , , , , , | Leave a comment