Tag Archives: Business

Helen Dean – the right person for the NEST top job.


Helen Dean’s appointment as the new CEO of NEST , seems to have been greeted with a stifled yawn by the Pensions Press. Helen has the lowest of profiles, no social media presence, hardly a speaking engagement and a declaration … Continue reading

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Why due diligence is soooooooo important!


  Yesterday I wrote about pension charges and the difference between poor practice and malpractice . At some point the value for money swing-ometre  tips into rip-off territory and it’s almost always when those managing its costs of a scheme, stop acting … Continue reading

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The lady’s not for turning.


For reasons that weren’t particularly obvious , a random group crammed into a much too small committee room in the House of Lords on Wednesday night for a round table with the new pensions minister. It was a hot day that … Continue reading

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The value of guaranteed annuity rates


The affable , cricket loving chief executive of Royal London- Phil Loney- has written to Ros Altmann thus;- Dear Ros Congratulations on your Maiden Speech. It is pleasing to hear such a positive advocate for pensions. I was particular pleased … Continue reading

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High risk, medium risk , low risk? No idea! Guest blog from Ralph Frank


How many times have you been asked whether you have a high, medium or low risk tolerance?  Perhaps the question has been phrased differently, testing if you are an aggressive, moderate or conservative investor? You might even have had your … Continue reading

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Supply-side woes , buy-side goes; the disappearing pension billions


It’s not hard to spend a billion, not if you’re a nation that knows how to spend but finds it hard to save. As Osborne found, a generation of planning can be unwound in a minute. Were the tax rules … Continue reading

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Identifying your auto-enrolment workers! Great guest blog by Karen Prince


This month sees the start of the final stage of auto-enrolment in the UK for more than 1.2 million employers. This last stage affects small and medium enterprises employing less than 30 staff. By April 2017, all businesses, including those … Continue reading

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NEST – Lamborghini or Trabant?


Yesterday I wrote about NEST’s great steps towards an integrated approach to the management of auto-enrolment data. I didn’t hear anyone else asking the question “is NEST acting as a force for good or is it over-stepping the remit we , … Continue reading

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Boom Bust Boom


I went to the Imax this week (great cinema) to see Boom Bust Boom. I was a guest of Cardano, the Dutch fiduciary manager and I had a good time. One thing I’ve learned about the meeja, is that if … Continue reading

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Is commission really dying?


There has been nothing that has so harmed the image of pensions over the past thirty years as the deception of commission. I don’t want to use phrases such as “lack of transparency” or words like “opacity” words like these … Continue reading

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