Tag Archives: AMC

Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying).


Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying). Continue reading

Posted in auto-enrolment, Bankers, brand, Farefail, Financial Education, First Actuarial, FSA, hedge funds, infrastucture, investment, London, Management, middleware, NEST | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

The death bell tolls for commission –


Another step on the hard road to pensions decency Continue reading

Posted in advice gap, auto-enrolment, dc pensions, pensions | Tagged , , , , , , , | Leave a comment

A time for action not tears!


Yesterday I was kind to insurance companies; this was a PR mistake. My inbox received a number of reproofs reminding me of the shoddiness of insurance company practice – in particular their reliance on “embedded value”. Fortunately these did not include a broadside … Continue reading

Posted in auto-enrolment, pensions, workplace pensions | Tagged , , , , , , , | 3 Comments

What a charge cap would mean for insurers


the Embedded Value write offs if the cap comes in at 0.5% will be in the £bns Continue reading

Posted in Australia, auto-enrolment, Financial Education, Payroll, pension playpen, pensions | Tagged , , , , , , , | 14 Comments

Risk-sharing starts with cost-sharing


This lunchtime we will be debating pension charges at the Pension Play Pen lunch (50 Cornhill). This blog may help in organising my thinking and perhaps your thinking too! The terms of the debate about the charges cap that the … Continue reading

Posted in advice gap, auto-enrolment, dc pensions, pensions | Tagged , , , , , , , | 5 Comments

Pensions for nothing and advice for free


Insurers will reconsider their options on schemes where commission is paid but no advice is delivered Continue reading

Posted in auto-enrolment, investment, NEST, pensions | Tagged , , , , , , , | 8 Comments

Commission – an unwanted risk.


Remaining in denial only defers and increases risk. Continue reading

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“What’s expensive for a pension these days?”


Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading

Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement | Tagged , , , , , , , | 22 Comments

Give a straight red to active member discounts


What are active member discounts (AMDs) and what’s so wrong with them? Continue reading

Posted in auto-enrolment, brand, dc pensions, Fiduciary Management, pensions, Personal Accounts, Popcorn Pensions | Tagged , , , , , , , | 17 Comments

Should we measure pension fees as “risk”?


This is simple measure which makes such fundamental sense that any fool can grasp it. Continue reading

Posted in David Pitt-Watson, dc pensions, de-risking, pension playpen, pensions | Tagged , , , , , , , | 3 Comments