Tag Archives: annuity

How we see the new annuity framework working


Pension PlayPen response to the Treasury Paper “Freedom and choice in pensions.”     Pension PlayPen Ltd trades as http://www.pensionplaypen.com and is a leading portal through which employers and their advisers access information establish workplace pensions. This response has been … Continue reading

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More trust, fewer Trusts please!


Take a look at this table (reproduced with the express permission of the Pension Regulator). It tells us that we have too many private sector trust based DC schemes (it also tells that we don’t know the difference between a GPP and DC … Continue reading

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Time for an upgrade?


The fireworks came from the Treasury but amidst the noise and smoke, the DWP’s Command Paper, poses some challenges for many of the 10,000 employers who’ve staged auto-enrolment. By April 2015, we can expect workplace pensions qualifying to be used … Continue reading

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Pension PlayPen Lunch – can we manage financial freedom in later life?


Don’t forget the Pension Play Pen lunch at 12.30 today at the Counting House, Cornhill , 200 yards West of Bank Station. We meet 12 for 12.30, bring £15 for food and beverages! The topic for today’s discussion will be … Continue reading

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“More choice – no guidance” – the basic state pension top-up.


The basic state pension, second state pension and soon to be single state pension are annuities purchased from the State by National Insurance Contributions. With all the noise around the annuities you purchase from insurance companies, we can easily forget … Continue reading

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Putting financial bloggers in their place


    Yesterday was interesting. I was shortlisted for Pensions Personality of the year  –  thanks to all who voted Pension Play Pen was shortlisted for technology solutions provider of the year - please vote here Another media awards event , the ABI … Continue reading

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Standard Life comes up trumps


Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading

Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

People aren’t stupid- our products are!


I’m taking this comment out of comment so I won’t mention it’s source- it appears on a pensions website and is made by a leading actuary. Our challenge is to find a way to redress the balance and help them … Continue reading

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9 days that shook the (pension) world.


  It began with the budget and ended with an FCA probe on Zombie funds. On the way we have had an 111 page paper that provides an ongoing framework for pension governance , bans pension commission and caps provider … Continue reading

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Think first – sell later


Think first – sell later- a dictum to be followed in the next 12 months Continue reading

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