Tag Archives: Business and Economy

Block and delete – the only way to deal with “FROZEN PENSION. CO .UK


Today I took the unusual step (for me) of blocking and deleting John Adam of IM Consultants who trades through http://www.frozenpensions.co.uk and wants to unlock your pension to invest it in Brazilian rainforests and other investment scams. The disclaimer on … Continue reading

Posted in pensions, advice gap | Tagged , , , , , , , , | 3 Comments

MAS goes it alone to provide an “at retirement advisor directory”.


The Money Advice Service has been consulting over the past few months on what a Directory of IFAs might look like. This consultation was spurred by the imminent launch of the Guidance Guarantee which will generate requests for financial advice. … Continue reading

Posted in Money Advice Service, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Why we have no time for “Banker Immunity”.


  We have not seen bankers marched in handcuffs from their desks but now it seems we might. The regulators have put-out a consultation paper that seeks to pin accountability on Directors (including non-executive Directors). A good friend of mine … Continue reading

Posted in Bankers, Fiduciary Management, Financial Conduct Authority | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Do you want to be a Pension PlayPen Agent?


If you fancy helping your clients to get the right workplace pension to suit their payroll and provide best outcomes for their staff, you should register as an agent at http://www.pensionplaypen.com/register . Helping your clients to use our service doesn’t … Continue reading

Posted in accountants, customer service, pension playpen, pensions | Tagged , , , , , , , , , , , | Leave a comment

To the Pitch Final we shall go – @PensionPlayPen – #thePitch14!


Thursday October 23rd is another red letter day for Pension PlayPen. By day we are Pitching to be Britain’s #1 start up in 2014, by night we are up for a brace of awards at the Grange Hotel competing to … Continue reading

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In defence of genius.


Genius is not just misunderstood – it is persecuted. Those who didn’t get Copernicus, Galileo, Wordsworth or Darwin did not ignore these genius’, they set out to do them in. Bob Dylan when he laid out his Highway 61 album … Continue reading

Posted in actuaries, advice gap, CDC, David Pitt-Watson, dc pensions, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

Don’t get fooled by the phoney pension giveaway


The phoney give-away The most accurate measure for the success of private pensions in the UK is the replacement ratio; a measure of what percentage of people’s pre-retirement income is replaced by savings specifically for retirement. Steve Webb and the … Continue reading

Posted in annuity, Politics, Public sector pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 4 Comments

“My pension offer” – explaining CDC to a confused public!


John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading

Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Making sense of the Budget’s Pension Changes


Everyone knows that the changes in the taxation of pensions announced in the budget and now working their way into law – are going to make a big difference. But just how will they affect you and what can you … Continue reading

Posted in Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , | Leave a comment

“Educated beyond their intelligence”


Denis Skinner’s recent gibe at Tory Ministers ,and George Osborne in particular, is brilliant (even if the phrase was coined by another). For me- it will be a defining epithet for the coalition- it sums up the best and worst … Continue reading

Posted in Personality, Politics, St Paul's | Tagged , , , , , , , , , , , , , , | 2 Comments