Tag Archives: Business

Block and delete – the only way to deal with “FROZEN PENSION. CO .UK


Today I took the unusual step (for me) of blocking and deleting John Adam of IM Consultants who trades through http://www.frozenpensions.co.uk and wants to unlock your pension to invest it in Brazilian rainforests and other investment scams. The disclaimer on … Continue reading

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Cold turkey


A large proportion of people in pensions are currently going through cold-turkey. I’m referring to those working for pension providers, advisers and employers who have benefited from commission for the past 30 years and are now finding the commission turned … Continue reading

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MAS goes it alone to provide an “at retirement advisor directory”.


The Money Advice Service has been consulting over the past few months on what a Directory of IFAs might look like. This consultation was spurred by the imminent launch of the Guidance Guarantee which will generate requests for financial advice. … Continue reading

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How do I buy financial advice?


At two recent events – (the Corporate Adviser Summit and the Investment Network), Advisors have told me that they choose clients not by “minimum fee” but by “minimum funds”. This sets my alarm bell ringing! If you want to see … Continue reading

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When losing seems like winning- the last post from #thePitch14


  We didn’t win but it felt like winning and how it feels to be Rebecca Coates of Properteco (the overall winner) , I’d like to know! It’s a gruelling 12 hour day and if it involves a  trip down … Continue reading

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Wish us luck as we Pitch to be Britain’s top micro-employer!


  Today’s the day we pitch to be Britain’s top micro-enployer at the Paintworks in Bristol. We are one of 30 employers left in the competition, one of 20 actively trading- we have a 5% chance of winning! But that … Continue reading

Posted in advice gap, auto-enrolment, corporate governance, dc pensions, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , | 3 Comments

Double vision – a startling new blog from Ralph Frank


The latest Command Paper, ‘Better workplace pensions: Putting savers’ interests first’, has recently been published.  This Command Paper follows prior consultations by the Department for Work and Pensions (“DWP”) on charges, transparency and quality standards in workplace defined contribution pension … Continue reading

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It’s not just pension taxation that’s changing- products are!


Pension PlayPen’s Submission to the Parliamentary Committee reading the Pension Schemes Bill Continue reading

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Is the Chancellor the IFA’s “New Best Friend?”


    Another week, another change to the UK retirement savings environment – or at least, that’s how it feels! The latest changes to the tax regime tabled this week under the title ‘Pension Flexibility 2015’ were first published in … Continue reading

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Citizen’s Advice- the place to get pension guidance


George Osborne has announced the Citizen Advice Bureau as the delivery mechanism for face to face guidance over the new pension reforms. The Treasury announcement is here. This doesn’t come as a surprise – CAB had been after the work and … Continue reading

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