Tag Archives: annuity

Note to @stevewebb1 – My Pot can follow me to CDC.


John Ralfe, at a City seminar claimed there was no appetite for CDC either among employers or among members of pension schemes. Well I disagree; the people I talk to who are not in pensions say they want change- new … Continue reading

Posted in annuity, pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

Providers cherry picking pension customers? Whatever next!


Money Marketing is reporting that insurers are cherry picking the workplace pensions they take on . That this is news says a lot for the appalling lack of underwriting applied by insurers to the pricing of new business in this market over … Continue reading

Posted in brand, Payroll, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , | Leave a comment

Where have April stagers gone?


Will auto-enrolment flower or blow up? NEST and other providers say the expected flow of April stagers has failed to materialise, raising concerns of widespread flouting of the law by employers. Now Standard Life is calling on the Regulator to … Continue reading

Posted in auto-enrolment | Tagged , , , , , , , , , , , | Leave a comment

This country needs a proper debate about old age


Do we understand  how people want to get paid in retirement? Yesterday I wrote about the American 401K system and the risks taken by people who become too cautious as they become older. The value judgements implicit in the report … Continue reading

Posted in annuity, CDC, Financial Education, pensions | Tagged , , , , , , , , , , , , , , , , | 4 Comments

A great way to deliver the Guidance Guarantee (for the right employer)


Josh Collins   In recent weeks, I’ve been taking the temperature of the pension trustees of large employers and found that enthusiasm for providing guidance to employees at retirement is limited. This is understandable. Do trustees want to become surrogate … Continue reading

Posted in advice gap, Blogging, dc pensions, pensions, Personality, workplace pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

“Something will turn up” – the Pensions PlayPen Lunch 12th May


Something usually turns up at a Pension PlayPen lunch. At yesterday’s lunch I had to wait till injury time to get my Eureka moment and it came from a first time luncher – Chris Radford. Chris’ contention was that when … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Call in for a Great British Pension


    The initial euphoria following the 2014 “pensions bombshell” budget may have died away, but in it’s place we are seeing real progress towards a better deal for those spending their pension pots.   Work is concentrating on two … Continue reading

Posted in advice gap | Tagged , , , , , , , , , , | Leave a comment

“Ring out the old – ring in the new”- who will be our investment fiduciaries in retirement?


Yesterday I went to the Schroders DC Challenge conference which was all about “delivering value and certainty” to retirement savers. I left enlightened by some interesting debates and one or two talks. I’ll share with you three observations that I … Continue reading

Posted in advice gap, Change, Financial Education, Henry Tapper blog, pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Leadership needed to deliver the Budget’s pension promises


I’m off this morning to meet the FCA, hear about the detail on the Budget’s proposals on the New Annuity Guidance Framework and have a chance to deliver my tuppence worth on what should happen. This week my mind has … Continue reading

Posted in accountants, actuaries, advice gap, auto-enrolment | Tagged , , , , , | 2 Comments

How we see the new annuity framework working


Pension PlayPen response to the Treasury Paper “Freedom and choice in pensions.”     Pension PlayPen Ltd trades as http://www.pensionplaypen.com and is a leading portal through which employers and their advisers access information establish workplace pensions. This response has been … Continue reading

Posted in accountants, actuaries, advice gap, annuity, auto-enrolment, Payroll, pension playpen, pensions, Public sector pensions | Tagged , , , , , , , , , , , , | Leave a comment