Tag Archives: annuity

Do you have to be demented to buy an annuity?


This tweet is not the first time I’ve heard this argument Interesting question about pension freedoms and dementia at #micuk – do annuities offer better protection to sufferers? @rosaltmann — Nick Britton (@NickBritton_) May 13, 2015 I heard it several … Continue reading

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Important days for pensions


David Cameron will be announcing his new cabinet members and more junior ministers this week. Those of us who work in pensions already know that Ian Duncan Smith will remain Minister of State at the DWP, but who will be … Continue reading

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A Transparency Taskforce?


  A Transparency Taskforce? Sounds good doesn’t it?  Echoes of the Falklands, of Maggie v the Argies (don’t mention the Belgrano) But the task force that will meet later this morning at the University of London Senate House, at the … Continue reading

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Dear Government- “Five do’s, five don’ts” – #pensions


For those slipping quietly into retirement in the UK the political promises are about the revaluation of your state benefits, the payment of your winter allowance and the tax treatment of your savings and income. Whatever you have done or not … Continue reading

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Advance Australia Fair!


I have never been to Australia, I should go I know, but we have Earl’s Court. My good friend Jim Hennington has recently returned to his native Oz after a few years over here teaching us some tricks on how to … Continue reading

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“How were those freedoms for you?” – Two events to help us find out!


The press offices of all the major insurers have been busy printing announcements of how they have seen a tenfold increase in enquiries about pension benefits this week. Pension Wise has been open for bookings and Michelle Cracknell and the TPAS … Continue reading

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Should we be trusted with our pension pot?


Today’s the day those over 55 can start taking their pension pots as they like;- except you can’t because the insurance companies are closed for the Bank Holiday except  your defined contribution pension provider may not have adapted its systems yet except you … Continue reading

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Blurred lines or fuzzy logic – the secondary annuity market – guest blog by Ralph Frank


The consultation on creating a secondary annuity market was released alongside the 2015 Budget. The upcoming consultation had been flagged on the preceding Sunday, an unusual event, by a release on the HM Treasury website. The stated intent of allowing … Continue reading

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Two thirds of SMEs are pension virgins.


New research is out on the purchasing intentions of the remaining 1.2m employers who aren’t “in” to auto-enrolment. Of the  SMEs surveyed who are yet to stage, two thirds (66%) don’t have any existing pension arrangements for their staff while … Continue reading

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Why Osborne’s so wrong to cap our pension ambition.


I wanted to know the amount I would earn if I started on £25,000 when I was 25 and got steady wage rises of 5% pa till I was 65. The answer, according to this little modeller , is just over … Continue reading

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