Category Archives: Retirement

Our parents’ houses.


property, downsizing, home, residence, sheltered housing, family, children, grandchildren Continue reading

Posted in later life, London, Pension Freedoms, pensions, Retirement | Tagged , , , , , , , , , , | 1 Comment

Are workplace pensions “risk-free” to employers?


If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading

Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

What can go wrong now? Pension Play Pen 2015 risk register


The Pension Play Pen London Lunch Group met for the 62nd consecutive month to establish a Pension Risk Register for the UK in 2015. This might be considered ambitious for an hour long session, not least as our conversation competed … Continue reading

Posted in advice gap, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , | 8 Comments

Separation


Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading

Posted in pension playpen, pensions, Pensions Regulator, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , , , , | 2 Comments

Hats off to all workplace pension providers


  I’ve referred earlier this week to an excellent article by Kim North in Money Marketing in which she points to the ongoing work Scottish Widows have been doing on the participation of women in workplace pensions. In the same … Continue reading

Posted in Retirement, NEST, FCA | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

How do you like Pension PlayPen’s pitch


Contact us at info@pensionplaypen.co, or andy.walker@pensionplaypen.com or henry.tapper@pensionplaypen.com We would like to hear from you if you are an employer, an accountant, an adviser or run payrolls for a living!

Posted in accountants, Payroll, pension playpen, pensions, Retirement | Leave a comment

Why can’t we know what we pay for “fund management”?


We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading

Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb | Tagged , , , , , , , , , , , , , , , | 4 Comments

The time to clean up drawdown’s NOW!


We owe it to ourselves as Pension Professionals to make sure that we treat our customers fairly. Over the past three years we have seen a move to restore confidence in pensions, the RDR, auto-enrolment and the pension freedoms introduced … Continue reading

Posted in pensions, Retirement | Tagged , , , , , , , , , , , , , , | 5 Comments

People seeking safety at any price?


  I was annoyed to listen to one of the Bank of England’s Chief Economists Andy Haldane tell the BBC’s Robert Peston that people were seeking safety at any price. Passing the buck on to the “cautious consumer” may play … Continue reading

Posted in actuaries, advice gap, Bankers, Mark Carney, pensions, Politics, Retirement, reward | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Labour’s drawdown cap – right idea- wrong execution


Labour is calling for a cap on drawdown charges from April 2015. It is easy to see why. Currently there is a false market for drawdown with many customers paying as much as 4% pa for the management of their … Continue reading

Posted in drawdown, DWP, pensions, Retirement | Tagged , , , , , , , , , , , , , , | 3 Comments