Tag Archives: Actuarial science

Putting financial bloggers in their place


    Yesterday was interesting. I was shortlisted for Pensions Personality of the year  –  thanks to all who voted Pension Play Pen was shortlisted for technology solutions provider of the year - please vote here Another media awards event , the ABI … Continue reading

Posted in advice gap, Blogging, journalism, Martin Lewis | Tagged , , , , , , , , , , , , , , , , | 2 Comments

People aren’t stupid- our products are!


I’m taking this comment out of comment so I won’t mention it’s source- it appears on a pensions website and is made by a leading actuary. Our challenge is to find a way to redress the balance and help them … Continue reading

Posted in annuity, Financial Education, First Actuarial, pensions | Tagged , , , , , , , , , , , , , , | Leave a comment

Why we expect insurers to bounce back stronger (from these reforms)


  I’ve just read yesterday’s press release from PWC’s Jonathan Howe commenting on the pension reform announced in this year’s budget. “There is no doubt that the changes present very significant challenges to life insurers with a heavy reliance on annuity business, … Continue reading

Posted in advice gap, auto-enrolment, CDC, Financial Education, First Actuarial, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , | 2 Comments

Pensions are stopping us building houses and housing is stopping us buying pensions!


This was the 52nd pension play pen lunch and one of the best. Attended by a knowledgeable gang of social housing officers, pension consultants and a fair few bankers, the lunch group set out to answer the question “are pensions … Continue reading

Posted in pension playpen, pensions | Tagged , , , , , , , , , , , | 2 Comments

Your life for sale – what a liquid annuity market could mean.


Why people like me get cross with him is that he is dangling carrots and waving sticks but the donkey is locked in the stable. To get the animal moving, Steve Webb or his successor is going to have to open the stable door. Continue reading

Posted in annuity, pension playpen, pensions, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , | Leave a comment

“Let them eat cack” – why does Government still think individual annuities can work?


Steve Webb has been at it again, suggesting that the annuity crisis could be solved if we had a one year cooling off period after we’d bought an annuity in which we could take it back (with a receipt) and exchange it … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | 2 Comments

CDC for the people


The debate on Collective Defined Benefit has so far been a matter for politicians , academics and actuaries. Most people haven’t a clue what CDC is or how it might benefit or harm their retirements. I’ve been trying to broaden … Continue reading

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The value of the triple-lock,


No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading

Posted in actuaries, governance, pensions, Retirement | Tagged , , , , , , , , , , , , , | 1 Comment

In praise of young actuaries – #Momentum13


Momentum is an event organised by the Institute and Faculty of Actuaries for nearly or newly qualified actuaries, I was there yesterday speaking on the Future of Pensions. Being around talented committed people who have yet to lose the bright … Continue reading

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You want a workplace pension for your staff? – delighted to help!


Mrs HR Dee Smallco Ltd. Sunny Uplands GB Dear Mrs Dee, Thanks for your enquiry. I can see you are sold on the idea of offering a workplace pension for your staff. You know you have to anyway, but I … Continue reading

Posted in advice gap, auto-enrolment, Liability Driven Investment, mallowstreet, Management, NEST, pension playpen, pensions, workplace pensions | Tagged , , , , , , , , , , , , , , | 1 Comment