Tag Archives: Financial Services Authority

MAS goes it alone to provide an “at retirement advisor directory”.


The Money Advice Service has been consulting over the past few months on what a Directory of IFAs might look like. This consultation was spurred by the imminent launch of the Guidance Guarantee which will generate requests for financial advice. … Continue reading

Posted in Money Advice Service, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

The great pension bank robbery


  I give 2 ½ cheers George’s pension package, the “½” being for the complex misrepresented “death-tax” changes which are regressive, complicated and could easily have been dealt with using inheritance tax legislation already in place. I give no cheers … Continue reading

Posted in advice gap, annuity, auto-enrolment, NEST, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , | 2 Comments

Why we have no time for “Banker Immunity”.


  We have not seen bankers marched in handcuffs from their desks but now it seems we might. The regulators have put-out a consultation paper that seeks to pin accountability on Directors (including non-executive Directors). A good friend of mine … Continue reading

Posted in Bankers, Fiduciary Management, Financial Conduct Authority | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

“Retirement reforms and the Guidance Guarantee” – The Pension PlayPen’s response


This is the Pension PlayPen submission to the FCA’s consultation CP14/11 Pension PlayPen is a website dedicated to helping small employers and their advisers find good quality workplace pension plans.   It was founded in 2013 by Henry Tapper with … Continue reading

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Pension PlayPen respond to FCA on IGCs and DC Governance


This is less of a blog – more of an epic! If you want to have a go yourself, the link is to http://www.fca.org.uk/your-fca/documents/consultation-papers/cp14-16-response-form   The Pension PlayPen’s response was submitted online and this text is what we got back … Continue reading

Posted in FCA, pensions | Tagged , , , , , , , , , , , , , , | 1 Comment

Pension PlayPen needs your digits.


  Digital marketing is something we’re having to learn as we go along. We’ve got to find 1,000,000 employers who don’t have a workplace pension and convince them of the importance of paying some attention to what their staff invest … Continue reading

Posted in Facebook, Linkedin, pension playpen, pensions, Personality, twitter | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Private savings to rescue public finances


I wish Trevor Llanwarne well as he retires as Government Actuary, hoping he’ll take advantage of the 10.3% pa uplift in the BSP if he defers his State Pension till 2106. If he, as many of his civil servant buddies … Continue reading

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“Ring out the old – ring in the new”- who will be our investment fiduciaries in retirement?


Yesterday I went to the Schroders DC Challenge conference which was all about “delivering value and certainty” to retirement savers. I left enlightened by some interesting debates and one or two talks. I’ll share with you three observations that I … Continue reading

Posted in advice gap, Change, Financial Education, Henry Tapper blog, pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Will some employers need their own IGCs?


  This blog’s for any employer or adviser with an existing workplace pension scheme (GPP or Stakeholder Pension), where you chose the funds offered to your staff.   I asked a question of the Pensions Regulator this week. He’d put … Continue reading

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