Tag Archives: Company

What award ceremonies are all about


The vast majority of the people who turn up for these events, do so because they’re frightened not to Continue reading

Posted in life insurance, Management, Music | Tagged , , , , , , , | 3 Comments

What would you pay to get your firm a proper pension?


£500? That’s what I think should be the procurement cost to get a firm through auto-enrolment staging. Which is not going to please a lot of people who still consider this pension revolution “Business as Usual” and anticipate multiples of current … Continue reading

Posted in pensions | Tagged , , , , , , , | 7 Comments

Who’ll pay the price for an auto-enrolment train crash?


So far – so good! Large companies that have staged auto-enrolment have thrown money at the problem (Lloyds Bank claim more than £1m). But we haven’t had a failure – yet! The DWP thought the average enrolment costs for large … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 15 Comments

A chance to keep companies with DB pensions solvent


Income and Corporation taxes tend to dominate the mindsets of the rich, they are  meaningless to those who don’t pay them. Unsurprisingly, it is the headline aspects of the Chancellor’s autumn statement that have captured the headlines. This small clause was initially … Continue reading

Posted in actuaries, de-risking, happiness, napf, NEST, pensions | Tagged , , , , , , , | 4 Comments

RDR and AE – what future for commissions and advisor-charging?


Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading

Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement | Tagged , , , , , , , , , | 6 Comments

Project managing auto-enrolment


I received a polite e-mail from a company’s Finance Director yesterday. “I see First Actuarial are offering a project management service for small and medium sized companies staging auto-enrolment in 2014; I’ve got four questions for you 1. Why should I … Continue reading

Posted in actuaries, auto-enrolment, Payroll, pensions | Tagged , , , , , , , | 3 Comments

Club Pension!


Words resonate in strange ways and when they come in pairs new resonances emerge. Last week, Martin Lewis called “pension” a broken brand (worrying to the owner of the Pension Play Pen). The idea behind the word “club” seems to be under … Continue reading

Posted in club pension, Financial Education, happiness, Henry Tapper blog, Martin Lewis, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , | 19 Comments

Tesco v Morrisons – a pension-enrolment showdown


The Government officials charged with monitoring the success of auto-enrolment will no doubt be watching with interest the reported numbers enrolling into the Morrison’s and Tesco’s pension arrangements. Both organisations have opted to provide their “eligible jobholders” with defined benefit pensions; the … Continue reading

Posted in auto-enrolment, customer service, de-risking, defined aspiration, Financial Education, Management, Payroll, pension playpen, Popcorn Pensions | Tagged , , , , , , , | 5 Comments

A return to old-fashioned pensions


I enjoyed reading this from Jenny Phipps of Banknote; For many people, having an old-fashioned, defined benefit pension is a real retirement planning advantage. People who have them feel much  more financially secure, both as they plan for retirement and … Continue reading

Posted in pension playpen, pensions, Popcorn Pensions, Public sector pensions | Tagged , , , , , , , | 2 Comments

Does your pension scheme need advice?


WARNING- THIS BLOG CONTAINS A SHAMELESS PLUG FOR OUR SERVICES! (transparent as always!) I’m travelling up to Nottingham this morning to talk to Employers and Trustees who are asking themselves “Does our pension scheme need advisers”. Meeting similar groups recently, the answers I’m … Continue reading

Posted in actuaries, annuity, auto-enrolment, Change, customer service, dc pensions, de-risking, defined aspiration, Financial Education, FSA, happiness, leadership, Linkedin, mallowstreet, Popcorn Pensions, Retirement, social media, Treasury | Tagged , , , , , , , | 7 Comments