Tag Archives: Employment

Are your junior staff’s finances any business of yours?

Posted on May 22, 2012 by

Vicki’s customers have unsecured debts, rental agreements, hangovers, STDs and attitude Continue reading →

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CIT; your ABC of auto-enrolment!

Posted on May 10, 2012 by

CIT     compliance investment trust  your three steps to success on the road to tomorrow’s pension. Yes I know there are a number of ways of pronouncing that “C” but if using a “sh”  helps you remember what I’m talking about- I’ve no objection. Worse has been … Continue reading →

Posted in annuity, auto-enrolment, Change, dc pensions, de-risking, defined aspiration | Tagged , , , , , , , | 1 Comment

Is your company good to retire from?

Posted on May 7, 2012 by

Is this a stupidly obvious or obviously stupid question? If you fall into the “stupidly obvious” camp you are one of a dwindling band of devotees of the paternalistic culture that believes that a lifetime’s work with an organsiation should be rewarded … Continue reading →

Posted in annuity, customer service, dc pensions, de-risking, defined aspiration, happiness, Henry Tapper blog, Popcorn Pensions, Retirement | Tagged , , , , , , , | 8 Comments

Morrison’s “Save our Dough” campaign.

Posted on May 7, 2012 by

Employers don’t spend money on their staff for fun, Employee benefits need to be cost justified and compete for corporate spend against R&D, dividend payments and M&A. While CEOs like to remind their workforces that they are the company’s most valuable asset, … Continue reading →

Posted in annuity, auto-enrolment, Financial Education, Henry Tapper blog, pension playpen, Personal Accounts | Tagged , , , , , , , | 1 Comment

Can GPP providers be a little clearer about commission?

Posted on May 4, 2012 by

Someone told me yesterday that he preferred ISAs to pensions because he knew what was going on with an ISA. He’s not stupid, he’s financially literate but it turned out he knew nothing about annuities  and he asked that I blog … Continue reading →

Posted in annuity, pensions, Retirement | Tagged , , , , , , , | 3 Comments

Top News! – Scrap national insurance on your pension payments!

Posted on May 3, 2012 by

 There’s plenty reasons to feel depressed if you run a pension scheme for your staff. Investment returns – depressed, annuity rates - depressed, you and your staff – depressed! NEWS*** GOOD PENSION NEWS*** Ah that “good pension news” oxymoron! – I … Continue reading →

Posted in auto-enrolment, Change, dc pensions, defined aspiration, happiness, pension playpen, pensions | Tagged , , , , , , , , , | 4 Comments

Good boss / bad boss

Posted on April 24, 2012 by

1. Business is a playground, not a battlefield. Average bosses see business as a conflict between companies, departments and groups. They build huge armies of “troops” to order about, demonize competitors as “enemies,” and treat customers as “territory” to be … Continue reading →

Posted in Management | Tagged , , , , , , , | 3 Comments

What have the Australians done for us – not much!

Posted on March 10, 2012 by

I’ve been asked to talk to some pension people later this month on Supertrusts and what we can learn from the Australian Superannuation System. I have attended a number of lectures on this subject over the past few years, mainly … Continue reading →

Posted in auto-enrolment, corporate governance, dc pensions, defined aspiration | Tagged , , , , , , , | 13 Comments

How’s this for a rip-off?

Posted on February 7, 2012 by

I’m not sure if it’s my job to whistle blow and so far they have only followed 82 people on twitter (including me) – but don’t you reckon this kind of offer is a little dubious? Continue reading →

Posted in customer service, dc pensions, de-risking, happiness, Henry Tapper blog, Management, Martin Lewis | Tagged , , , , , , , , , , , , , | 3 Comments

The NAPF point the finger at the £1bn annuity scandal

Posted on February 5, 2012 by

The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading →

Posted in annuity, dc pensions, FSA, Henry Tapper blog, NEST | Tagged , , , , , , , , , | 14 Comments