Tag Archives: Employment

Does drawdown need a charges cap for pension drawdown


This post was written a few months ago but never published. The main thrust is still relevant, the thrust is that we are better off building better and more relevant products than trying to squeeze drawdown into a shirt two … Continue reading

Posted in accountants, advice gap, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Pot follows member – over a cliff?


There’s a great saying in racing “I’d follow that horse over a cliff”. It’s a morbid comment on most gambler’s instinct to chase losses for sentimental rather than economic reasons. When conviction sets in, then rationality is the loser and … Continue reading

Posted in pensions, Pensions Regulator, Personal Accounts, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , | 2 Comments

The tricky job of enrolling the self-employed into pensions


The estimate from the Citizen’s Advice Bureau that some 460,000 extra workers are currently missing out on auto-enrolment because employers deem them independently self-employed seems reasonable. When employers conduct a workforce assessment, they generally do so with a cut of … Continue reading

Posted in advice gap, auto-enrolment, Henry Tapper blog, Politics, Treasury, welfare | Tagged , , , , , , , , , , , , , , , | 4 Comments

What passing bells for those who work as cattle?


It’s currently cool to talk about treating your workforce as a commodity. Evidence- Jeff Bezos can get on the Front Page of the New York Times for his experiments in office cruelty. “Amazon is successful right now- Bezos must be getting … Continue reading

Posted in auto-enrolment, dc pensions | Tagged , , , , , , , , , , , , , , | 2 Comments

Auto-enrolment – now get stuck in!


Auto-enrolment is 3 years old but the real fun only starts here. In the coming quarter, we will be preparing for the big spikes in staging that begin in January 2016. Whether you are an accountant, work in a payroll … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

Mobilising millions – training employers on AE.


Who is going to mobilise the millions of bosses still to stage auto-enrolment? There are not 1.3m but 1.8m employers in the UK who will need to stage auto-enrolment.Of these , all but around 65,000, more than 1,790,000 employers have … Continue reading

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

He’s here, he’s there,he’s every f**k*n where -Carsten Staehr


If you were in Carriage B on the 15.35 Kings Cross to Newcastle yesterday afternoon, our apologies. It was a quiet coach, it wasn’t quiet. Carsten Staehr was in the carriage. Two weeks ago, at the age of 52, Carsten … Continue reading

Posted in Payroll, pension playpen | Tagged , , , , , , , , , , , , , | 4 Comments

MUTINY AT THE BOUNTY!


Yesterday was a shocker!   As many of you know, (from first hand experience), I spend much of the summer driving my boat and guests up and down the Thames. Yesterday was no exception. What made yesterday different, was my … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Disruption – is how social media regulates


In the context of Business continuity management, Disruption is an event which causes an “unplanned, negative deviation from the expected delivery … according to the organization’s objectives”. In this blog, I argue that disruption is part of the governance process … Continue reading

Posted in advice gap, auto-enrolment, Payroll, smelly | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Come on Sage – you can and should do better!


Sage are a great British success story. Over the past 20 years they have become pre-eminent as a payroll software supplier and latterly a portal for a range of back-office business solutions. Www.pensionplaypen.com is itself a business customer, using SagePay … Continue reading

Posted in Payroll, Salford Quays | Tagged , , , , , , , , , , , , , , , , | 1 Comment