Tag Archives: Business

“Open Government isn’t an idea, it’s an action”


When you walk into the DWP’s offices in Westminster, you are greeted with a montage of Male, Pale and Stale mug-shots of politicians and permanent secretaries who are the DWP’s big wigs. Very 1980s – very Sir Humphrey! But that’s … Continue reading

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Making a buyer’s market for pensions


Organisations such as Which have always charged a subscription for their research. Those prepared to pay a regular monthly amount built libraries of reports which help us purchase everything from groceries to credit cards. Which put its readers in control- … Continue reading

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Freddy Flumper gets savvy!


  It’s been some days since I’ve reported on the fabulous Freddy Flumper -“fabulous” in the sense that I lives only in the fable on this blog. For anyone who missed the instructive fable of Freddy and Tony Lamborghini , … Continue reading

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Please don’t discourage saving (guest blog from Ralph Frank)


  The Department for Work and Pensions (“DWP”) recently released its latest “scenario analysis of future pension incomes” (the “Analysis”). A key finding of the Analysis is that the proportion of people under-saving for retirement increases as income rises. Part … Continue reading

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The instructive tale of Freddy Flumper and Tony Lamborghini


As I didn’t dare hope, the Treasury continue down the pension reform fairway. Having hit a 325 yard drive into position A with their Budget reforms, they’ve hit a 275 yard second to the heart of the green with ‘uncrystallised … Continue reading

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The FCA and Social Media (Canute II)


  The FCA have set out their policy on social media which concentrates on the use of Twitter. It is worth a read, if only to establish why the supervision of the internet is as feasible as Canute’s supervision of the … Continue reading

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Flump!


A new word was coined yesterday in the lexicon of pensionology – Flump! Credit must go to Will Robins of CityWire and Claire Trott of Talbot and Muir. @Claire_L_Trott and I are pioneering 'Flump' instead of UFPLS for the unsecured … Continue reading

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Auto-enrolment’s tactical- pensions are strategic


  The old questions “are you managing your business or is your business managing you?” and “fail to plan, plan to fail” are annoyingly true- annoying because they are business clichés and doubly annoying as they remind us of the … Continue reading

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Why the IMA are so wrong about fund research.


  There had been signs that the Investment Management Association (IMA) was at last coming to terms with the needs of consumers and those who advise them to reveal the cost of owning their funds. In May , Daniel Godfrey- its … Continue reading

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Pension PlayPen needs your digits.


  Digital marketing is something we’re having to learn as we go along. We’ve got to find 1,000,000 employers who don’t have a workplace pension and convince them of the importance of paying some attention to what their staff invest … Continue reading

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