Tag Archives: Equitable Life

Investing in the sunny uplands!


A common theme in my blogs is the frustration that people get stuck in the wrong kind of investments wrong in terms of charges, wrong in terms of management and wrong in terms of the suitability of the fund to a … Continue reading

Posted in actuaries, customer service, dc pensions, de-risking, defined aspiration, FSA, happiness, leadership, pensions, Popcorn Pensions, with-profits | Tagged , , , , , , , | 1 Comment

Why your personal pension/FSAVC may be worthless.


The question that the insurers and possibly the law courts need to answer is whether they will compensate their policyholders for mis-buying?
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Posted in customer service, pension playpen | Tagged , , , , , , , , , , , , , , , | 4 Comments

DC – a victim of “mark to market” evangelism?


At present, the DC affluent can protect themselves through the use of phased retirement and income drawdown. Those with small DC pots are least protected from market vagaries.
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Posted in NEST, pensions | Tagged , , , , , , , , , , , , | 4 Comments

Scheme liabilities- Rest in Peace


The old adage that if the Equitable Life was a pension scheme it would still be trading today can be reversed. If most pension schemes were regulated as life insurance companies are today they would not be in business. Which is why we must be very worried indeed about threats to the buy-out market and very worried for our DC members about the impact on the cost of annuity purchase. Continue reading

Posted in EU Solvency II, Fiduciary Management, Liability Driven Investment, pensions, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment