Tag Archives: Employment

Technology – not short-cuts – points the way to good pensions.


Pension Providers are challenged by later-stage auto-enrolment Let’s be under no illusions. The scale of the challenge facing workplace pension providers from auto-enrolment in 2016 is every bit as daunting for them as the challenge to payroll , advisers and employers. … Continue reading

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What’s inside the wrapper’s – what matters! Guest blog from Ralph Frank


  I often find myself bemused, and/or confused, when I see investment portfolios specified in terms of product wrappers (e.g. unit trusts, exchange traded funds, structured notes etc.) instead of the underlying investments (e.g. equities, bonds etc.).  The underlying investments, … Continue reading

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How pensions restrain public sector pay and services.


The latest discussions about how we will manage the nation’s finances are focussing on public sector pay.Nick Clegg tells us that his party will make sure   wages would rise in real terms for two years from 2016, and then … Continue reading

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Why are we so unproductive?


News is out that Britain produces in five days what the French produce in four Robert Peston has written a series of articles on this over the past few days. Here is the gist of it. on the basis of … Continue reading

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Should we be trusted with our pension pot?


Today’s the day those over 55 can start taking their pension pots as they like;- except you can’t because the insurance companies are closed for the Bank Holiday except  your defined contribution pension provider may not have adapted its systems yet except you … Continue reading

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Two thirds of SMEs are pension virgins.


New research is out on the purchasing intentions of the remaining 1.2m employers who aren’t “in” to auto-enrolment. Of the  SMEs surveyed who are yet to stage, two thirds (66%) don’t have any existing pension arrangements for their staff while … Continue reading

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LTA exposes the DC horror-show.


Because I am on holiday, I am reading the Sunday Papers. Someone has bought the Sunday Times which I haven’t read for at least 2 billion years. I’m left with the business pages and two articles by Ian Cowie about … Continue reading

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We need a tank to get us across this battlefield!


We must dispel myths we have created and allow to malinger to the detriment of CDC and our pension system. Continue reading

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Keeping pensions “in balance”.


Occasionally an article I publish on here hits a raw nerve and a missive is sent to someone at my company naming me and trying to shame me. Thankfully, my company is familiar with how social media and accepts that staff  who care, have … Continue reading

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Time for payroll to take on pension management?


When I look into my crystal ball, I see three changes to the way that pensions are going to be managed within companies going forward. The old high maintenance approach will fall away as pension providers streamline their processes and … Continue reading

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