Category Archives: pensions

Blurred lines or fuzzy logic – the secondary annuity market – guest blog by Ralph Frank


The consultation on creating a secondary annuity market was released alongside the 2015 Budget. The upcoming consultation had been flagged on the preceding Sunday, an unusual event, by a release on the HM Treasury website. The stated intent of allowing … Continue reading

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Why I’m against this pension commission


I am stuck in the middle of Scotland, it is April and I am snowed in high above Loch Rannoch. Tired of walking through blizzards I am attending to my e-mails which includes a missive from my friend Steve (the Pension) … Continue reading

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Two thirds of SMEs are pension virgins.


New research is out on the purchasing intentions of the remaining 1.2m employers who aren’t “in” to auto-enrolment. Of the  SMEs surveyed who are yet to stage, two thirds (66%) don’t have any existing pension arrangements for their staff while … Continue reading

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Getting to grips with the changes in politics


When asking how people would vote yesterday, Krishnan Guru-Murthy encountered confusion and bewilderment. In his words “I have never seen before so little idea what to do”. The ideological certainties of left and right are confused by political marketeers targeting soft votes … Continue reading

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Why Osborne’s so wrong to cap our pension ambition.


I wanted to know the amount I would earn if I started on £25,000 when I was 25 and got steady wage rises of 5% pa till I was 65. The answer, according to this little modeller , is just over … Continue reading

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LTA exposes the DC horror-show.


Because I am on holiday, I am reading the Sunday Papers. Someone has bought the Sunday Times which I haven’t read for at least 2 billion years. I’m left with the business pages and two articles by Ian Cowie about … Continue reading

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Help is on its way.


For Britain’s flummoxed pensioners- help is on its way! Continue reading

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No Prime Minister! guest blog from Ralph Frank


The Prime Minister focused on the long-term nature of the 2015 Budget in a recent piece he published in the Sunday Times. He saw the Budget as “rewarding those who work hard and do the right thing. For too long, … Continue reading

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Help us spend a penny


Britain is entering its final week of financial constipation following over  a year of holding in the urge to splash the pension cash. Speculation in the financial press is reaching fever pitch with the announcement of the Pension Wise telephone … Continue reading

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The FCA gets serious on pension outcomes


The FCA has published its 2015 business plan http://fca.org.uk/static/channel-page/business-plan/business-plan-2015-16.html Part of the plan is to award itself a £35m increase in budget, meaning it expects to spend £482m of our money – making sure our money is well managed. Whether this … Continue reading

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