Tag Archives: annuity

Advance Australia Fair!


I have never been to Australia, I should go I know, but we have Earl’s Court. My good friend Jim Hennington has recently returned to his native Oz after a few years over here teaching us some tricks on how to … Continue reading

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“How were those freedoms for you?” – Two events to help us find out!


The press offices of all the major insurers have been busy printing announcements of how they have seen a tenfold increase in enquiries about pension benefits this week. Pension Wise has been open for bookings and Michelle Cracknell and the TPAS … Continue reading

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Should we be trusted with our pension pot?


Today’s the day those over 55 can start taking their pension pots as they like;- except you can’t because the insurance companies are closed for the Bank Holiday except  your defined contribution pension provider may not have adapted its systems yet except you … Continue reading

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Blurred lines or fuzzy logic – the secondary annuity market – guest blog by Ralph Frank


The consultation on creating a secondary annuity market was released alongside the 2015 Budget. The upcoming consultation had been flagged on the preceding Sunday, an unusual event, by a release on the HM Treasury website. The stated intent of allowing … Continue reading

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Two thirds of SMEs are pension virgins.


New research is out on the purchasing intentions of the remaining 1.2m employers who aren’t “in” to auto-enrolment. Of the  SMEs surveyed who are yet to stage, two thirds (66%) don’t have any existing pension arrangements for their staff while … Continue reading

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Why Osborne’s so wrong to cap our pension ambition.


I wanted to know the amount I would earn if I started on £25,000 when I was 25 and got steady wage rises of 5% pa till I was 65. The answer, according to this little modeller , is just over … Continue reading

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LTA exposes the DC horror-show.


Because I am on holiday, I am reading the Sunday Papers. Someone has bought the Sunday Times which I haven’t read for at least 2 billion years. I’m left with the business pages and two articles by Ian Cowie about … Continue reading

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The price of choice


It is becoming increasingly clear that the progress of the auto-enrolment project is balanced at the fulcrum. Until now attention has been focussed on the technical details surrounding the auto-enrolment process. But we are moving towards a new phase where … Continue reading

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Help is on its way.


For Britain’s flummoxed pensioners- help is on its way! Continue reading

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The FCA gets serious on pension outcomes


The FCA has published its 2015 business plan http://fca.org.uk/static/channel-page/business-plan/business-plan-2015-16.html Part of the plan is to award itself a £35m increase in budget, meaning it expects to spend £482m of our money – making sure our money is well managed. Whether this … Continue reading

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