Tag Archives: Employment

Can IFAs create their own profession?


James Walker  has published BWD’s assessment of the prospects for firms offering financial advice as their core product. He paints a picture of rising regulatory costs and sluggish growth prospects preventing IFA practices from employing the young blood to refresh it. Last … Continue reading

Posted in advice gap, FCA, Financial Conduct Authority, First Actuarial, Personality | Tagged , , , , , , , , , , , , , , , | 3 Comments

Corporate Myopia


“Myopia” medically means short-sighted, in business a company is myopic if it cannot see the bigger picture. Businesses get short-sighted easily enough, typically when they do not need to try very hard and can concentrate on maximising return on easy wins. … Continue reading

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Towers Watson’s mansion on the hill.


It’s good to see Pension Minister Ros Altmann paying some attention to the pension small schemes sign up to as part of staging auto-enrolment. Corporate Adviser run the article, the link’s here. Of course Ros is thinking about the 1,200,000 … Continue reading

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“Trust me , I’m a scorpion”


I was born at 11.02am on 11th November 1961, according to my star chart ,the sun, the moon, all the houses and for all I know Planet Pluto are in Scorpio, which makes me a little worried. This is no … Continue reading

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Beware “black-box” auto-enrolment “solutions”.


Katie Morley of the de Daily Telegraph has written an important article claiming that the occupational schemes set up to relieve the needy of their pension savings before retirement are now turning their sights on auto-enrolment. This may or may not … Continue reading

Posted in First Actuarial, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 2 Comments

This scaremongering on auto-enrolment has to stop!


Scaremongering Scaremongering sells newspapers and we love to be afraid. It is easy to write stories that play on our fears, because they are the ones we want to read. But that doesn’t make scaremongering alright, just as it doesn’t … Continue reading

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How safe is your workplace pension?


The opportunity to improve pension fund charging. Let us pause for a moment and consider what we are buying into when we set up a workplace pension for our staff. On the face of it, nobody enrolled into a workplace … Continue reading

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The pension troublemaker!


I love the Pension Regulator- they are definitely our most proactive financial services governor. They are fighting the fight on a number of fronts- but chiefly to make auto-enrolment a success. So when they make an announcement -it’s worth listening … Continue reading

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Why I’m backing the master trust assurance framework


Back in May 2014, the Pension Regulator launched on an unsuspecting world the ICAEW’s Technical Release “Assurance reporting on master trusts”. At the time I was dismissive of this document and the Master Trust Assurance Framework (MAF). Write in haste , … Continue reading

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NEST report and accounts; £400m and counting


The publication of NEST’s 2015 report and accounts yesterday has some good news and some not such good news. The good news is that nothing seriously went wrong last year, there are now some 14,000 employers using NEST for all … Continue reading

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