Category Archives: pensions

Technology – not short-cuts – points the way to good pensions.

Pension Providers are challenged by later-stage auto-enrolment Let’s be under no illusions. The scale of the challenge facing workplace pension providers from auto-enrolment in 2016 is every bit as daunting for them as the challenge to payroll , advisers and employers. … Continue reading

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Excellent election digest from Age UK

With the general election fast approaching on 7th May 2015, it’s time to decide which party you will soon be voting for. Many of you may have already decided, but for those who are still unsure, we have looked into … Continue reading

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TESCO extra pensions

Originally posted on The Vision of the Pension Playpen:
tesco slough (Photo credit: osde8info) I’ve followed Tesco’s progress towards the staging of auto-enrolment closely this week. I think we are at a tipping point in pension provision in Britain, a point…

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What’s inside the wrapper’s – what matters! Guest blog from Ralph Frank

  I often find myself bemused, and/or confused, when I see investment portfolios specified in terms of product wrappers (e.g. unit trusts, exchange traded funds, structured notes etc.) instead of the underlying investments (e.g. equities, bonds etc.).  The underlying investments, … Continue reading

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How pensions restrain public sector pay and services.

The latest discussions about how we will manage the nation’s finances are focussing on public sector pay.Nick Clegg tells us that his party will make sure   wages would rise in real terms for two years from 2016, and then … Continue reading

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Labour in a kilt? – Pensions, politics and plagiarism

The SNP’s manifesto is a pretty shameless cut and paste of labour party policy. If your hit single was covered by your biggest rival and it was they that got the royalties when it went to #1, you’d be pretty … Continue reading

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Pension salary sacrifice – how to make friends (and keep the bosses happy)!

Whether you’re an agent or working in-house processing pension payments are or will be part of your payroll duties. But are you doing all you can to make those pension payments as efficient to your employer as they can be? … Continue reading

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Unrecoverable VAT on auto-enrolment advice

Advising on the pension decision used to be VAT free. That is because of an exemption for insurance that made commission and fee based advice on commission products VAT free. But now advice on auto-enrolment and pensions does not just … Continue reading

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Scrap the LifeTime Allowance – for hard working people!

The Conservatives say they want to reward hard working people. I’d like to thing they include me in that number. They want to appoint Ros Altmann to help us educate ourselves in finances, I’d like to think I’ve been educating … Continue reading

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Does Lady Altmann get our vote?

The Guardian is reporting the Conservatives intention to elevate Ros Altmann to the House of Lords and make her minister for consumer affairs. She will not of course get our vote as she will be unelected- but she has flagrantly … Continue reading

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