Tag Archives: collective

Risk-taking , ground-breaking academics in our universities

Posted on May 28, 2019 by henry tapper

I have been impressed by the way academics , through their unions, took on university employers and the received wisdom of the pension industry and refused to let their defined benefit scheme close to future accrual. I’m pleased that one … Continue reading →

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Don’t let the bullies grind you down

Posted on July 22, 2018 by henry tapper

Talks between the Friends of CDC and the Financial Scientologists broke down last night in merriment. Actually, you are just flat out wrong. But you have a good sense of humor about it. — Jeffrey Brown (@IlliniBizDean) July 21, 2018 There … Continue reading →

Posted in CDC, pensions | Tagged , , , , , , , , | 1 Comment

Good retirement outcomes depend on collective solutions

Posted on July 17, 2016 by henry tapper

The FCA have called for evidence on the likely success of our current “at retirement” strategy, this response is consistent with what this blog has been saying for some years, collective problems need collective solutions, the market is not enough, … Continue reading →

Posted in CDC, David Pitt-Watson, dc pensions, defined ambition, defined aspiration, FCA, pensions | Tagged , , , , , , , , , , | Leave a comment

It’s best to co-operate – guest blog from Con Keating

Posted on August 28, 2015 by henry tapper

Con Keating has been thinking for the rest of us for over 40 years. His generosity of spirit are matched by his commercial acumen. His way of thinking is not popular with many who manage money but maybe that’s because … Continue reading →

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“I don’t need a new house – I need an extension!”

Posted on October 30, 2014 by henry tapper

  I have sympathy with the pension managers of large employers who are being expected to adopt the pension reforms. It is not their job to make Government policies work, rather it is Government’s job to make pensions work- especially … Continue reading →

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“My pension offer” – explaining CDC to a confused public!

Posted on September 28, 2014 by henry tapper

John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading →

Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 1 Comment

Is CDC dead? – not according to Kevin Wesbroom in this great new post!

Posted on March 30, 2014 by henry tapper

Is CDC Dead after the Budget, in the light on newly offered flexibilities? Most certainly not! The Budget stops the “requirement” to purchase an annuity. It has not been a requirement for a long time, but it has been the … Continue reading →

Posted in annuity, CDC, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | 4 Comments