Category Archives: Retirement

Heavyweight support for CDC – the Dutchmen strike back!


I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading

Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions | Tagged , , , , , , , | 4 Comments

Helping companies take decisions on pensions


One of the first thing you are taught at sales school is to “sell not tell”. Selling people an idea is about planting and nurturing an idea, not marching customers to the check-out desk. When it comes to taking a … Continue reading

Posted in pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 3 Comments

The sins of the past


We have concentrated our thinking on how the financial services industry will cope with the new business strain of auto-enrolment. For many providers the bigger issue will be the impact on its existing business. Continue reading

Posted in auto-enrolment, customer service, dc pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 4 Comments

The pension zeitgeist


The real lessons to be learned come from what people do , not just what they say; but we can start by listening to the pensions Zeitgeist Continue reading

Posted in auto-enrolment, Retirement, social media | Tagged , , , , , , , | 1 Comment

Working for the clampdown?


“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading

Posted in actuaries, auto-enrolment, CDC, club pension, de-risking, defined aspiration, Financial Education, First Actuarial, pensions, Retirement | Tagged , , , , , , , , | 5 Comments

And why these “employer duties”?


Employers do not have fourty year business plans but employees do. We call those plans “careers”. Continue reading

Posted in auto-enrolment, corporate governance, David Pitt-Watson, dc pensions, Fiduciary Management, governance, Henry Tapper blog, pension playpen, pensions, Retirement | 5 Comments

Would you take your chance on a mastertrust?


It’s called proper choice and I’m all for GPPs and mastertrusts squaring up to each other and having the argument Continue reading

Posted in actuaries, auto-enrolment, brand, governance, pensions, Retirement | Tagged , , , , , , , | 2 Comments

“Stick or twist” for the lifecos.


It is hard for the insurers to twist because they think the dealer’s against them. Continue reading

Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , | 20 Comments

“What’s expensive for a pension these days?”


Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading

Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement | Tagged , , , , , , , | 21 Comments