Tag Archives: Actuary

Doctors are pension millionaires – so why are they striking?

Posted on May 30, 2012 by

My Dad’s a doctor and in retirement - he has a great pension  and who can begrudge him it? He retired 25 years ago as a senior partner - on about one third of the final salary he’s be on today. Like him, I … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 1 Comment

How to buy a pension

Posted on May 5, 2012 by

Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading →

Posted in annuity, Bankers, Change, Consolation, dc pensions, defined aspiration, happiness, pensions, Public sector pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , | 4 Comments

Now I speak actuarial

Posted on April 21, 2012 by

You can’t laugh out loud in the Institute of Actuaries‘ global HQ in Staple‘s Inn London. You would undoubtedly be ensnared in a giant spreadsheet and gently subsumed by toxic algorithms. Actuaries do not enjoy words, they prefer numbers and when … Continue reading →

Posted in pensions, social media | Tagged , , , , , , , | 1 Comment

A hunger to educate – more on Popcorn Pensions

Posted on January 25, 2012 by

Hunger is not a word you’d associate with actuaries. One of our clients described the team working for her as “happy puppies” who approached the task of educating members with ” hunger“. These are not words that exist in the … Continue reading →

Posted in annuity, auto-enrolment, customer service, dc pensions, happiness, Henry Tapper blog, mallowstreet, Management, pension playpen, pensions, social media, Treasury | Tagged , , , , , , | 6 Comments

Why pay for advice? Take the poll!

Posted on November 26, 2011 by

[polldaddy poll=5703072] This is a question that troubles me – not surprising as I’m a pensions adviser who reckons his job is to get people to the point when they can manage their pension affairs by themselves. If advisory self sufficiency is … Continue reading →

Posted in corporate governance, dc pensions, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , , , , , , | 6 Comments

Sexy cash for pensions – Politician nearly loses his patience

Posted on October 22, 2011 by

No matter how blameless Stevie may be, he’s only as good as his team. He protests that the DWP and the Treasury are the best of mates; the malpractice exposed like Alan Higham smacks of the DWP getting a little too close to the “dark side”. Continue reading →

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, NEST, Nick Clegg, pensions, Retirement | Tagged , , , , , , , , | 9 Comments

DC Risk sharing aux etats de Jersey

Posted on October 21, 2011 by

  A year ago I wrote of the NAPF 2010 gig as our train departed Lime Street. I’m writing as my train pulls out of Piccadilly-Joanne may be aboard. I hope she’s not bought another first class ticket as this train has been … Continue reading →

Posted in annuity, EU Solvency II, mallowstreet, pension playpen, Retirement, Salford Quays, Treasury | Tagged , , , , , , , | 14 Comments

You don’t know what you’re doing

Posted on November 6, 2010 by

I suspect that many of the mass affluent are still subliminally believing in the 1 for 10 rule and still believing that equities will grow by 10% per year as they did in the 80s and 90s Continue reading →

Posted in annuity | Tagged , , , , , , , , | 2 Comments