Category Archives: pensions

“AMNT” or “APPT” – Why DB trustees don’t get DC!


Yesterday I gate-crashed two parties. Party one was held by the association of professional pension trustees at the Butchers livery Hall and party two was held by the association of member nominated trustees around the corner. Both parties were in … Continue reading

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“Investing for the long-term” – guest blog from Ralph Frank


The Financial Services Consumer Panel (“FSCP”) recently published a number of suggested options for reform of the governance, disclosure and pricing of investment products.  These options were based on the findings of two studies, one by Rajiv Jaitly and the … Continue reading

Posted in annuity, dc pensions, de-risking, NEST, Payroll, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , | Leave a comment

The time to clean up drawdon’s NOW!


We owe it to ourselves as Pension Professionals to make sure that we treat our customers fairly. Over the past three years we have seen a move to restore confidence in pensions, the RDR, auto-enrolment and the pension freedoms introduced … Continue reading

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People seeking safety at any price?


  I was annoyed to listen to one of the Bank of England’s Chief Economists Andy Haldane tell the BBC’s Robert Peston that people were seeking safety at any price. Passing the buck on to the “cautious consumer” may play … Continue reading

Posted in actuaries, advice gap, Bankers, Mark Carney, pensions, Politics, Retirement, reward | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Labour’s drawdown cap – right idea- wrong execution


Labour is calling for a cap on drawdown charges from April 2015. It is easy to see why. Currently there is a false market for drawdown with many customers paying as much as 4% pa for the management of their … Continue reading

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50 minutes with Pharrell beats 50 years of the Who!


  The Who have been playing as long as I’ve been around but I’ve never seen them live. Frankly I don’t get any of their stuff since 1967 when they morphed into the Woodstock friendly stadium band that we know today. … Continue reading

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Rory throws a shape- the Road to Dubai ends here!


  Bored with the sound of the Dubai ocean beach club we took a taxi to the golf – this is what we found. Our highlight? Standing next to Shane Lowry when he got his hole in one at the 13th. … Continue reading

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The Pensions Regulator’s workplace pension directory


Pension PlayPen’s response to the Pension Regulator’s Consultation Document Helping small and micro employers identify a pension scheme for automatic enrolment Why Pension Play Pen is engaging with the Pensions Regulator The Pension PlayPen runs http://www.pensionplaypen.com for employers and their … Continue reading

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Disclosing costs – we are almost there!


The Financial Services Consumer Panel have issued a damning condemnation on the £5tr British Funds Industry for failing to tell people what they are paying for and how much they are paying when they invest their money in British Funds. … Continue reading

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So what’s the point of the DC trustee?


  It’s the first rule of trusteeship- if you can’t measure it – don’t trust it. It’s the right of anyone who has their own pension pot to know how much they are paying for the management of their money. … Continue reading

Posted in dc pensions, pensions, Treasury, workplace pensions | Tagged , , , , , , , , , , , , , , , | 1 Comment