Tag Archives: Business

A momentous day for restoring confidence in UK pensions


We cannot have confidence in a system where member’s pensions can be impacted by as much as 30% though advisory arbitrage. Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions, Popcorn Pensions, workplace pensions | Tagged , , , , , , , | 4 Comments

The “advice gap” can and will be filled


The advice gap left by the banning of commission can and will be filled Continue reading

Posted in actuaries, advice gap, auto-enrolment, dc pensions, pension playpen, pensions | Tagged , , , , , , , | 1 Comment

Shopping for pensions


Internet marketing is a funny young business which looks the same as a funny old business called “shopping”. Continue reading

Posted in auto-enrolment, corporate governance, pension playpen, pensions | Tagged , , , , , , , | 1 Comment

Helping companies take decisions on pensions


One of the first thing you are taught at sales school is to “sell not tell”. Selling people an idea is about planting and nurturing an idea, not marching customers to the check-out desk. When it comes to taking a … Continue reading

Posted in pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 3 Comments

All that glitters does not lure – thoughts on DC default funds.


“I asked him, ‘My God, they’re purple and green. Do fish really take these lures?’And he said, ‘Mister, I don’t sell to fish.’ Continue reading

Posted in auto-enrolment, CDC, dc pensions, fish, governance, investment, pensions | Tagged , , , , , , , | 3 Comments

Can a hedge fund make your money prosper?


  Here is a question asked to members of  our Pension Play Pen by Alan Miller. It’s a long question so I’ve broken it down a bit- my answers at the bottom! When you consider predictions (eg LBS’s Dimson & Marsh) … Continue reading

Posted in Bankers, brand, hedge funds, Horse racing, smelly, stock lending | Tagged , , , , , , , | 2 Comments

Pensions; holy grail or wholly fail?


The least we can do is to try and make life a little easier for them, than it has been for us! Continue reading

Posted in annuity, auto-enrolment, de-risking, FSA, Henry Tapper blog, pension playpen, pensions, Personality, smelly | Tagged , , , , , , , | 7 Comments

The pension zeitgeist


The real lessons to be learned come from what people do , not just what they say; but we can start by listening to the pensions Zeitgeist Continue reading

Posted in auto-enrolment, Retirement, social media | Tagged , , , , , , , | 1 Comment

This is no country for old women


I haven’t been a great fan of academic pensions research or researchers for that matter. The research is typically a big whinge about people not getting a fair deal, the researchers comfortably cocooned in university sponsored sinecures or pensions. So I … Continue reading

Posted in actuaries, annuity, pensions | Tagged , , , , , , , , , , , , , , , , | 5 Comments

DC4Good; ABdc and the Pension Trust get it.


  DC just took a little step forward… Here’s AllianceBernstein‘s press release (with the flim-flam deleted and my comments in blue) AllianceBernstein has launched a range of ethical target date funds for the  UK DC market.   Good news, we all know that … Continue reading

Posted in actuaries, annuity, corporate governance, dc pensions, defined aspiration, pensions, target date funds | Tagged , , , , , , , | 3 Comments